Car Loan Kashipur

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Car Loan Kashipur

Best Banks for Car Loan in Kashipur

Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kashipur Features

Thinking of purchasing a new car? But don’t have the required funds for it? Confused about how a car loan works and how it might benefit you? Dialabank is here to make everything crystal clear for you. With us, you can get the best car loan offers with affordable interest rates and EMIs.

Since cars have become a necessity for everyone, a car loan comes into play and fulfills your desire to be the owner of your dream car. The main features of a car loan in Kashipur are:

  • Almost all major banks and NBFCs offer car loans in Tenkasi in your vicinity
  • The documentation process is quick and hassle-free and saves you from visiting bank branches personally
  • Car loans are easily available through DialaBank. we make sure our customers get the best facilities!

Car Loan Kashipur Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Kashipur Documents Required

Documents required for car loan are as followed:

For salaried:

  • Passport copy, PAN Card, Voters ID card, or any other form of identity proof
  • The latest 3-month salary slip with form 16
  • Anyone address proof
  • 6 months of bank statements.

For self-employed:

  • Passport copy, PAN Card, Voters ID card or any other form of identity proof
  •  ITR filing proofs required
  • Anyone address proof
  • 6 months of bank statements.

Car Loan Kashipur Eligibility Criteria

The car loan eligibility requirements are as followed:

Salaried Individuals:

  • The age should be a minimum of 21years.
  • The maximum age should not be more than 60 years
  • A minimum of 1 year in current employment and a previous minimum of 2 years of total employment is necessary
  • A minimum of Rs 100000 income per annum

Self-employed Individuals:

  • The age should be between 30-65 years.
  • At least 3 years of working business.
  • A minimum of Rs. 60000 p.a net profits for standard cars and Rs.100000 p.a. for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Kashipur


Processing Fees & Prepayment Charges on Car Loan Kashipur

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Kashipur

Apply for a Car Loan

The CIBIL score plays the main role in your loan procedure. It is referred to as your ability to pay off your credits and is based on your repayment history.

A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you a higher interest rate.

While a score of 650 is considered as fair, most banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Tenkasi. This score may again vary from bank to bank.

Car Loan Kashipur Contact Number

In case if you have queries regarding the car loan in Kashipur, you may contact us on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Kashipur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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