Car Loan Jambusar

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Jambusar

Best Banks for Car Loan in Jambusar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jambusar Features

car loan jambusar

Nowadays everyone desires to own a car to make life easier. But not everyone has the needed financial situation. Are you coping with this trouble? Don’t worry. We Dialabank financial services assist consumers to compare, analyze, and select the best loans possible.

Getting a car loan is not as difficult, nowadays having a car is a normal thing, and this process is made simple by Dialabank by bringing you the best car loan deals online at a single platform for you to compare, analyze and apply for a car loan online without any worry about them. You can get a Car Loan Jambusar at the earliest and with a very satisfying service that you will not forget.

Some key features of car loan in Jambusar are the following:

  • Easy monthly repayment options are accessible for you.
  • Instantly car loan available
  • Loan Tenure period ranges from 1-7 years
  • There is a provision of affordable interest Rates offers to fulfill your needs.
  • There are no hidden or additional charges

Car Loan Jambusar Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Jambusar Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

  1. Proof of Recognition: Passport copy, PAN Card, Voters ID card, Driving License
  2. Proof of Salary: Latest 3-month salary slip with form 16
  3. Accommodation Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Passport copy, PAN Card, Voters ID card, Driving License: For Recognition Proof
  2. Latest ITR: For income proof
  3. Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card: For Address Proof
  4. Last 6 months bank statement

Car Loan Jambusar Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for a car loan.

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Rs. 60000 per annum profit for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Jambusar

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan in Jambusar

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Jambusar

CIBIL score reflects your credit history in the past and your defaults in the refund of your previous loans. A good credit score is considered as 750 and above as most of the foundations provide you fund to ask for a high credit score. Every bank and NBFC has criteria for a minimum CIBIL score they require to process your Car Loan Jambusar. A Lower CIBIL score than 750 can attract a bit higher rate of interest.

A very low CIBIL score can lead to disapproval of your loan as it is the first thing a bank tracks before the processing of your loan. Your record of previous loans is taken into consideration for a Car Loan Jambusar. If there are any late payments for previous loans, it will be a barrier to the availing of a fresh loan.

Car Loan Jambusar Agent Contact Number

You can avail of a car loan Jambusar easily from Dialabank if you have any queries related to the car loan just contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Jambusar

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Jambusar

Apply for a Car Loan

About Jambusar

Jambusar is a city and municipality in the Bharuch district in Gujarat state, India. As per 2019, it had a population of 50,000.

Other Cities for Car Loan in Gujarat

Car Loan Gondal Car Loan Dhrol
Car Loan Gandhinagar Car Loan Dhrangadhra
Car Loan Gandhidham Car Loan Dholka
Car Loan Dwarka Car Loan Deesa