Personal Loan Rajam

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Rajam

      Best Banks for Personal Loan Rajam

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Rajam Features

      personal loan rajam

      Are you falling low down of money? Do not bother as Personal Loan is conveniently available for you. This loan is unsecured in the world with lighter paperwork and gets passed within 48 hours following the confirmation process of the provided documents.

      Personal Loan Rajam is a kind of loan to get financed from the bank at a low rate of interest to accomplish your private needs. The bank would not examine the use of the loan.

      So Personal Loan is the best route to come over such financial difficulties. Whenever there is a call for urgent money then you may opt for the personal loan.

      Personal Loan Rajam Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      More About: Interest Rates on Personal Loan

      Documents for Personal Loan Rajam

      Salaried Customers:

      1. Identity proof (Aadhar card/ Driving license)
      2. Statement of the salary of the past 3 months.
      3. Bank statements of the past 6 months
      4. PAN Card
      5. Proof for Residence (Own/Rented/Company provided)
      6. 2 Passport-size photographs

      Self-Employed Customers:

      1. All financial statements (Balance Sheet, P&L Statement and ITR files)
      2. PAN Card
      3. Residence Verification Proof
      4. Aadhar Card
      5. Passport-sized photographs- 2


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Rajam

      The eligibility criteria may vary between Salaried and Self-Employed.

      Salaried Applicants

      1. The base age of the candidate ought not to be under 21 years or over 60 years.
      2. The candidate must have work knowledge of three years. Compensation to be moved in their records.
      3. The applicant should have a good credit history.
      4. The job location of the applicant should be notified.
      5. The borrower must have a minimum monthly income of INR 25,000

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of the person applying should be at least 25 years.
      2. The applicant should have been registering ITR for the past three years. A businessman is required to run the business for the last 3 years.
      3. The credit score should be good and there must not be any debt pending.
      4. The annual income of the applicant should be at least Rs 2.5 lakh.
      5. The whole documentation process needs the claimants to submit their financial statements and bank statements for the past 3 months.

      Click here for eligibility of– Self-employed Applicant

      Why Apply for Personal Loan Rajam?
      1. There is no restriction for the terms of depositing any mortgage as a pledge to the bank.
      2. A personal loan is a kind of multidimensional loan, which can be put to use for any subject.
      3. The amount of personal loans is solely based on the repayment capacity of the candidate.
      4. A Personal Loan does not need any nominee or guarantor.
      How to apply for Personal Loan Rajam?
      1. Visit this website:
      2. Afterward, go to the loan section and go to the personal loan link. It will lead you to the complete information on the personal loan where you can choose your city. For more information, call 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Rajam

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      If you want to shut your credit before the decided credit period, all loaning corporations will impose you a fine as a prepayment charge. You won’t be allowed to terminate your credit before the cycle. Post that, the charges vary reliant on the number of years the loan has terminated. This charge changes from 4% of the balance in the next year to 2% in the fourth year of the loan.

      To know the interest rate click on personal loan interest rate

      Personal Loan Rajam EMI Calculator

      Equated Monthly Installments or EMI signifies a cyclic set rate that you need to return to the bank as monthly compensation for the loan amount which is obtained. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate the bank charges you with and the loan amount you have to take and the duration for which you take the credit.

      Click here to know more about- EMI Calculator

      CIBIL Score required for Personal Loan Rajam

      All the lending companies have their own criteria for the least CIBIL score that is necessitated to prepare a Personal Loan application in Ramgarh. Commonly, the organizations demand a least score of 750 to process an application form.

      No organization simply views at the overall record; they also study at a refined composition of the preceding loans. The specifications involve the sort of loans and the amount of wealth that was procured. If there is any delay in the returns of the prior loans, it may terminate the approval of the present loan.


      Interest Rate 9.99%


      Personal Loan Rajam Agents

      Dialabank is one of the top lending agencies for Personal Loan Rajam. You can readily apply online at or call at 9878981166

      Dialabank aids you to pursue the best alternative of Banks and NBFCs by delivering you a way to an inside-detail market comparative study of several banks to serve you choose the accurate one. Visit our website to fill an uncomplicated form with the details of individual and job/business data. Our client association handlers will be in touch with you soon.

      Personal Loan Rajam Contact Number

      Call 9878981166 and get appropriate support and approval for Personal Loan Rajam.

      Pre Calculated EMI Table for Personal Loan Ramgarh

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Rajam

      Rajam is a Nagar panchayat and the headquarters of Rajam Mandalin Srikakulam district of Andhra Pradesh, India.

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