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Personal loan


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Today, getting a loan without providing any collateral is no more a difficult task as one can apply for a Personal Loan. It is a collateral free loan that can be used to meet various personal expenses of life. It is a convenient scheme for people who do not want to risk their valuable assets to secure the loan.


Why one should choose Personal Loan in Agra?

  •     Borrow a Loan amount up to Rs 15 lakhs.
  •     Less paperwork involved.
  •     Cheapest Interest rates.
  •     No security or Guarantee requirement.
  •     Instant approval within 48 hours.
  •     Flexible loan tenure from 12 to 60 months.


Personal Loan Interest Rates:


HDFC Bank State Bank of India Axis Bank
 14 % 15 % 15 % - 24 %


Who are eligible for Personal Loan in Agra?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 10,000 (Monthly).
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.


*A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory


Documentation for Personal Loan:


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Agra:

Agra is a city that lies on the banks of the Yamuna river  in the northern state of Uttar Pradesh in India. It is the former capital of Hindustan. It is the most populous city in Uttar Pradesh and 19th most populous in India.


Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.






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