Personal Loan Anand

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Anand

      Best Banks for Personal Loan in Anand

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Anand Features

      personal loan anandThere are times when an individual understands the need for outer money related assistance to meet a crisis. Personal Loan Anand is an advance that gives assets to people without including any property.

      It is intended to meet the specific necessities of life like taking care of obligations, going on a costly get-away, wedding in the family, buying a vehicle, and some more. It is an unstable credit where no security is kept with the bank.

      In this cutting edge world, with expanding costs and another way of life, it is fundamental to adapt up to the pattern. So Personal Loan is a component given by banks and NBFIs to get the best credit alternative to deal with all costs effectively, particularly for the individuals in metro urban communities.

      Personal Loan in Anand Interest rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      personal loan at 10.75%*

      Personal Loan in Anand Eligibility Criteria

      Individual Loan doesn’t have any significant bearing on everybody, and there are some qualification standards dependent on which the bank gives an advance to the candidate. You can check personal loan eligibility here. There are two classifications of candidates:

      1.    Salaried

      2.    Self-utilized

      There are distinctive qualification standards for the two candidates.

      Salaried Applicant:

      1. The base age of the candidate ought to be 21 years and most extreme as long as 60 years.
      2.  If the borrower ought to have paid off at least Rs.18,000 every month
      3. The borrower must have a working understanding of the most recent three years, and the pay should come in their record as it were.
      4. The individual must have a decent CIBIL score, i.e., at any rate, 700+
      5. The documentation procedure is direct; they need to present their bank explanation of the most recent three months and the pay mistake of the past half-year.

      To know more click here:-

      Self-employed Applicant:

      1. The independently employed individual’s age ought to be at least 25 years.
      2. The candidate should document ITR in any event throughout the previous three years.
      3. The CIBIL of the candidate ought to be acceptable, and no obligation ought to be left due.
      4. The ITR(Income assessment form) in which the candidate records ought to be Rs 2.5 lakhs per annum in any event.
      5. What’s more, the candidate is a representative than his business ought to be running from the most recent three years.

      To know more click here:-

      Personal Loan in Anand Documents Required 

      •  Identity proof:(Passport/Id card/voter card/driving permit/Aadhar Card) It can be any of them.
      •  Residence proof:(Passport/voter card/driving permit/Aadhar Card/Ration Card). Also, the candidate living in a leased house, at that point they need to present their tenant contract.
      •  The candidate must present their PAN card, which is a fundamental report under the KYC custom.
      • Salaried candidates need to present their pay error of the most recent three months and the bank explanations of the most recent half-year.
      • The independently employed candidate needs to present the ITR of the most recent three years, and enlistment of their business ought to be finished.
      • Two visa size shaded photographs. (Candidate ought not to be wearing glasses)

      Why Apply for Personal Loan Anand?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of a personal loan depends upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for a Personal Loan in Anand?

      To apply for an Instant Personal Loan Anand, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com.

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan in Anand

      Every Bank and NBFC charges a fee for processing your Personal Loan Anand application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Anand

      You can use personal loan EMI calculator to calculate EMIs. Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated on the basis of the personal loan  Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Anand

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Anand application. Most institutions require a minimum score of 750 to process a Personal Loan Anand application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Anand Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Anand. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Anand Contact Number

      Call 9878981166 and get immediate help and approval for a Personal Loan in Anand.

      Pre Calculated EMI Table for Personal Loan Anand

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      personal loan at 10.75%*

      About Anand

      Anand is a city in the area known as Charotar, comprising of Anand and Kheda Districts in the Indian province of Gujarat. It lies among Ahmedabad and Vadodara.  It is likewise alluded to as the Milk Capital of India. The city got well known for Amul dairy and its milk unrest.

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