Major Personal Loan Providers in Savarkundla
1% - 2.5% of the Loan Amt
Personal Loan Savarkundla Features
Are you trying to find external financial help to satisfy your personal requirements? If yes, then you’ll avail of a private loan. It’s a loan that may be used for various purposes like paying debts, going for a vacation, paying tuition fees and lots more. Consumer loan provides an answer to all or any problems of economic needs and cash urgently.
This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process. a private loan will facilitate you to beat your financial crisis.
As the name suggests, a private Loan could also be opted by a person because of an urgent requirement of money, for example, any medical issue, education purpose, or wedding or to satisfy any of your other personal needs. this can be a life-saver option.
To get a private loan, the applicant has to have a rigid and good source of income and an honest credit history. Furthermore, there’s no end-use restriction on the utilization of the private loan amount. You’ll use this loan amount anywhere you wish to try to.
Personal Loan Savarkundla Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Savarkundla
The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Salary slips of last three months
- Bank statements for the last 6 months
- Passport-sized photographs – 2
- In the case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Savarkundla
If a person fulfils the Eligibility criteria for personal loan, then he can get the amount efficiently.
The personal loan eligibility criteria for both Salaried and Self-Employed are different. It’s supported the bank which needs to approve the request of the applicant regarding the credit. There are two categories of applicants:
- Salaried
- Self-employed
There are various eligibility criteria for both applicants:
Salaried Applicants
- The minimum age requirements of the borrower should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of three years. And also the salary should be received in their accounts only.
- The applicants must have a wonderful credit history.
- The job location of the applicant should be mentioned.
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the non-public loan should file ITR for the last three years.
- The whole documentation process of the non-public loan is that the applicants need to submit their financial and his financial statement of the previous three months.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there shouldn’t be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
Why Apply for Personal Loan Savarkundla?
- No Securities: The securities for these loans aren’t required. These loans are supported by the monthly or annual income of the applicants.
- Interest Rates: These loans have a really competitive rate of interest. A number of the banks offer the most affordable of loans in this category.
- Tenure: The period of those loans will be extended to five years. There are a number of exceptions too.
- Quick Processing: The loans are processed in no time after the verification of the documents.
- Easy Installments: the applicant will choose the amount and amount of the instalments for this loan in line with his affordability.
- Minimum Documentation: The documents needed by the banks to avail of those loans are basic documents.
- Credit Score: a number of the applicants apply for these loans to enhance their credit score.
How to apply for Personal Loan Savarkundla?
Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:
- Visit our website Dialabank
- Go to the loan section and click on on the non-public loan link.
- The applicant is going to be required to fill the small print of themselves altogether.
- Click for the asking a quote, and our relationship manager will soon get involved with you.
- For more information and free guidance, you will turn 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Savarkundla
Every Bank and NBFC charges two kinds of fee for on Personal Loan application.
- The processing fee charges are mandatory for each bank/NBFC. The Personal loan Savarkundla processing fee is 1% of the sanctioned loan amount.
- The other is pre-closure charges which are applicable just in case you want to foreclose your loan before the agreed loan tenure. In most cases, you can not close your loan before 12 months. Post that the fees vary looking on what percentage years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.
Personal Loan Savarkundla EMI Calculator
Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant has got to pay to the bank because of the loan amount. The applicant is that the borrower in such cases and also the bank is that the lender. EMI varies in step with your loan amount and tenure. you’ll be able to find the private loan EMI calculator on DialaBank’s website.
You can calculate your EMI here: Personal Loan EMI Calculator
CIBIL Score required for Personal Loan Savarkundla
CIBIL Score is that the history of your payments that you just have exhausted the past. The CIR (Credit Information Report) is that the history of your credit score which checks your account’s history for various loans that you just have taken (if any) and also the MasterCard history (if you have).
1. Mostly, a CIBIL score of 750 and above is taken into account good while applying for a private loan.
2. The better the CIBIL score, the simpler it becomes to avail the loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Savarkundla Agents
Dialabank is associated with various banks and NBFCs in Savarkundla that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Savarkundla. You can also apply online at Dialabank or give a call at 9878981166.
- We don’t charge any extra fees from our borrower.
- We are always able to help our borrower and are available 24/7.
- The approval process is time-saving if you apply through DialaBank.
- The Loan gets disbursed within 24 hours.
- Our experts will assist you, and our relationship managers will provide guidance.
Personal Loan Savarkundla Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Savarkundla.
Pre Calculated EMI Table for Personal Loan Savarkundla
You can calculate your EMI here: Personal Loan EMI Calculator
About Savarkundla
Savarkundla is a city and a municipality in Amreli district in the Indian state of Gujarat. It is a twin city formed when the cities of Savar and Kundla merged.
Other Personal Loan Cities
| Personal Loan Tharad | Personal Loan Songadh |
| Personal Loan Surendranagar | Personal Loan Sihor |
| Personal Loan Talaja | Personal Loan Sidhpur |
| Personal Loan Surat | Personal Loan Savarkundla |
