Personal Loan Tiruvannamalai

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Tiruvannamalai

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Tiruvannamalai Features

Personal Loan Tiruvannamalai

Are you facing a monetary crisis to meet your financial needs? You don’t have to worry anymore about that as Personal Loan is the most appropriate way to deal with the crisis.

Personal Loan is a type of unsecured loan which can be availed at a reasonable rate of interest without depositing any collateral or security asset.

Avail personal loans through Dialabank in a hassle-free and time-saving process.

Personal Loan in Tiruvannamalai Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Tiruvannamalai Documents Required

Salaried Customers:

  1. Salary slips of last three months
  2. Proof of identity: Driving License/ Aadhar Card/ Passport copy, etc.
  3. PAN Card
  4. Bank statements for the last six months
  5. Two recent passport size photographs
  6. Residence Proof like Driving License/ Aadhar Card/ Passport copy

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. Proof of identity: Driving License/ Aadhar Card/ Passport copy, etc.
  3. PAN Card
  4. Bank statements for the last six months
  5. Two recent passport size photographs
  6. Proof of address like Driving License/ Passport copy/ Voter ID, etc.

personal loan at 10.75%*

Personal Loan in Tiruvannamalai Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed vary in the following way:

Salaried Applicants

  1. The job location of the applicant should be mentioned.
  2. The applicant’s age should lie between 21 and 60 years.
  3. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  4. The borrower must have a decent CIBIL score.

Self-Employed Applicants

  1. The age of a borrower should be at least 25 years.
  2. The applicants should file ITR for the last three years.
  3. If the applicant is a businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The minimum annual income of the applicant must be Rs 2.5 lakh per annum.
  6. The borrower needs to submit his financial and his bank statement of the previous three months.

Click to know more about eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Tiruvannamalai?

  1. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  2. A third party involvement is absent.
  3. There is no need to deposit any mortgage and collateral security to the bank.
  4. The amount of loan sanctioned depends on the stability and income of the job of the applicant.

How to apply for Personal Loan Tiruvannamalai?

  1. Visit www.dialabank.com.
  2. Click on personal loan in the loan section to avail a personal loan in no time.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city along with filling up the necessary details.
  4. For more guidance, call us on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Tiruvannamalai

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the loan amount provided.

If you wish for prepayment before the end of loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Tiruvannamalai EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed from the bank. According to your CIBIL score and profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

 

CIBIL Score required for Personal Loan Tiruvannamalai

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Tiruvannamalai. Most institutions require a minimum score of 750 to process your loan application.

The banks, along with the CIBIL score, check your credit history to rectify your money borrowing and repayment behaviour.

personal loan at 10.75%*

Personal Loan in Tiruvannamalai Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Tiruvannamalai. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get Instant Personal Loan in Tiruvannamalai in no time.

Pre Calculated EMI Table for Personal Loan Tiruvannamalai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tiruvannamalai

Tiruvannamalai is a religiously enriched town in the state of Tamil Nadu. Numerous pilgrims visit every year to the many distinguished ancient temples present in the city. You can witness many engineering marvels here with long bridges located.

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