Personal Loan Mangalore

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Mangalore

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Mangalore FeaturesPersonal Loan Mangalore

Are you running short out of cash? Do not worry. Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved in 48 hours after the verification process.

Personal Loan Mangalore is an unsecured loan that provides financial aid to the customers at affordable interest rates. To avail a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Personal Loan Mangalore Interest Rates are quite low @9.99% p.a.

Further, there is no end-use limitation on the use of the personal loan amount. You can utilize this loan amount anywhere you want to do.

Personal Loan in Mangalore Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan in Mangalore

Salaried Customers:

  1. Identity proof (Aadhaar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented rooms, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhaar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Mangalore Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed for availing a personal loan Mangalore are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. The salary should come into their bank accounts only.
  3. The applicants must should a good credit history and CIBIL score as well.
  4. The job locality of the applicant must be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an applier should be 25 years.
  2. The applicants applying for the personal loan should present the ITR files for the last three years.
  3. If the candidates are the businessman, then the business should be functioning from the past three years.
  4. The credit score of the individual should be good. There should not be any debt behind.
  5. The annual salary of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation processing of the personal loan is the candidates have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan in Mangalore?

  1. There is no requirement for any security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to money.
  3. The amount of personal loan depends on individual income and capacity.
  4. Personal Loan does not need any guarantor or nominee.

How to apply for Personal Loan in Mangalore?

  1. Visit Dialabank
  2. Visit the loan section and click on the personal loan link.
  3. The candidate will be directed to all details of the personal loan where you can select the preferred city.
  4. For more information and guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fees/ Prepayment Charges on Personal Loan in Mangalore

Every Bank and NBFC charges a fee to process your Personal Loan application. The personal loan Mangalore processing fee is 1% of the sanctioned loan amount.

If you want to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. Most of the time, you cannot close your loan before 12 months. Post 12 months that the charges differ on how many years the loan has done. These charges alter from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan EMI Calculator Mangalore

Equated Monthly Installments (EMI) is the monthly fixed payments that you pay to the bank for the loan amount borrowed. Based on your profile, the interest rate on your loan is shaped. Your EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the tenure period.

CIBIL Score required for Personal Loan Mangalore

Every lending institution has its own norm for the minimum CIBIL score required for processing a Personal Loan Mangalore. Most institutions require a minimum score of 750 for processing of your loan application.

The institutions don’t just look at the CIBIL score but also the detailed behaviour on the previous loans that you have taken. This comprises details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a hindrance to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Mangalore Agents/Broker

Dialabank is the leading agent for availing Personal Loan Mangalore. You can apply online at Dialabank or call at 9878981166

Dialabank helps you to find out the best option of Banks and NBFCs by offering you with a detailed market comparison of different banks so that you can make the right choice. Visit our website Dialabank and fill a form with your personal and employment details. Our customer relationship managers will get in touch with you.

Personal Loan Mangalore Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Mangalore.

Pre Calculated EMI Table for Personal Loan Mangalore

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Mangalore

The official name of Mangalore is Mangaluru. It is located in the Karnataka state, India. Mangalore is situated between the Arabian Sea and the Western Ghats. It is the only state which has all four modes of transport- Air, road, rail, and sea.

 

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