Car Loan Bidhannagar

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Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
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Best Banks for Car Loan in Bidhannagar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bidhannagar Features

Car Loan BidhannagarOne of the best ways to buy the car of your dreams even in a shortage of funds is by availing a Car Loan. Car Loans are a popular and widely utilized service provided by almost all the major lending institutions.

Car loans have numerous benefits such as affordable interest rates, minimal documentation, flexible repayment structure, and fast disbursal of loan. To avail a car loan online, visit DialaBank, and get personalized assistance.

Car Loan Bidhannagar Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bidhannagar Documents Required

  1. You must provide a government authorized identity proof such as Aadhar Card/ Driving License/ Passport Copy, etc.
  2. An applicant is required to submit proof of income such as previous 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual
  3. Individual must submit address proof such as Water Bill/ Telephone bill/ Voter ID/ Passport Copy
  4. 2 recent passport size photographs

Car Loan Bidhannagar Eligibility Criteria

  1. An individual must be between 21 to 65 years of age.
  2. A salaried employee should be working in the current company for at least a year.
  3. A Self-employed individual must have their business running from at least the past three years with yielding profit
  4.  A salaried applicant must have a minimum salary of Rs 25000.

How to Apply for Car Loan in Bidhannagar?

Applying for a car loan is an easy and hassle-free process. The best way to apply for a car loan is by applying online.

  1. Visit our website DialaBank to choose from a wide range of product appropriate for you
  2. Select Car Loans on the homepage to avail financing for your car
  3. Fill an online application form stating all the personal and professional details.
  4. Provide your current contact number so that our executives can assist you in the further process.

There is also an offline method available for applying a car loan which requires the applicant to visit the nearest branch office of the bank and do the needful.

Processing Fees & Prepayment Charges on Car Loan Bidhannagar

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bidhannagar

CIBIL score or credit score denotes your loan issue and repayment behaviour. Banks consider the CIBIL score important before approving for a loan so as to avoid any inconvenience in the repayment of the car loan in the future. A minimum CIBIL score of 800 and above is considered to be a decent score. Hence, an applicant must ensure that their score is maintained as per the requirement.

It is essential that one should pay off all the pending dues and debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.

Car Loan Bidhannagar Contact Number

To get finance for your car you can visit our website or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Bidhannagar 

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Bidhannagar

Also known as Salt Lake City, Bidhannagar is a city in the state of West Bengal. It is known to be a well-planned satellite city. The city has been ever-developing and has now become an IT hub of Kolkata. It has witnessed a ton of economic as well as social expansion.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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