Personal Loan Kavali

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Kavali

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Kavali Features

Personal Loan Kavali

Personal Loans are an easy and convenient way to overcome your financial crisis if your running short of money. A personal loan is a type of unsecured loan that a person can avail based on their income and CIBIL score without the need to submit any collateral security with the lender. Applicants need not have to give any security or collateral. These loans totally depend on the monthly income of the individual.

Avail Personal Loan online through DialaBank in a hassle-free process at affordable interest rates and minimum documentation.

Personal Loan Kavali Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kavali 

Salaried Customers:

  1. Identity Proof:  Passport Voter ID card/ Aadhaar card/Ration card/Driving license
  2. Address Proof: Passport/Voter ID card/Aadhaar card/Ration card/Driving license
  3. Financial Proof: The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.
  4. Every applicant has to mandatorily submit their PAN card under KYC
  5. Two coloured passports sized photographs

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Identity Proof:  Passport Voter ID card/ Aadhaar card/Ration card/Driving license
  2. Address Proof: Passport/Voter ID card/Aadhaar card/Ration card/Driving license
  3. Financial Proof: A self-employed applicant of the personal loan should be filing ITR for at least the last three years, and their business should be registered.
  4. Every applicant has to mandatorily submit their PAN card under KYC
  5. Two coloured passports sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Kavali

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

  1. Minimum age of borrower: 21 years
  2. Maximum age of borrower: 60 years.
  3. They should be receiving their salary in a bank account.
  4. An individual shall have a work experience of at least three years.
  5. The applicants shall have a decent credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. If the applicant is a businessman, then the business should at least be running for the past three years.
  4. The credit score of the individual applicant should be good.
  5. Any pending debt or dues is not acceptable
  6. The applicant shall be filing ITR for the last three years.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Kavali?

  1. Banks do not require collateral or security deposit for loan approval
  2. A personal loan can be used for numerous purpose and has no restrictions
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. A Third-party is irrelevant

How to apply for Personal Loan Kavali?

  1. Visit www.dialabank.com.
  2. Fill in the Personal loan form with all the details
  3. Our executives will then get in touch with you soon
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kavali

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kavali EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is determined on the basis of several parameters which include interest rate, loan tenure and amount of loan sanctioned.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Kavali

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kavali. Most banks and NBFCs require a minimum score of 750 to process your loan application.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

personal loan at 10.75%*

Personal Loan Kavali Agents

Dialabank is the leading agent for availing Instant Personal Loan in Kavali. Apply online at Dialabank or give a call at 9878981166

Personal Loan Kavali Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Kavali. Thereafter, our relationship managers will assist you in further process.

Pre Calculated EMI Table for Personal Loan Kavali

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kavali

Kavali is a Town in the Nellore district in Andhra Pradesh of India. It is one of the major towns in Andhra Pradesh and the second largest town in the district. The place is well-known for the business of wholesale cloth.

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