Personal Loan Nakrekal

Best Banks for Personal Loan Nakrekal

Personal Loan Nakrekal Features

In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend.

So Personal Loan is a feature provided by banks & NBFIs to get the best loan option to manage all expenses easily, especially for the people in metro cities.

A personal loan is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. These purposes could be debt repayment, taxes, paying medical bills and more. Personal finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.

Personal Loan Nakrekal Interest Rates and Charges

More About: Interest Rates on Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Why should one apply for Personal Loan Nakrekal?

1. The Loan amount depends upon the income and repayment capability of the applicant.

2. It is a multi-purpose offer that can be used for almost all financial problems.

3. No need to put any property or asset as security to the lender.

4. No cosigner needed for Personal Loan Nakrekal.

Personal Loan in Nakrekal Eligibility Criteria

Personal Loan Nakrekal does not apply to everyone, and there are some eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

1. Salaried

2. Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

1. The minimum age of the applicant should be 21 years and maximum up to 60 years.

2. If the borrower should have a salary of minimum Rs.18,000 per month

3. The borrower must have the work experience of the last three years, and the salary should come in their account only.

4. The person must have a good CIBIL score, i.e., at least 700+

The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

Self-employed Applicant:

1. The self-employed person’s age should be minimum of 25 years.

2. The applicant should file ITR at least for the last three years.

3. The CIBIL of the applicant should be good, and no debt should be left due.

4. The ITR(Income tax return) which the applicant files should be Rs 2.5 lakhs per annum at least.

5. And the applicant is a businessman than his business should be running from the last three years.

Personal Loan Nakrekal Documents Required

1. Identity proof:(Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

2. Residence proof:(Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.

3. The applicant must submit their PAN card, which is an essential document under the KYC formality.

4. Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

5. The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

6. Two passport size coloured photos. (Applicant should not be wearing glasses)

How to Apply for Personal Loan Nakrekal?

Anybody can apply for Personal Loan online only in 2 minutes. The process of application is straightforward and quick.

 First of all, you should check your eligibility.

     1. Visit Dialabank

     2. After that, apply for a Personal Loan online.

     3. Please enter your contact number so that we can contact you back.

     4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest. 

Processing Fee / Prepayment Charges on Personal Loan Nakrekal

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Nakrekal Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Nakrekal. You can apply online at Dialabank or give a call at 9878981166

About Nakrekal

Nakrekal is a town in the Nalgonda district in Indian State Telangana. Visit Dialabank or call 9878981166 and get assistance as soon as possible.

Check your EMIs heretofore through this EMI adding machine to realize which loan bargain fits best for you!

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