UCO Bank is also known as United commercial bank. Headquarter of the bank is in Kolkata. Bank provides various financial services to its customers. These services include banking, online banking, loans, wealth management, and Credit Cards. UCO Bank offers Personal Loan scheme to meet domestic needs like marriage, medical, traveling and other social obligations.

About UCO Bank Personal Loan

Personal Loan is an unsecured kind of loan. In personal Loan, the bank provides financial aid to customers to fulfill their personal needs. The customers can use this amount of loan anywhere in their personal life. It can be a wedding, education, medical emergency or anything. The bank does not put any end-use restriction on the use of loan amount.

Eligibility Criteria for UCO Bank Personal Loan

There are some Eligibility Criteria of Banks to provide a loan. You will have to qualify the eligibility criteria if you want finance to meet your requirement. Check your Eligibility in 1 minute. Apply Online and get Personal Loan. Generally two categories of the applicants are there.
Criteria for both categories is different. Let us discuss them one by one.


Firstly  the age of the applicant is required to be more than 21 years.
After that monthly income should be  Rs. 18000 per month at least.
After that, the applicant should have the work experience of 3 years at least.
After that he/she should be getting the salary in his/her bank account.
The credit history of the applicant should be good (more than 720).


If the applicant is self-employed than his/her age should be 25 years at least.
The customer should be filing ITR for last three years at least.
His/her CIBIL score should be good (more than 720).

UCO Bank Personal Loan Documentation

One Identity Proof. (Aadhar Card/ PAN Card/ Driving License/ Voter ID Card/Passport)

One Residence Proof. (Aadhar Card/ PAN Card/ Driving License/ Voter ID Card/Passport)One Income Proof/Water and electricity bills/Rent Agreement).

Income Proof (Salary Slips of last three months or online bank statement)

Two Passport size photographs.


Last 3 Months Salary Slips

Latest 3-month bank statements (Savings or Salary A/C)

2 Passport Size photographs

Photocopy of PAN Card

Address Proof: Electricity bill/ Telephone Bill

Aadhaar Card

1 One Cancelled Cheque













UCO Bank Personal Loan Advantages:

Easy Loan Tenure: Pay off your UCO Bank Personal Loan at your ease. The bank provides loan amount from Rs 50,000 to Rs 1000000 and you can repay it easily by opting for tenures ranging from 12 months to 36 months. Generally, loan amount varies according to the income of the applicant.
Balance transfer option: There is no need to pay a higher interest rate on your already running personal loan? You have the option of transferring your loan to UCO Bank at the low-interest rates. You also have the option of getting an additional loan, as per your eligibility when you transfer your existing loan from any other bank to UCO Bank.
Existing customer advantage: The bank provides extra benefit to its existing customers. Existing customers can avail the UCO Bank Personal Loan without providing income papers.
Easy documentation: Here you can avoid multiple documentation processes. At UCO Bank, it is easy to apply for a Personal Loan, as the documentation process is simple and friendly.
Quick approval process: You don't have to wait too long to get a personal loan anymore. At UCO Bank, we are prepared to meet your urgent financial needs. You will get the money when you need it most. It will take maximum 12 hours to get the loan disbursed.

UCO Bank Personal Loan Interest Rates

UCO Bank Interest Rates vary between 10.75 % - 18% per annum, depending on the customer profile. 

How to Apply?

First of all visit www.dialabank.com.
After that, fill the online application form.
Enter your contact number.

Why choose Dialabank for Personal Loan?

It is very easy to avail loan from every bank online.
But Dialabank is only one place with different banks in hand.
It is a financial platform where you can check and compare different loan rates across different banks.
Even you can solve all of your queries on the phone by dialing toll-free number 60011600. You will get personalized service on the phone from our trained relationship manager.
Is CIBIL important in a Personal Loan?
CIBIL Plays a very important role in the approval of the Personal Loan. If your CIBIL Score is not good you will not be able to apply for a Personal Loan.

UCO Bank Personal Loan Service Charge:

1% (minimum Rs.500/-)

Other leading personal loan providers (Click to Apply)

HDFC Personal Loan

Axis Bank Personal Loan

PNB Personal Loan

SBI Personal Loan

Bandhan Bank Personal Loan

Bank of Baroda Personal Loan

Fullerton India Personal Loan


UCO Bank Personal Loan EMI Calculator
UCO Bank Personal Loan EMI Calculator