Personal Loan Kavali

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

      I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Personal Loan Kavali

      Best Banks for Personal Loan Kavali

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Kavali Features

      Personal Loan Kavali

      Personal Loans are an easy and convenient way to overcome your financial crisis if your running short of money. A personal loan is a type of unsecured loan that a person can avail based on their income and CIBIL score without the need to submit any collateral security with the lender. Applicants need not have to give any security or collateral. These loans totally depend on the monthly income of the individual.

      Avail Personal Loan online through DialaBank in a hassle-free process at affordable interest rates and minimum documentation.

      Personal Loan Kavali Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Kavali 

      Salaried Customers:

      1. Identity Proof:  Passport Voter ID card/ Aadhaar card/Ration card/Driving license
      2. Address Proof: Passport/Voter ID card/Aadhaar card/Ration card/Driving license
      3. Financial Proof: The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.
      4. Every applicant has to mandatorily submit their PAN card under KYC
      5. Two coloured passports sized photographs

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Identity Proof:  Passport Voter ID card/ Aadhaar card/Ration card/Driving license
      2. Address Proof: Passport/Voter ID card/Aadhaar card/Ration card/Driving license
      3. Financial Proof: A self-employed applicant of the personal loan should be filing ITR for at least the last three years, and their business should be registered.
      4. Every applicant has to mandatorily submit their PAN card under KYC
      5. Two coloured passports sized photographs

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Kavali

      The eligibility criteria for both Salaried and Self-Employed are as follows:

      Salaried Applicants

      1. Minimum age of borrower: 21 years
      2. Maximum age of borrower: 60 years.
      3. They should be receiving their salary in a bank account.
      4. An individual shall have a work experience of at least three years.
      5. The applicants shall have a decent credit history and CIBIL score.

      Self-Employed Applicants

      1. Minimum age: 25 years.
      2. Maximum age: 65 years.
      3. If the applicant is a businessman, then the business should at least be running for the past three years.
      4. The credit score of the individual applicant should be good.
      5. Any pending debt or dues is not acceptable
      6. The applicant shall be filing ITR for the last three years.
      7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

      Click to know more about Eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Kavali?

      1. Banks do not require collateral or security deposit for loan approval
      2. A personal loan can be used for numerous purpose and has no restrictions
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. A Third-party is irrelevant

      How to apply for Personal Loan Kavali?

      1. Visit www.dialabank.com.
      2. Fill in the Personal loan form with all the details
      3. Our executives will then get in touch with you soon
      4. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Kavali

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Kavali EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is determined on the basis of several parameters which include interest rate, loan tenure and amount of loan sanctioned.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Kavali

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kavali. Most banks and NBFCs require a minimum score of 750 to process your loan application.

      The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

      personal loan at 10.75%*

      Personal Loan Kavali Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Kavali. Apply online at Dialabank or give a call at 9878981166

      Personal Loan Kavali Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Kavali. Thereafter, our relationship managers will assist you in further process.

      Pre Calculated EMI Table for Personal Loan Kavali

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Kavali

      Kavali is a Town in the Nellore district in Andhra Pradesh of India. It is one of the major towns in Andhra Pradesh and the second largest town in the district. The place is well-known for the business of wholesale cloth.

      Personal Loan In Other Cities 

      Personal Loan Narsipatnam Personal Loan Kodur
      Personal Loan Narasaraopet Personal Loan Kavali
      Personal Loan Narasapuram Personal Loan Kakinada
      Personal Loan Krishna Personal Loan Jaggayyapeta