Personal Loan Raichur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Raichur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Raichur Features

Personal Loan Raichur

Expenditures are increasing day by day, and the cost of living index is also going up on a regular basis. People are in need of money to launch themselves or meet their requirements. In this situation, Personal Loan Raichur helps individuals to cover up from their bad financial crisis and to fulfill their desires.

Features of Personal Loan Raichur:

  • There is no process involved to verify the collateral.
  • There is no upper limit to borrow money.
  • Personal Loan Raichur is a simple and safe loan scheme for raising funds in times of need.
  • The Loan amount is based upon the income and the repayment capability of the person.

Personal Loan in Raichur Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Raichur Documents Required 

Salaried Customers:

  1. Ration Card, Electricity Bill, and Telephone Bill.
  2. Sale /Property purchase agreement (for owned properties).
  3. 3 Months Bank Statement of the applicant to show income stability.
  4. Latest 3 months salary slips of the applicant.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Balance Sheet, P&L Statement as well as ITR files
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Raichur Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Applicants must have Indian Nationality.
  2. Applicants should be within 23 to 58 years of age.
  3. The minimum monthly income of the applicant must be Rs.17,500.
  4. Minimum of 2 years of experience in job/profession.
  5. Minimum of 1 year stay in current residence.
  6. The applicant’s credit score should be 750 or above.

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

  1. Applicants must have Indian Nationality.
  2. Applicants should be 28 years (self-employed individuals) and 25 years (for doctors) and the maximum age-eligible is 65 years.
  3. Minimum Turnover is Rs. 40 lakh for non-professionals and Rs. 15 lac for professionals as per audited financials.
  4. Minimum profit after taxes Rs. 2 lac for private Firm or Self Employed Individuals, Rs. 1 lac for non-professionals as per audited financials.
  5. Individuals should be operating in the current business for at least 5 years.
  6. The applicant’s credit score should be 750 or above.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Raichur?

To apply for an Instant Personal Loan Raichur, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

  1. There is no process involved to verify the collateral.
  2. There is no upper limit to borrow money.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Raichur?

  1. Visit Dialabank.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Raichur

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

  • Loan Processing Charges: 1% of the loan amount
  • Prepayment Charges: 5% on principal outstanding + GST.
  • Additional Charges on Late Payment: 24% per annum.
  • Loan Cancellation Charges: ₹ 3000/- + GST.
  • EMI Bounce: ₹ 400 per bounce +GST.

Personal Loan Raichur EMI Calculator

Check your EMI at Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Raichur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Raichur. Most institutions require a minimum score of 750 to process your loan application.

personal loan at 10.75%*

Personal Loan Raichur Agents

Dialabank is the leading agent for availing Personal Loan Raichur. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Raichur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Jaipur.

Pre Calculated EMI Table for Personal Loan Raichur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Raichur

Raichur is a city in the Southern state Karnataka. It is a municipality situated between the Tungabhadra and Krishna rivers. The economy of the city is primarily based upon agriculture where rice, pulses, groundnut, and pluses are the main crops that are grown every year.

Other Cities For Personal Loan In Karnataka

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Personal Loan Mysore Personal Loan Malavalli
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