Personal Loan Puducherry

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Puducherry

      Best Banks for Personal Loan in Puducherry

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Puducherry Features

      Personal Loan Puducherry

      If you need monetary assistance to tackle immediate financial requirements that may be anything from paying medical bills to mobilizing your assets, then getting a personal loan might be the most suitable option for you as the loan amount that you will get from a Personal Loan Puducherry can be used for any of the aforementioned purposes and on top of that the applicant does not need to provide any type of collateral against the loan.

      To avail Personal Loan online, simply visit our website and apply to get the best offers at affordable rates.

      Personal Loan in Puducherry Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Puducherry Documents Required 

      Salaried Customers:

      1. 2 Passport-sized photographs (colored)
      2. Minimum Age of applicant: 21 Years.
      3. Maximum Age of applicant: 60 Years.
      4. Proof of Income: Salary Slip
      5. ID Proof such as Aadhar card/ Driving License/ Passport copy, etc.
      6. Proof of residence like Water bill/ Passport copy/ Aadhar card, etc.
      7. A person who gets his/her salary in cash is not eligible for availing of Loan

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. Minimum Age: 25 Years.
      2. Maximum Age: 65 Years.
      3. Should be filing for an annual ITR of 2.5 to 3 lakh.
      4. Residence proof: Must be having an Office or Home along with the proof of the same
      5. ID Proof such as Aadhar card/ Driving License/ Passport copy, etc
      6. Two recent passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Puducherry Eligibility Criteria 

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Minimum Age of applicant: 21 Years.
      2. Maximum Age of applicant: 60 Years.
      3. Work Experience must be Overall 3 years and should have 1-year experience in the ongoing job.
      4. CIBIL Score should be above 700 and no history of bad credit is desirable
      5. A person who gets his/her salary in cash is not eligible for availing of Loan
      6. The job location of the applicant should be mentioned.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. Minimum Age: 25 Years.
      2. Maximum Age: 65 Years.
      3. Should be filing for an annual ITR of 2.5 to 3 lakh.
      4. Residence: Must be having an Office or Home along with the proof of the same
      5. The business should be running for the last 3 years is the applicant is a businessman
      6. CIBIL Score must be more than 700.
      7. Should submit all his updated financial and banks statements

      Click here to know more eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Puducherry?

      1. Unsecured loans do not require any mortgage or security deposit for loan approval
      2. The use of loan amount is flexible in nature and can be used for any purpose
      3. A third party is not involved in the agreement of the deal.

      How to apply for Personal Loan Puducherry

      1. Visit Dialabank to get the best offers on a personal loan
      2. Select personal loan in the loan section and kindly fill in all necessary details
      3. Our relationship manager will then contact you on the number provided and assist you further
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Puducherry

      Each lending institution charges an expense for preparing your Personal Loan application. These charges 1% of the endorsed advance sum.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done.

      Personal Loan Puducherry EMI 

      Equated Monthly Installments also know as EMI are the fixed charges that you pay on a monthly basis to the bank as a mode of repayment of the loan amount taken. EMI is calculated basis the personal loan Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      Click here to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Puducherry

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application. The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Puducherry Agents

      Dialabank is the leading agent for availing Personal Loan in Puducherry. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Puducherry Contact Number

      Call 9878981166 and get Instant Personal Loan in Puducherry.

      Pre Calculated EMI Table for Personal Loan Puducherry

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Puducherry

      Puducherry which literally means New Town in Tamil. It was previously known as Pondicherry, which is a union territory in India. It was formed out of 4 exclaves of former French India, namely Pondichéry, Karikal (Karaikal), Mahé and Yanam (Yanam). It is named after the biggest district, Puducherry. It lies in the southern part of the Indian Peninsula.

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