Personal Loan Sirsa

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Sirsa

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Sirsa FeaturesPersonal Loan Sirsa

Are you looking for external monetary assist to meet your personal necessities? If sure, then you may avail a non-public loan. It’s miles a mortgage that may be used for specific purposes like paying debts, going for a holiday, paying lessons fees and lots of greater. Private loan offers a method to all troubles of economic wishes and coins urgently.
This mortgage is unsecured in nature with minimal documentation and much less office work. This loan can be approved in forty-eight hours after the verification procedure. A personal loan will help you to triumph over your monetary disaster.
Because the call suggests, a personal loan can opt with the aid of an applicant for pressing coins requirement, as an example, any scientific trouble, schooling reason, or wedding ceremony or to fulfil any of your different private needs. this is an existence-saver option.
To get a loan, the applicant wishes to have an inflexible and precise source of profits and an excellent credit history. There’s no hindrance in the long run use with the mortgage quantity.

Personal Loan Sirsa Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Sirsa

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Sirsa

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. Salary needs to be received in this accounts only.
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. ITR for the last three years.
  3. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
  4. The business should be running from the past three years.
  5. The credit score of the individual applicants should be trustworthy.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Sirsa?

  1. No Securities: The securities for those loans are not required. Those loans are based on the month-to-month or annual earnings of the applicants.
  2. Interest charges: those loans have a totally competitive rate of hobby. A number of the banks provide the most inexpensive of loans in this class.
  3. Tenure: The term of these loans can be extended to five years. There are some of the exceptions too.
  4. Short Processing: The loans are processed very quickly after the verification of the documents.
  5. EasyInstallments: The applicant can choose the variety and quantity of the instalments for this mortgage in step with his affordability.
  6. Minimum Documentation: The documents wished via the banks to avail of these loans are simple files.
  7. Credit score rating: a number of the candidates follow for these loans to improve their credit score rating.

How to apply for Personal Loan Sirsa?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website Dialabank.
  2. Go to the loan section.
  3. Click on the personal loan link.
  4. The applicant will be required to fill in all the details of themselves.
  5. Click on Request a quote and our relationship manager will soon get in touch with you.
  6. For free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Sirsa

Every bank and NBFC charges two styles of the price for on private loan software.

  1. The processing charge charges are mandatory for each ban/NBFC. The Personal loan Sirsa processing fee is 1% of the sanctioned loan amount.
  2. The alternative is pre-closure fees which might be applicable if you want to foreclose your mortgage before the agreed loan tenure. Mortgage can not be closed before twelve months. Submit that the prices vary depending on what number of years the loan has carried out. Those expenses vary from four% inside the 2nd yr to 2% within the 4th 12 months of the superb loan quantity.

Personal Loan Sirsa EMI Calculator

Equated Monthly Installments or EMI is the fixed monthly amount that the applicant has to pay to the bank as the loan amount. The applicant is the borrower in such cases, and the bank is the lender. EMI varies according to your loan amount and tenure. You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Sirsa

CIBIL Score is the history of your payments that you have done in the past. The CIR (Credit Information Report) is the record of your credit score which checks your account’s history and reliability for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL score of 750 and above is considered good while applying for a personal loan.
  2. The better the CIBIL score, the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Sirsa Agents

Dialabank is associated with diverse banks and NBFCs in Sirsa that offer private loans at low-hobby prices. For this reason, DialaBank is the main agent for availing personal loan in Sirsa. You could additionally follow on-line at Dialabank or provide a call at 9878981166.

  1. We are usually geared up to help our applicants and are available 24/7.
  2. The approval system at DialaBank is time-saving.
  3. The mortgage gets disbursed inside 24 hours.
  4. Our experts will help you, and our relationship managers will provide steering.

Personal Loan Sirsa Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Sirsa.

Pre Calculated EMI Table for Personal Loan Sirsa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sirsa

The district of Sirsa lies in the westernmost region of the Indian state of Haryana, bordering Punjab and Rajasthan. Sirsa’s history dates back to the time of Mahabharata. It is also believed that the river Sarasvati flowed in this area.

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