Car Loan Amalner

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Car Loan Amalner

Best Banks for Car Loan in Amalner

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35% - 7.95 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Amalner Features

A car loan is financial funding provided by banks and NBFC’s to make your dream come true of having your car. It is not a difficult task nowadays availing for a car loan as numerous products have come into the market to cater to the needs of a buyer. Moreover, if you want to buy a pre-owned car, financial institutions also provide the service of used car loans which can be used for financing a used car. Car Loans come at an affordable rate of interest and requires minimal documentation.

Car Loan Amalner Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Amalner Documents Required

Documents required for car loan are as followed:

For Salaried Employees

  1. Identity Proof in the form of, PAN Card, Passport copy, Voters ID card, Driving License, or any other proof
  2. Income Proof – Latest 3-month salary slip with adjoining form 16
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy /  Life Insurance Policy / Electricity Bill / /PAN Card
  4. Bank Statements for the last previous 6 months for the applicant of Amalner.

For Self Employed

  1. Identity Proof in the form of, PAN Card, Passport copy, Voters ID card, Driving License, or any other proof
  2. Income Proof Previous few years ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy /  Life Insurance Policy / Electricity Bill / /PAN Card
  4. ITR must be filed for the last previous 2 years for self-employed people of Amalner.

Car Loan Analner Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Employees

  1. The age limit for a car loan is 21 to 65 years
  2. A salaried employee must be working in the current organization for at least a year.
  3.  An employed individual must have a minimum salary of Rs 25000.

For Self Employed

  1. The age limit for a car loan is 21 to 65 years
  2. An individual must have their business running from at least the past three years.

Car Loan for Car Manufacturers in Amalner

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Amalner

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Amalner

CIBIL score is an essential criterion based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL score for a car loan varies from bank to bank. Generally, a score above 800 is considered to be decent for any individual to be eligible to apply for a car loan.

One must clear all the pending dues and debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.

Car Loan Amalner Contact Number

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To get an instant car loan you can visit our website Dialabank or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Amalner

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

You can calculate your EMI here: Car Loan EMI Calculator

About Amalner

Amalner is a city and a municipal council in Jalgaon district in the state of Maharashtra, India, situated on the bank of the Bori River. Amalner is known to be the  birthplace of the Wipro company, which started business by producing vanaspati ghee from sunflower seeds there. Amalner is a tehsil in the Jalgaon distric

Car Loan EMI Calculator

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