Chaitanya Godavari Grameena Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Chaitanya Godavari Grameena Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 58 Years
CIBIL score 600 or above
Chaitanya Godavari Grameena Bank Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh Rs. 2149
Tenure 12 to 60 months
Chaitanya Godavari Grameena Personal Loan Processing Fee 1% to 2%
Prepayment Charges NIL
Part Payment Charges NIL
Minimum Loan Amount Rs. 50,000
Maximum Loan Amount Rs. 10 Lakhs

Each Feature Explained in Detail Below


Chaitanya Godavari Grameena Bank Personal Loan

Chaitanya Godavari Grameena Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 600 or above
Age 21 to 58 years
Min Income Rs. 20,000
Occupation Salaried/Self-Employed

Chaitanya Godavari Grameena Bank Personal Loan Fees and Other Charges

Chaitanya Godavari Grameena Bank Personal Loan Interest Rate 9.99% per annum 
Chaitanya Godavari Grameena Bank Personal Loan Processing Charges 1% to 2%
Prepayment Charges NIL
Stamp Duty As per state law
Cheque Bounce Charges Rs. 100
Penal Interest As per bank terms
Floating Rate of Interest Not Applicable

Chaitanya Godavari Grameena Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Chaitanya Godavari Grameena Bank Personal Loan EMI Calculator

Chaitanya Godavari Grameena Bank Personal Loan Compared to Other Banks

Particulars Interest Rate Tenure Loan amount
Processing Fee
Chaitanya Godavari Grameena Bank 9.99% 12 to 60 months Up to Rs. 10 lakh
0.50% of the loan amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh
Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh
Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Up to Rs. 15 lakh
Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh
Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Upto Rs. 20 lakh
Up to 2.25% of the loan amount

Other Loan Products from Chaitanya Godavari Grameena Bank

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for Chaitanya Godavari Grameena Bank Personal Loan with Dialabank?

  • Dialabank brings you financial products as per your needs.
  • We are India’s first financial helpline and are always just a click away.
  • We provide personalized assistance.

How to Calculate EMIs for Chaitanya Godavari Grameena Bank Personal Loan

Calculate your EMI using the calculator given below:

Chaitanya Godavari Grameena Bank Personal Loan Processing Time

A personal loan from Chaitanya Godavari Grameena Bank takes about a week to process. All the documents and details of a borrower are to be verified because personal loans are unsecured.

Chaitanya Godavari Grameena Bank Personal Loan Preclosure Charges

If you want to pay all your loan amount before the end of your tenure, you can do so. Chaitanya Godavari Grameena Bank does not charge you any extra fee for it.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Types of Chaitanya Godavari Grameena Bank Personal Loan

Chaitanya Godavari Grameena Bank Marriage Loan

Weddings are celebrated events in India but cause monetary problems. You can apply for a personal loan from Chaitanya Godavari Grameena Bank to cover your marriage costs and save yourself from financial burden.

Chaitanya Godavari Grameena Bank Personal Loan for Government Employees

If you are a central or state public sector employee, you receive special treatment and offers from the bank for your personal loan requirements.

Chaitanya Godavari Grameena Bank Doctor Loan

Medical professionals with a valid degree and 4 years of experience can apply for a personal loan to meet their financial needs, be it personal or professional. You will get interest rates and offers curated to your needs.

Chaitanya Godavari Grameena Bank Personal Loan for Pensioners

Government employees, once they retire, may face some financial problems and need a loan. Chaitanya Godavari Grameena Bank provides special offers for such individuals through their personal loans for pensioners scheme.

Chaitanya Godavari Grameena Bank Personal Loan Balance Transfer

If your current personal loan has high-interest rates and hefty EMIs, you can apply for a personal loan balance transfer and get better deals and rates.

Chaitanya Godavari Grameena Bank Personal Loan Top Up

Sometimes, we feel the need for extra money and apply for a fresh loan. But, now you can apply for a top-up loan on your existing personal loan and get extra funds at the same rate.

Chaitanya Godavari Grameena Bank Personal Loan Status

To check the status of your pending personal loan application with Chaitanya Godavari Grameena Bank, you will have to visit the bank branch and ask the loan officer.

How to Apply for Chaitanya Godavari Grameena Bank Personal Loan?

The offline process to apply for Chaitanya Godavari Grameena Bank Personal Loan might be time-consuming but the online process is pretty simple. Given below are the steps that should be followed:

  1. Visit Dialabank
  2. Also, you can visit the Chaitanya Godavari Grameena Bank Personal Loan page on the Dialabank.
  3. After visiting the page, you can see whether you are eligible, you have documents, or which scheme is best for you.
  4. Register your details in a single online form.
  5. Once you’re through it, you will get a call from us.
  6. We will provide you further assistance.
  7. To know further, dial 9878981166

FAQs About Chaitanya Godavari Grameena Bank Personal Loan

✅ How to apply for Chaitanya Godavari Grameena Bank Personal Loan?

You can apply for the personal loan at Chaitanya Godavari Grameena Bank by visiting the nearest branch or by applying online on the official website. Also, you have a better option i.e Dialabank.

✅ What is the Interest Rate for Chaitanya Godavari Grameena Bank Personal Loan?

Chaitanya Godavari Grameena Bank charges an interest rate starting from 9.99% per annum on all the personal loan products.

✅ What is the minimum age for getting a Personal Loan from Chaitanya Godavari Grameena Bank?

The criteria for the applicant’s minimum age is set for 21 years.

✅ What is the maximum age for getting a Personal Loan from Chaitanya Godavari Grameena Bank?

The maximum age you required to apply for the personal loan is 60 years.

✅ What is the minimum loan amount for Chaitanya Godavari Grameena Bank Personal Loan?

The minimum loan amount for the personal loan provided by Chaitanya Godavari Grameena Bank is Rs. 50,000

✅ What are the documents required for Chaitanya Godavari Grameena Bank Personal Loan?

You need to show Aadhaar card or Voter ID, PAN card, salary slips or ITR, and two recently clicked photographs to start the process to avail of the personal loan at Chaitanya Godavari Grameena Bank.

✅ What is the Processing Fee for Chaitanya Godavari Grameena Bank Personal Loan?

Chaitanya Godavari Grameena Bank charges 1% to 2% of the loan amount as a processing fee.

✅ How to get Chaitanya Godavari Grameena Bank Personal Loan for Self Employed?

Chaitanya Godavari Grameena Bank provides special offers to Self Employed applicants. All you need to show is ITR files of the last three years as your income proof.

✅ What is the Maximum Loan Tenure for Chaitanya Godavari Grameena Bank Personal Loan?

The maximum Loan tenure for Personal Loan from Chaitanya Godavari Grameena Bank is 60 months.

✅ What should be the CIBIL Score for Chaitanya Godavari Grameena Bank Personal Loan?

You must have the CIBIL score of at least 750 or above to avoid the risk of rejection.

✅ Do I have a preapproved offer for Chaitanya Godavari Grameena Bank Personal Loan?

To know the preapproved offer for the personal loan from Chaitanya Godavari Grameena Bank you can contact Dialabank to know each and every detail.

✅ How to calculate EMI for Chaitanya Godavari Grameena Bank Personal Loan?

You can use the EMI calculator to calculate the EMI of Chaitanya Godavari Grameena Bank. It is available on the website of Dialabank.

✅ How to pay Chaitanya Godavari Grameena Bank Personal Loan EMI?

Your EMI’s for the personal loan will get automatically deducted from your Bank account on a monthly basis. You can also use net-banking.

✅ How to close Chaitanya Godavari Grameena Bank Personal Loan?

If your funds are ready then you can apply for Preclosure or after all the EMI’s are paid your loan will get closed.

✅ How to check Chaitanya Godavari Grameena Bank Personal Loan Status?

To know the status of Personal Loan you need to call the bank or check on the official website i.e provided by the bank.

✅ How to close Chaitanya Godavari Grameena Bank Personal Loan Online?

Dialabank is the best option for applying for Personal Loan with less paperwork and ease or visit the official site of the bank apply for the loan

✅ How to pay Chaitanya Godavari Grameena Bank Personal Loan EMI Online?

You have multiple options to pay EMI of personal loan:

  • Net banking
  • UPI
  • Automatic deduction from your bank account.

✅ How to check Personal Loan Balance in Chaitanya Godavari Grameena Bank?

To check the personal loan balance in Chaitanya Godavari Grameena Bank, you will need to contact the customer care number of Chaitanya Godavari Grameena Bank. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you

✅ How to download Chaitanya Godavari Grameena Bank Personal Loan Statement?

From the official website of the Chaitanya Godavari Grameena Bank, you can also download the statement from the Dialabank account.

✅ How to Top Up Personal Loan in Chaitanya Godavari Grameena Bank?

Chaitanya Godavari Grameena Bank allows you to do the top-up of the existing loan rather than opening the new one. You can also contact the Dialabank for this facility

✅ What happens if I don’t pay my Chaitanya Godavari Grameena Bank Personal Loan EMIs?

Chaitanya Godavari Grameena Bank charges penal interest on your outstanding loan amount if the EMI amount is not paid. Penal Interest can be asked from the bank.

✅ How to find Chaitanya Godavari Grameena Bank Personal Loan account number?

After your application gets approved you will be provided with your account number for Personal Loan.

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