Personal Loan Miryalaguda

For Instant Approval ↓Apply Here↓

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Miryalaguda

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.50% - 18.50%
10.75%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
1 - 5 Years
9 months to 24 months
1 month to 24 months
Processing Fee
0.99% to 2.0% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes

Personal Loan Miryalaguda Features

personal loan Personal Loan Miryalaguda

Personal loans are there to provide you financial support in uncertain or need-based time. This personal loan is unsecured and not demands any kind of collateral or security for loan approval.

Normally, Banks provide personal loans to those individuals who are eligible and have sound creditworthiness. The loan amount of personal loan can be used without any restriction, money or funds provided to your bank account you spend anywhere you want

Personal Loan Miryalaguda Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Miryalaguda

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Miryalaguda

The Personal Loan Eligibility criteria for both Salaried and Self-Employed persons are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have work experience of nearly three years. And the salary or pay should be received in their respective accounts only.
  3. The applicants must have the best credit history for loan approval.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan Miryalaguda should file ITR for the last three years.
  3. If the applicants or individuals are businessmen, then the business should be running for at least three or more than three years.
  4. The credit score of the individual applicants should be good even there should not be any debt or dues outstanding left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan Miryalaguda is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Miryalaguda?

  1. There is no need to provide any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to financial needs.
  3. The amount of personal loan Miryalaguda depends upon the repayment of individual income and individual capacity.
  4. A Personal Loan does not require any guarantor or nominee for personal loan Miryalaguda approval.

How to apply for Personal Loan Miryalaguda?

  1. Visit www.dialabank.com.
  2. Go to the loan section and go on the personal loan link.
  3. The applicant will be directed and presented to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you can call us on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Miryalaguda

Every Bank and NBFC charges a nominal fee for processing your Personal Loan Miryalaguda application. These charges may vary among 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your personal loan before the agreed loan tenure, every lending financial institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year or 12 months. Post that the nominal charges vary depending on how many years the personal loan has done. These charges may vary from 4 per cent of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Miryalaguda EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed or rigid charges that you pay to the bank as monthly repayment for the loan amount borrowed on a personal loan Miryalaguda.  Based on your profile, the interest rate on your personal loan Miryalaguda is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank on a personal loan and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

Enter Loan Information:
1) Loan Amount (Rs.):
2) Rate of Interest (Annual)
3) Loan Tenure (Years)
Payment Information:
4) Your monthly payment will be:
5) Your total payment will be:
6) Your total interest payments will be:

CIBIL Score required for Personal Loan Miryalaguda

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Miryalaguda. Most institutions require a minimum score of 750 to process your loan application for approval of the personal loan Miryalaguda.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed from any financial institution. Any delayed payments for previous loans can act as an obstacle or barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Miryalaguda Agents

Dialabank is the leading agent for availing Personal Loan Miryalaguda. You can apply online simply at www.dialabank.com or make a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different personal loan banks so that you can make the right choice about a personal loan Miryalaguda. Visit our website www.dialabank.com and fill a simple form and submit with your personal and employment details. Our customer relationship managers will soon get in touch with you for further steps.

Personal Loan Miryalaguda Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Miryalaguda.

Pre Calculated EMI Table for Personal Loan Miryalaguda

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Miryalaguda

Miryalaguda is a municipality in the Nalgonda district of the Indian state of Telangana. In 2015, the Government of India placed Miryalaguda under the Atal Mission for Rejuvenation and Urban Transformation scheme.

Personal Loan in Other Cities of Telangana

Personal Loan NizamabadPersonal Loan Palvancha
Personal Loan PalwanchaPersonal Loan Parkal
Personal Loan PeddapurPersonal Loan Raghavapet
Personal Loan RamagundamPersonal Loan Rangareddi

FAQs About Personal Loan Miryalaguda

Who can apply for a Personal Loan in Miryalaguda?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Miryalaguda.

What is the tenure of Personal Loan in Miryalaguda?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Miryalaguda?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan Miryalaguda:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Miryalaguda get reject due to my CIBIL score?

Since Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

Share This

Menu

gold loan pop up