Car Loan Kancheepuram

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Car Loan Kancheepuram

Best Banks for Car Loan in Kancheepuram

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kancheepuram Features

Being within a metropolitan metropolis kind of Kancheepuram thou choice needs an automobile for conductance however confined income does now not allow a frequent personality to buy his auto among Kancheepuram. A Car Loan is a handy option to that amount approves a character after purchase a car come the superior funding along with a decreased activity quantity then undemanding trip to make thy hope with the help of dial-a-bank.

Car loans within Kancheepuram fast offer a fixed dosage on activity options. It’s capacity that thou are definitive regarding a fixed aggregation that desires according to keep paid monthly. Car loans are now not supposed for just recent cars however also because of pre-owned cars.

Car Loan Kancheepuram Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Kancheepuram Documents Required

A person should review the documents required for car loan before making a decision.

  1. You will need a Proof of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
  2. You must show the Proof of Income  for Salaried applicant is the Latest 3-month salary slip with form 16 and for Self Employed is the Latest Income Tax Returns (ITR)
  3. You need to show  the Proof of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Lastly, you will need 6 months of Bank Statement

Car Loan Kancheepuram Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

SALARIED INDIVIDUALS

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  • Least Annual Income: Rs 100000 net yearly pay.

SELF-EMPLOYED INDIVIDUALS

  • Minimum age: 30 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 2 years in business
  • Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Kancheepuram

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Kancheepuram

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Kancheepuram

CIBIL is a credit information company, You can check your CIBIL report to verify your standing in terms of credit score. A score of 750 or more can get you a low interest rate. However, the interest rate for a score of 650 to 750 will be slightly higher which may provide a high interest rate. If you have defaulted in your CIBIL Score, or have a very low score, your application may be rejected.

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Car Loan Kancheepuram Contact Number

Customers can contact us at  9878981166 to get exclusive car loan deals right from your home or can apply

Pre Calculated EMI Table for Car Loan Kancheepuram

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Kancheepuram

Kanchipuram, otherwise called Kanchi, is an antiquated city in southern India’s Tamil Nadu state. Considered a sacred journey site by Hindus, it is home to numerous sanctuaries. The eighth-century Kailasanathar Temple, devoted to Lord Shiva, is a tremendous complex with complicated sandstone carvings. Ulagalanda Perumal Temple houses a gigantic sculpture of Lord Vishnu. A mango tree in the Ekambareswarar Temple patio is believed to be hallowed.

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