Car Loan Purnia

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Purnia

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Purnia Features

Car loan purnia Want to buy your dream car but don’t have the requisite money to buy it? A Car Loan can be what you want to fulfill. Car Loan is a secured loan giving the borrowers simple repayment options. The loan amount is provided on charges of interest which differ from bank to bank. A car loan can be used to buy a new car, as well as an already used car.  So if you are planning of purchasing your dream car, get an instant Car loan with DialaBank at an affordable and best rate of interest.

Car Loan Purnia Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Purnia Documents Required

  1. Identity Proof in the form of, PAN Card, Passport Copy, Voter ID Card, Driving License or any other proof
  2. Evidence of income for salaried workers such as Current 3-month slip of compensation with an adjacent form 16 / For self-employed-
  3. Answer Evidence: Ration Card / Driving License / Voting Card / Passport Copy / Life Insurance Policy / PAN Card
  4. Bank Statements for the last previous 6 months.
  5. ITR must be filed for the last previous 2 years for self-employed people.

Car Loan  Purnia Eligibility Criteria

Car loan eligibility criteria for the salaried and self-employed vary in the following manner:

  1. Initial age: salaried for 21 years and self-employed for 30 years
  2. Average age at loan maturity: 60 years average for salaried and 65 years average for self-employed
  3. Minimum employment: for salaried persons-one year in current employment and at least 2 years of employment / for self-employed persons-at least 3 years in normal business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income is necessary / For Self- Employed minimum Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars are necessary

How to Apply for Car Loan in Purnia?

To apply for a car loan in Purnia is easy with DialaBank. Just visit our website at dialabank.com and follow the following steps:

  • Click on the car loan options available in the menu of the website.
  • Fill in the details as required, like name, location, contact no. etc.
  • Click on Request a Quote
  • quiOur car loan Customer Relationship manager will contact you soon to further assist you in the process.You may also apply for an offline car loan by visiting the nearest branch of banks providing auto loans. But that would restrict your choice to a given offer only. It would also require that you visit the banks multiple times to get your loan approved.

Processing Fees & Prepayment Charges on Car Loan Purnia

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Purnia

CIBIL score is what’s defining your past creditworthiness. Therefore, consideration when making use of a car loan is an important thing. The CIBIL score required for car loans could vary from bank to bank. Most banks accept a 750 CIBIL score and above for processing your application for a car loan. You might be required to pay a heavy interest rate on the loan amount in the event of a low CIBIL score.

Car Loan Purnia Contact Number

For any queries regarding the car loan in Purnia, you may call on the number 9878981166.

Pre Calculated EMI Table for Car Loan Purnia

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

We are offering a tool to help you understand the EMI structure. You can calculate your EMI here: Car Loan EMI Calculator

About Purnia

Purnia district is one of the thirty-eight districts of the Indian state of Bihar. The city of Purnia is the administrative headquarters of this district. The city of Purnia has endured its tradition of hoisting the countrywide flag at 10:07 am on each Independence Day considering the fact that 1947.

Car Loan EMI Calculator

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