Personal Loan Prantij

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Prantij

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Prantij Features

Are you in need of cash? Well, you do not have to worry. A personal loan is a variety of loan that is available for you. This kind of loan is not only of an unsecured type with very fewer records needed with even lesser paperwork. This kind of loan may be allowed in up to 48 hours to get approved following the process of confirmation.

Personal Loan Prantij provides economic aid assistance to all customers at an affordable as well as cost-effective interest charges. To get a Personal Loan, the candidate is required to have a comparatively more powerful and dependable source of income and also a reasonably good credit history form.

Also, there exists no declared end-use restriction on the use of the personal loan product. This loan amount can be utilized in whatever way wanted.

In order to ask for a personal loan, Prantij click on Personal Loan

Personal Loan Prantij Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Prantij

Salaried Customers:

  1. Identity data(Aadhar card/driving license)
  2. Statements for the wages of the past three months.
  3. Bank observations for the last 6 months
  4. PAN
  5. Proof for Residency(Own/Rent/Company provided)
  6. Passport-size picture- 2

*NOTE: If one lives in rented rooms, rent agreement needs to be attached.

Self-Employed Customers:

  1. All monetary statements are needed(Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar
  4. Residence Verification
  5. Passport-sized pictures- 2

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Prantij

Click hither to understand more about personal loan eligibility

Salaried Applicants

  1. The base age of the applicant ought not to be under 21 years or over 60 years.
  2. The candidate must have a working knowledge of in any event three years. The coverage ought to have been moved in their stories as it were.
  3. The claimant should have an excellent credit history.
  4. The job position of the candidate should be considered.
  5. The borrower must have the least income of at least INR 25,000 p.m.

Click here to comprehend more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  1. The age of an independent body applying should be at least 25 years.
  2. The applicant asking for a personal loan should have been recording ITR for the past three years. In case the candidate is a businessman, then the company is required to be running well from the last 3 years.
  3. The credit score of the candidate should be good and there must not be any money or any dues pending.
  4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
  5. The entire document confirmation process for the personal loan approval needs the applicants to submit their financial statements and their bank statement for the past three months.

Click here to understand more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Prantij?

  1. There is no hard and fast course for the requirement of depositing any contract or collateral as a security to the bank.
  2. A personal loan is a kind of multidimensional investment, so it can be put to use for any variety of issues.
  3. The amount of personal loans is only based on the repayment capacity of the candidate.
  4. A Personal Loan does not want any nominee or sponsor.

How to apply for Personal Loan Prantij?

  1. Visit this website: Dialabank.
  2. \hen, go to the loan section and go to the personal loan section. It will direct you to the detailed knowledge of the personal loan where you can pick your city. For more information and free administration, please call 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Prantij

All Banks and NBFCs cost a certain fee to process a Personal Loan form. This cost ranges between 1.5% to 2.5% of the approved loan amount.

If you wish to close your loan before the selected loan tenure, all lending institutions will be charging you a sentence as a prepayment fee. Usually, you will not be allowed to close your loan before a duration of 12 months. Post that, the prices differ based on the number of years the loan has closed. This charge ranges from 4% of the remaining loan amount in the second year to 2% in the fourth year of the investment.

To know regarding the interest rate click on personal loan interest rate

Personal Loan Prantij EMI Calculator

Equated Monthly Installments or EMI intends a monthly fixed rate that you are needed to pay to the bank as a monthly payment for the loan amount which is secured. According to your outline, the rate of interest on your loan is set. The EMI on your loan is assessed depending upon the Rate the bank charges you with and the credit amount you have to take and the duration for which you take the loan.

CIBIL Score required for Personal Loan Prantij

All the lending institutions have their own criteria for a minimum CIBIL score that is needed to prepare a Personal Loan application in Prantij. Mostly, the institutions need a least score of at least 750 to further process an application.

No institution only looks at the overall number. They also look at an embellished view of the previous loans. The features include the type of loans and the amount of cash that was borrowed. If there exists any delay in the amounts of the previous loans, it may prevent the approval of the present loan.

personal loan at 10.75%*

Personal Loan Prantij Agents

Dialabank is one of the leading advocates for availing Personal Loan in Prantij. You can simply apply online at Dialabank or give a bell at 9878981166

Dialabank supports you to look for the most fitting option of Banks and NBFCs by giving you access to an in-detail market related analysis of many banks to help you pick the right one. Visit our website Dialabank and fill out a simplistic form with the aspects of personal and employment data. Our customer contact managers will be in touch with you shortly.

Personal Loan Prantij Contact Number

Call 9878981166 and get timely support and approval for Personal Loan in Prantij.

Pre Calculated EMI Table for Personal Loan Prantij

Click hither for a personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About PrantijPersonal Loan Prantij

Prantij is a town and a municipality in the Sabarkantha district in the Indian state of Gujarat.

FAQs About Personal Loan Prantij

Who can apply for a Personal Loan in Prantij?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Prantij.

What is the tenure of Personal Loan in Prantij?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Prantij?

Yes, there are 2 types of statements that one needs to pay in order to avail a personal loan in Prantij:

Processing Fee: For every bank or lending company that you borrow from, there is a small fee that they charge from the client. This is known as Processing Fee. The amount of processing fee varies for each lending company and is normally between 1% and 2.5% of the loan value.

Pre-closure Charges: If you need to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Prantij get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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