Maruti Suzuki S Presso Car Loan @ 7.35% Interest Rate

Maruti Suzuki S Presso Car Loan: Features & Benefits

Maruti Suzuki S Presso Car Loan Interest Rate	7.35%* per annum
Maruti Suzuki S Presso Car Loan Min Loan Amount	₹ 100,000
Maruti Suzuki S Presso Car Loan Max Loan Amount	Loan up to 90% of On Road Price
(Loan to Value)	or 100% of Ex-showroom Price
Maruti Suzuki S Presso Car Loan Tenure	1 year to 7 years
Lowest EMI / Lac	₹ 1,622
Minimum Net Monthly Income	₹ 20,000
Minimum ITR for Self Employed	₹ 2,00,000
Age Criteria	Salaried: 21 years to 60 years Self Employed: 21 years to 65 years
Types of Cars	For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Maruti Suzuki S Presso Car Loan Processing Fee	0.40% of the principal amount
Foreclosure Charges	6% (7-12 months)
Basic Documentation	Address Proof, Bank Statement, Car Quotation, and ID Proof

Maruti Suzuki S Presso Car Loan Eligibility Criteria

Salaried Individual	Age – 21 years to 60 years Net Monthly Income – Minimum ₹ 20,000 Employment Duration – 1-year minimum Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals	Age – 21-65 years of age Minimum ITR – Rs.2 lakh Employment Duration – Minimum 3 years Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)	Minimum ITR – Rs. 2 lakh Employment Duration – 3 years minimum The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers	At least 6-month vintage Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters

Maruti Suzuki S Presso Car Loan EMI Calculator

Maruti Suzuki S Presso Car Loan EMI starts at Rs 10,623 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 5.02 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Maruti Suzuki S Presso. To check your EMI visit the Dialabank EMI Calculator page.

Maruti Suzuki S Presso Car Loan Interest Rate, Fees, and Charges

Charges	New Car Loan	Used Car Loan
Interest Rate	7.35%	11.80% p.a. to 13.80% p.a.
Maruti Suzuki S Presso Car Loan Processing fee	0.40%	0.40%
Issuance of Duplicate Repayment Schedule Charges	Around Rs.500	Around Rs.500
Foreclosure Charges	6%	6%
Penal Interest	2% PM	2% PM
Maruti Suzuki S Presso Car Loan Part Payment charges	6% of the amount	6% of the amount
Cheque/Instrument Swap Charge	Around Rs.500	Around Rs.500
Documentation Charge	Around Rs. 500	Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges	Around Rs. 500	Around Rs. 500
Registration Certification Collection Charge	Around Rs. 200	Around Rs. 200
Cheque Bounce/Instrument Return Charges	Around Rs. 500	Around Rs. 500
Issuance of Duplicate Statement Charges	Around Rs. 500	Around Rs. 500
Loan Cancellation/Re-booking Charges	Around Rs. 1000	Around Rs. 1000
Issuance of Credit Report	Around Rs. 50	Around Rs. 50

Maruti Suzuki S Presso Car Loan Documents Required

Maruti Suzuki S Presso Car Loan Salaried Individual

Category	Documents Required
Identity Proof (Any 1)	Passport Voter ID Aadhar Card Driving License
Address Proof (Any 1)	Aadhar Card PAN Driving License Electricity Bill
Date of Birth Proof (Any 1)	Passport Birth Certificate High School Marksheet Driving Licence
Signature Proof (Any 1)	PAN Bankers Verification Passport
Income Proof	Salary Slip and latest Form No.16
Bank Statement	Last 6 month Bank statement
Employment Continuity Proof	Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment

Maruti Suzuki S Presso Car Loan Self-Employed Individuals

Category	Documents Required
Identity Proof (Any 1)	PAN Card Passport Voter ID Aadhar Card
Address Proof (Any 1)	PAN Card Voter ID Passport Electricity Bill
Date of Birth Proof (Any 1)	Birth Certificate Passport Driving Licence PAN
Signature Proof (Any 1)	PAN Bankers Verification Passport
Bank Statement	Bank statement of last 6 months
Employment Continuity Proof	Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate
Business Proof	Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate

Maruti Suzuki S Presso Car Loan Self-Employed Non-Individuals

Maruti Suzuki S Presso Car Loan Partnership Firms/Societies

Category	Documents Required
Identity Proof (Any 1)	Driving Licence PAN Card Aadhar Card Passport
Address Proof (Any 1)	Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID
Income Proof	Audited Balance Sheet P&L Account ITR for the previous 2 years
Bank Statement	Last 6 month
Business Continuity Proof	Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement
Additional documents	Letter of Authority or PAN Card

Maruti Suzuki S Presso Car Loan Private Limited/Limited Companies

Category	Documents Required
Identity Proof	The latest copy of MOA and AOA Copy of Incorporation
Address Proof (Any 1)	SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate
Income Proof	Audited Balance Sheet P&L Account and ITR for the previous 2 years
Bank Statement	Previous 6 Months
Business Continuity Proof	P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate
Additional documents	List of Shareholding partners and Directors Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co.

Maruti Suzuki S Presso

Price – Rs 3.78 – 5.26 Lakh

Maruti Suzuki S Presso Price

The price of Maruti S Presso starts at Rs. 3.78 Lakh and goes up to Rs. 5.26 Lakh. Maruti S-Presso is offered in 14 variants – the base model of S Presso is STD and the top variant Maruti S-Presso VXI Opt CNG comes at a price tag of Rs. 5.26 Lakh.

Prices of Maruti Suzuki S Presso Exshowroom Delhi

Variants	Price
STD998 cc, Manual, Petrol, 21.4 kmpl	3.78 Lakh
STD Opt998 cc, Manual, Petrol, 21.4 kmpl	3.84 Lakh
LXI998 cc, Manual, Petrol, 21.4 kmpl	4.16 Lakh
LXI Opt998 cc, Manual, Petrol, 21.4 kmpl	4.22 Lakh
VXI998 cc, Manual, Petrol, 21.7 kmpl	4.40 Lakh
VXI Opt998 cc, Manual, Petrol, 21.7 kmpl	4.46 Lakh
VXI Plus998 cc, Manual, Petrol, 21.7 kmpl	4.63 Lakh
VXI AT998 cc, Automatic, Petrol, 21.7 kmpl	4.90 Lakh
VXI Opt AT998 cc, Automatic, Petrol, 21.7 kmpl	4.96 Lakh
LXI CNG998 cc, Manual, CNG, 31.2 km/kg	4.96 Lakh
LXI Opt CNG998 cc, Manual, CNG, 31.2 km/kg	5.02 Lakh
VXI Plus AT998 cc, Automatic, Petrol, 21.7 kmpl	5.06 Lakh
VXI CNG998 cc, Manual, CNG, 31.2 km/kg	5.20 Lakh
VXI Opt CNG998 cc, Manual, CNG, 31.2 km/kg	5.26 Lakh

Down Payment Required for Maruti Suzuki S Presso Car Loan

Lenders usually fund 90% of the On-Road Price of the Maruti Suzuki S Presso. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Maruti Suzuki S Presso and the loan amount. The principal and length of the loan decide the Maruti Suzuki S Presso interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Maruti S Presso On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing

About Maruti Suzuki S Presso

The Maruti S Presso is a four-seater hatchback that costs between Rs. 3.78 and Rs. 5.26 lakh*. It comes in 14 different configurations, with a 998cc BS6 engine and two transmission options: manual and automatic. The S Presso also has a kerb weight of 831-854 pounds, a ground clearance of, and a boot capacity of 270 litres. The S-Presso comes in five different colours. Over 379 user reviews for Maruti S-Presso based on mileage, performance, price, and overall experience.

Maruti Suzuki Presso S Mileage

The Maruti S Presso mileage is 21.4 kmpl to 31.2 km/kg. The Manual Petrol variant has a mileage of 21.7 kmpl. The Automatic Petrol variant has a mileage of 21.7 kmpl. The Manual CNG variant has a mileage of 31.2 km/kg.

Fuel Type	Transmission	ARAI Mileage
Petrol	Manual	21.7 kmpl
Petrol	Automatic	21.7 kmpl
CNG	Manual	31.2 km/kg

How to get Maruti Suzuki S Presso Car Loan

Visit the official page of Dialabank
Go to the Car Loan option and fill up all the required information asked like name etc.
Our relationship manager will get in touch with you over your application and solve all your doubts.
Contact Dialabank at 9878981166 for further queries.

Maruti Suzuki News

This Can, Maruti NEXA models are eligible for up to Rs 55,100 in benefits.

The S Presso is eligible for up to Rs 55,100 in benefits.
The XL6 is only available with a corporate discount of up to Rs 3,000 from Maruti.
The Baleno is available at a discount of up to Rs 31,100.
Both of the deals are good for the whole month of May 2021.

Mid-size Hatchbacks Can Save You Up To Rs 55,000

The Renault Triber is eligible for up to Rs 55,000 in discounts.
Maruti’s Swift is right behind it, with benefits worth up to Rs 53,000.
On the Hyundai Grand i10 Nios, you can save up to Rs 45,000.
Offers of up to Rs 23,000 are available for both the Ford Figo and the Freestyle.

FAQs on Maruti Suzuki S Presso Car Loan

✅ What is the Maruti S Presso’s on-road price?

In Delhi, the S Presso begins at Rs. 4,18,456 on the lane. RTO fees and insurance are included in the on-road price.

✅ What is the Minimum and Maximum Loan Amount for Maruti S Presso Car Loan?

The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.

✅ What is the interest rate of the Maruti Suzuki S Presso Car Loan?

The interest rate for Maruti Suzuki S Presso Car Loan is 7.35%

✅ What is the Maruti Suzuki S Presso Car Loan Tenure?

1 year – 7 years is the loan tenure for Maruti Suzuki S Presso Car Loan.

✅ What are the new Maruti S Presso deals for the month of May?

There are two deals on the Maruti S Presso in Delhi for the month of May 2021.

✅ Which car is better, the S-Presso or the KWID?

The S Presso costs Rs 3.78 lakh ex-showroom, while the KWID costs Rs 3.18 lakh ex-showroom. Compare the prices, features, and specifications of these two models.