Car Loan Raigad

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Raigad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Raigad Features

car loan raigad

A car has become a necessity rather than a luxury. A car Loan is an offer that provides finance to people for buying a vehicle. It is a loan that allows a person to pay for the vehicle in installments rather than paying it at once.

Car Loan is a secured loan with easy repayment options available through various banks.

The total loan amount can be up to 85% of the car based on the Ex-showroom or On-road price of the vehicle.

The interest rate varies from bank to bank. The car loan criteria vary upon certain factors like your income, CIBIL score, etc.

“No frequent visits to the Bank. Save your precious time. The Best Car Loan will knock at your door. Avail the Doorstep and Personalized Services of Dialabank.com and enjoy the ride of your dream car”.

Car Loan Raigad Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Car Loan Raigad Documents Required

While Availing for instant Car loans in Raigad, some important documents are required. Some of them are mentioned as under:

  • Identity Proofs: PAN Card, Driving License, Passport or Voters ID
  • Monthly income proof: salary receipt for salaried persons and last three years of IT return for businessmen
  • Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
  • Bank Passbook transactions of the last 6 months
  • Previous 3 years IT Returns for self-employed
  • 2 Passport size photographs

Car Loan Raigad Eligibility Criteria

Following are the Eligibility of Car Loan in Raigad:

  • Minimum Age of Applicant: 21 years
  • Maximum Age: 58 years (at the time of the maturity of the loan)
  • Minimum Employment: 1 year in current employment and a minimum of 2 years of employment in general
  • Minimum Annual Income: Rs 100,000 (net)

How to Apply for Car Loan in Raigad?

  1. Visit us at www.dialabank.com.
  2. Go to the loan section and click on the auto loan link.
  3. Fill out the form with details and submit the form.
  4. We will contact you in a short period.
  5. For further information please contact +91 9878981166.

Processing Fees & Prepayment Charges on Car Loan Raigad

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Raigad

A CIBIL score is a numeric score that describes an applicant’s ability to repay his past loans efficiently and regularly. Maintaining a good CIBIL score is essential if you want to avail of a car loan at a lower interest rate. Also, having a good CIBIL score increases the processing speed of your application.

Most of the banks except a 750+ score to process your car loan in Raigad but these may be higher or lower depending upon the individual requirements of the banks. The minimum CIBIL score requirement for car loans in Chennai may vary from banks to banks.

Car Loan Raigad Contact Number

Apply online on Dialabank site and get the best offers on a car loan with instant approval and extra benefits or make a call on this number 9878981166

Pre Calculated EMI Table for Car Loan Raigad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Raigad

Raigad District is an area in the Konkan locale of Maharashtra, India. The region was renamed to Raigad after the fort that was the primary capital of the previous Maratha Empire, which thus was renamed from its prior name – Ranieri. The fortress is situated in the inside areas of the region, in thick backwoods on a west-bound prod of the Western Ghats of Sahyadri Range.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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