Personal Loan Satna

Best Banks for Personal Loan in Satna

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan in Satna Features

Personal Loan SatnaDo you need funds or money for the wedding celebration? Do you need money for the renovation of the house? Here is the solution, you can avail of the personal loan Satna. This Personal loan Satna is an instant loan that can be provided without any collateral pledge and for your immediate or urgent needs.

This loan provides flexibility and freedom in the use of funds as per your needs. The loan is provided to those individuals who are having good CIBIL scores or best credit history.

Personal Loan Satna is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a valid and good source of income and has a good credit history.

Furthermore, there is no restriction on the use of the personal loan Satna amount. You can use this loan amount anywhere you want to do want to spend on whatever.

Personal Loan in Satna Interest Rates and Charges

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Satna Documents Required 

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Satna Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed individual are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have a valid credit history.
  3. The job location of the applicant should be mentioned
  4. The applicants must have the work experience of the three or more years. And the salary should be received or credited to their self accounts only.
  5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three or five years.
  3. If the applicants are the businessman, then the business should be smoothly running from the past three years.
  4. The credit score of the individual applicants should be good, and there should not be any debt or dues outstanding.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan Satna is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Satna?

  1. There is no need to deposit or provide any mortgage and collateral, asset security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the demands, needs related to finance.
  3. The amount of personal loan Satna depends upon the repayment of individual income and capacity.
  4. A Personal Loan Satna does not require any guarantor or nominee.

How to apply for Personal Loan Satna?

  1. Visit Dialabank
  2. Click on the loan section and Tap or click on the personal loan link.
  3. The applicant or individual will be provided with all details of the personal loan where they can choose their preferred city.
  4. For more information and details, you may have a call on 9878981166.

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Processing Fee / Prepayment Charges on Personal Loan Satna

Every Bank and NBFC charges a fee for processing your Personal Loan Satna application. The Personal Loan Satna processing fee is 1% of the sanctioned amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, there is a restriction on the closure of a personal loan before 12 months. Post that the charges vary depending on how many years the loan has done or the period of personal loan. These charges vary from 4% of the outstanding Personal loan Satna amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Satna EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your Personal loan is determined. Your EMI is calculated using Personal Loan EMI Calculator basis the Interest Rate the bank charges you and the amount of Personal loan Satna you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Satna

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Satna. Most institutions and Personal loan banks require a minimum score of 750 to process your Personal loan Satna application.

The institutions don’t just look at the exact score but also the detailed behaviour on the previous loans taken. This includes details on the type of Personal loan taken and the amount borrowed. Any delayed or pending payments for previous Personal loans can act as a barrier to your availing a fresh loan.

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Personal Loan Satna Agents

Dialabank is the leading agent for availing Personal Loan Satna. You can apply for online Personal loan Satna by tap or click at Dialabank or give a missed call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different Personal Loans Satna banks so that you can make the right choice. Visit our website by a single click on Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Satna Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Satna.

Pre Calculated EMI Table for Personal Loan Satna

5 Yrs
4 Yrs
3 Yrs

About Satna

Satna is a place or city in the Satna district of the Indian state of Madhya Pradesh. It is also the district administrative headquarters.

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