Personal Loan Nanjangud

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About Personal Loan Nanjangud

Personal Loan Nanjangud

Have a financial situation to deal with? Do you find yourself lacking with funds despite maintaining a monthly budget? Then you shall apply for a personal loan and get hold of your finances. A personal loan is a type of unsecured loan that a person can avail based upon their salary and credit score without the need to submit any collateral security to the lender.

Eligibility Criteria for Personal Loan Nanjangud

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Nanjangud

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as indentity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two colored passport sized photographs (Applicants shall not be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Nanjangud Rate of Interest

Personal loan interest rates depend upon the loan amount tendered, tenure of loan, and the CIBIL score of the applicant. In general, the personal loan rate of interest starts at 10.75% per annum.

How to Apply for Personal Loan Nanjangud?

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

About Nanjangud

Nanjangud officially known as Nanjanagudu is a City and Taluk in Mysore district in the Indian state of Karnataka. Nanjangud lies on the banks of the river Kapila, 23 km from the city of Mysore. Nanjangud is famous for Srikanteshwara Temple. Nanjangud is also called “Dakshina Kashi”.

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