Personal Loan Thuckalay

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Thuckalay

      About Personal Loan Thuckalay

      If you are looking for a personal loan then here you will get all the details regarding personal loan. Almost all major banks and NBFCs provide a personal loan in Thuckalay at an affordable rate of interest. The process of the loan application does not require many documents and the process is also very simple and easy. Personal loan Thuckalay

      You will get the loan within 2-3 business days. You can use the loan amount according to your need, there are no restrictions on the use of the loan amount.

      What is Personal Loan?

      In this modern world, with increasing expenses and a new lifestyle, a Personal Loan is a feature provided by banks & NBFCs to get the best loan option to manage all expenses easily, especially for the people in a metro city.

      In order to get a personal loan, the applicant is required to have a stronger source of income and a good credit history profile.

      Why should one apply for Personal Loan Thuckalay?

      1.    The Loan amount depends upon the income and repayment capability of the applicant.

      2.    It is a multi-purpose offer that can be used for almost all financial problems.

      3.    No need to put any property or asset as security to the lender.

      4.    No cosigner needed.

      Personal Loan Thuckalay Eligibility Criteria

      Personal Loan does not apply to everyone, and there are some personal loan eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

      1.    Salaried

      2.    Self-employed

      There are different eligibility criteria for both applicants.

      Salaried Applicant:

      1.    The minimum age of the applicant should be 21 years and a maximum of up to 60 years.

      2.    If the borrower should have a salary of minimum Rs.18,000 per month

      3.    The borrower must have the work experience of the last three years, and the salary should come in their account only.

      4.    The person must have a good CIBIL score, i.e., at least 700+ for getting low personal loan interest rate.

      The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

      Self-employed Applicant:

      1.    The self-employed person’s age should be minimum of 25 years.

      2.    The applicant should file ITR at least for the last three years.

      3.    The CIBIL of the applicant should be good, and no debt should be left due.Personal loan EMI calculator will give a better estimation.

      4.    The ITR(Income tax return) in which the applicant files should be Rs 2.5 lakhs per annum at least.

      5.    And the applicant is a businessman than his business should be running from the last three years.

      Personal Loan Thuckalay Documents:

      Personal Loan Thuckalay

      1.     Identity proof:(Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

      2.    Residence proof:(Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.

      3.    The applicant must submit their PAN card, which is an essential document under the KYC formality.

      4.    Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

      5.   The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

      6.    Two passport size colored photos. (Applicant should not be wearing glasses)

      Personal Loan Thuckalay tenure

      Personal Loan Thuckalay can be given for a tenure of 1 to 5 years.

      How to Apply for Personal Loan Thuckalay?

      Anybody can apply for Personal Loan online only in 2 minutes. The process of application is straightforward and quick.

       First of all, you should check your eligibility.

            1.     Visit www.dialabank.com.

            2.     After that, apply for a Personal Loan online.

            3.     Enter your contact number so that we can contact you back.

            4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

      Personal Loan Interest Rates: Updated 2020

      Bank

      Interest Rates

      Processing Fees

      HDFC Bank

      10.99% to 18%

      2% to 2.5%

      ICICI Bank

      13.99% to 18%

      2%

      Fullerton India

      17.25% to 32%

      2% to 3%

      Bajaj Finserv

      13.99% to 16.75%

      2% to 3%

      Axis Bank

      15.50% to 24%

      1.5% to 2%

      Standard Chartered Bank

      15.75% to 22%

      2% to 3%

      Kotak Mahindra Bank

      13.75% to 19%

      2%

      Andhra Bank

      13.50% to 22%

      0.5% to 1.5%

      Bank of Baroda

      13.50% to 19%

      2%

      Vijaya Bank

      13.75% to 22%

      1.5% to 2%

      Corporation Bank

      14.50% to 20%

      1.5% to 3%

      Allahabad Bank

      13.70% to 20%

      1.5% to 2%

      About Thuckalay

      Thuckalay is a large village in Maharashtra located in Shirol Taluka of Kolhapur district, Maharashtra.  It is known for its culture and tradition. It is the very right time to take a Personal loan and fulfill your objectives. Visit www.dialabank.com or call 9878981166 and get assistance as soon as possible.

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