Car Loan Bathinda

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Car Loan Bathinda

Best Banks for Car Loan in Bathinda

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bathinda Features

Car loan BathindaCar Loan or Auto Finance in the form of finance used to sort out all of the expenses involved in buying your own vehicle. It would be very difficult to arrange funds with your own income to grab your favorite car. Use this valuable loan option to grab your four-wheelers at best in class interest rates. Every person desires to buy a car, and not everyone has the capability to pay such a big amount at once. A car Loan is an offer that can help a person to acquire funds to pay for the vehicle.  One can use this scheme for buying a car of any brand and model, according to the requirement.

Online car loans are an appropriate and fitting way to finance your car in just a few simple steps. Visit DialaBank and get yours now.

Car Loan Bathinda Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Bathinda Documents Required

Documents required for car loan are as followed:

For Salaried:

  • Identity proof- Aadhar Card/ Driving license/ Passport copy, etc
  • Address proof- water bill/ telephone bill/Voter ID/ Passport copy
  • Income proof- last 3 months salary slips
  • 2 recent passport size photographs

For Self-Employed :

  • Identity proof- Aadhar card/Driving license/ Passport copy, etc
  • Address proof- water bill/ telephone bill/Voter ID/Passport copy
  • Income proof- Recent tax returns files
  • 2 recent passport size photographs

Car Loan Bathinda Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Individual –

  • Must be working for at least a year in the current employment 
  • Should earn a minimum salary of Rs. 25,000 per month 
  • The applicant should be between 21 to 65 years of age

For Self-employed individual –

  • They must have their business running from at least the past three years 
  • The applicant should be between 21 to 65 years of age.

Car Loan for Major Car Manufacturers in Bathinda

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Bathinda

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Bathinda

Apply for a Car Loan

CIBIL score shows the credit borrow and repayment behavior of an individual. Various banks and NBFCs have different minimum CIBIL criteria for loan approval. Generally, if an applicant has a score above 800 then they are eligible for availing a car loan at an on-road price.

It is important that one should clear all the pending dues and debts in order to maintain a decent credit score. Default in your credit score may cause inconvenience in availing of a fresh car loan in the future.

Car Loan Bathinda Contact Number

To get instant car loans you can visit our website or call on 9878981166 to get the best assistance. Our executives are well trained and will assist you in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Bathinda

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

You can calculate your EMI here: Car Loan EMI Calculator.

Car Loan EMI Calculator

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