Best Banks for Car Loan in Kancheepuram
Car Loan Kancheepuram Features
Being within a metropolitan metropolis kind of Kancheepuram thou choice needs an automobile for conductance however confined income does now not allow a frequent personality to buy his auto among Kancheepuram. A Car Loan is a handy option to that amount approves a character after purchase a car come the superior funding along with a decreased activity quantity then undemanding trip to make thy hope with the help of dial-a-bank.
Car loans within Kancheepuram fast offer a fixed dosage on activity options. It’s capacity that thou are definitive regarding a fixed aggregation that desires according to keep paid monthly. Car loans are now not supposed for just recent cars however also because of pre-owned cars.
Car Loan Kancheepuram Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Kancheepuram Documents Required
A person should review the documents required for car loan before making a decision.
- You will need a Proof of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
- You must show the Proof of Income for Salaried applicant is the Latest 3-month salary slip with form 16 and for Self Employed is the Latest Income Tax Returns (ITR)
- You need to show the Proof of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Lastly, you will need 6 months of Bank Statement
Car Loan Kancheepuram Eligibility Criteria
To obtain the loan amount, a person must meet the Eligibility criteria for car loan.
SALARIED INDIVIDUALS
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
- Least Annual Income: Rs 100000 net yearly pay.
SELF-EMPLOYED INDIVIDUALS
- Minimum age: 30 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 2 years in business
- Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Kancheepuram
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Kancheepuram
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Kancheepuram
CIBIL is a credit information company, You can check your CIBIL report to verify your standing in terms of credit score. A score of 750 or more can get you a low interest rate. However, the interest rate for a score of 650 to 750 will be slightly higher which may provide a high interest rate. If you have defaulted in your CIBIL Score, or have a very low score, your application may be rejected.
Car Loan Kancheepuram Contact Number
Customers can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply
Pre Calculated EMI Table for Car Loan Kancheepuram
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Kancheepuram
Kanchipuram, otherwise called Kanchi, is an antiquated city in southern India’s Tamil Nadu state. Considered a sacred journey site by Hindus, it is home to numerous sanctuaries. The eighth-century Kailasanathar Temple, devoted to Lord Shiva, is a tremendous complex with complicated sandstone carvings. Ulagalanda Perumal Temple houses a gigantic sculpture of Lord Vishnu. A mango tree in the Ekambareswarar Temple patio is believed to be hallowed.
Car Loan EMI Calculator
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