Personal Loan Raichur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Raichur

      Best Banks for Personal Loan in Raichur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Raichur Features

      Personal Loan Raichur

      Expenditures are increasing day by day, and the cost of living index is also going up regularly. Therefore, people require money to launch themselves or meet their requirements. In this situation, Personal Loan Raichur helps individuals cover-up from their bad financial crisis and fulfill their desires.

      Features of Personal Loan Raichur:

      • There is no process involved to verify the collateral.
      • There is no upper limit to borrow money.
      • Personal Loan Raichur is a simple and safe loan scheme for raising funds in times of need.
      • The Loan amount is based upon the income and the repayment capability of the person.

      Personal Loan in Raichur Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Raichur Documents Required 

      Salaried Customers:

      1. Ration Card, Electricity Bill, and Telephone Bill.
      2. Sale /Property purchase agreement (for owned properties).
      3. 3 Months Bank Statement of the applicant to show income stability.
      4. Latest 3 months salary slips of the applicant.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. Balance Sheet, P&L Statement as well as ITR files
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Raichur Eligibility Criteria

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Applicants must have Indian Nationality.
      2. Applicants should be within 23 to 58 years of age.
      3. The minimum monthly income of the applicant must be Rs.17,500.
      4. Minimum of 2 years of experience in job/profession.
      5. Minimum of 1 year stay in current residence.
      6. The applicant’s credit score should be 750 or above.

      Click here to know more about- Personal Loan Salaried Applicant

      Self-Employed Applicants

      1. Applicants must have Indian Nationality.
      2. Applicants should be 28 years (self-employed individuals) and 25 years (for doctors), and the maximum age-eligible is 65 years.
      3. Minimum Turnover is Rs. 40 lakh for non-professionals and Rs. 15 lac for professionals as per audited financials.
      4. Minimum profit after taxes Rs. 2 lac for private Firms or self-employed individuals, Rs. 1 lac for non-professionals as per audited financials.
      5. Individuals should be operating in the current business for at least 5 years.
      6. The applicant’s credit score should be 750 or above.

      Click here to know more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Raichur?

      Applicants don’t need to visit the bank’s branch to apply for an Instant Personal Loan Raichur, as applicants can apply for it online at DialaBank.com. The process is straightforward & handy. This involves only a few steps:

      1. First, there is no process involved to verify the collateral.
      2. Second, there is no upper limit to borrow money.
      3. Third, the amount of a personal loan depends upon the repayment of individual income and capacity.

      How to apply for Personal Loan Raichur?

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all personal loan details where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Raichur

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

      • Loan Processing Charges: 1% of the loan amount
      • Prepayment Charges: 5% on principal outstanding + GST.
      • Additional Charges on Late Payment: 24% per annum.
      • Loan Cancellation Charges: ₹ 3000/- + GST.
      • EMI Bounce: ₹ 400 per bounce +GST.

      Personal Loan Raichur EMI Calculator

      Check your EMI at Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Raichur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Raichur. However, most institutions require a minimum score of 750 to process your loan application.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Raichur Agents

      Dialabank is the leading agent for availing of Personal Loan Raichur. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Raichur Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Jaipur.

      Pre Calculated EMI Table for Personal Loan Raichur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Raichur

      Raichur is a city in the Southern state of Karnataka. It is a municipality situated between the Tungabhadra and Krishna rivers. The city’s economy is primarily based upon agriculture, where rice, pulses, groundnut, and pluses are the main crops grown every year.

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