Car Loan Purnia

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Car Loan Purnia

Best Banks for Car Loan in Purnia

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Purnia Features

Car loan purnia Want to buy your dream car but don’t have the requisite money to buy it? A Car Loan can be what you want to fulfill. A car Loan is a secured loan giving the borrowers simple repayment options. The loan amount is provided on charges of interest which differ from bank to bank. A car loan can be used to buy a new car, as well as an already used car.  So if you are planning of purchasing your dream car, get an instant Car loan with DialaBank at an affordable and best rate of interest.

Car Loan Purnia Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Purnia Documents Required

Documents required for car loan are as followed:

For salaried:

  • Identity Proof in the form of, PAN Card, Passport Copy, Voter ID Card, Driving License, or any other proof
  • Evidence of income such as Current 3-month slip of compensation with an adjacent form 16
  • Answer Evidence: Ration Card / Driving License / Voting Card / Passport Copy / Life Insurance Policy / PAN Card
  • Bank Statements for the last previous 6 months.

For self-employed:

  • Identity Proof in the form of, PAN Card, Passport Copy, Voter ID Card, Driving License, or any other proof
  • Answer Evidence: Ration Card / Driving License / Voting Card / Passport Copy / Life Insurance Policy / PAN Card
  • Bank Statements for the last previous 6 months.
  • ITR must be filed for the last previous 2 years for self-employed people.

Car Loan  Purnia Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

  • The minimum age for applying for a loan is 21 years and the maximum age is 60 years
  • The applicant must be at least one year in current employment and at least 2 years of employment
  • The net annual income of Rs.100,000 is necessary

For self-employed:

  • The minimum age for applying for a loan is 30 years and the maximum age is 65 years
  • The applicant must be at least 3 years in normal business
  • The net profit of Rs.60,000 p.a for standard cars and Rs.100,000 p.a for mid-sized and premium cars are necessary.

Car Loan for Major Car Manufacturers in Purnia

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Purnia

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Purnia

Apply for a Car Loan

CIBIL score is what’s defining your past creditworthiness. Therefore, consideration when making use of a car loan is an important thing. The CIBIL score required for car loans could vary from bank to bank. Most banks accept a 750 CIBIL score and above for processing your application for a car loan. You might be required to pay a heavy interest rate on the loan amount in the event of a low CIBIL score.

Car Loan Purnia Contact Number

For any queries regarding the car loan in Purnia, you may call on the number 9878981166.

Pre Calculated EMI Table for Car Loan Purnia

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

Online Car Loan EMI Calculator

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