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Every once in a while we come across a situation in our life when we are need of some extra financial funds. Whether it is paying the medical bills or paying the wedding expenses, we find ourselves getting worried about losing our savings money. But, now you don’t have to worry about these problems.  You can use the personal loan principal amount in any way you like a bank will not ask you to specify the reason for taking a loan. As a result, it is one of the most availed loaning schemes of all time. The loan amount ranges from 50,000Rs to 50Lacs depending on the applicant’s need and their eligibility for paying it back. Thus, you can take it to full-fill all your big and small needs. 

About Personal Loan

See personal loan is nothing but a financial service introduced by banks and NBFCs to assist the people in achieving their individual needs. To avail this loan, it is not mandatory that you pledge something against the loan amount. Therefore, it is termed as an unsecured way of taking a loan amount from the bank.

Personal Loan Mysore Interest rates

10.75% is the minimum rate of interest you can expect on the personal loan. Also, once your interest rate gets decided it remains fixed throughout the loan tenure. There is a unique feature that only comes with this particular loaning scheme that is foreclosure. Foreclosure is nothing but a method to pay your loan amount before the tenure period ends by doing this you don’t have to pay your remaining EMI’s. Applicant needs to provide the principal amount and the foreclosure penalty which ranges from 0-3% of the total loan amount.

Documentation required for taking Personal Loan Mysore

  1. Identity Proof:  An identity proof it can be an Aadhar card, PAN card, Driving license, voter ID card or your passport
  2. Residence proof: Your Aadhar card, PAN card, Ration card, voter ID card, driving license, or passport can be considered as the proof of residence. In addition to this, if you are living on rent, then the rent agreement or water/electricity bills for the last three months can be considered.
  3. Income proof for the salaried applicant: 6 months of bank statements along with six months of salary slips.
  4. Income proof for the self-employed applicant: latest ITR documents and audited financial papers of business.

Eligibility for taking Personal Loan Mysore 

For the salaried applicant:

  1. Firstly, your age should be in between 21 years to 61 years.
  2. Also, your salary has to come to a bank account.
  3. Moreover, at the time of availing this loan your credit score needs to be above 750.
  4. Furthermore, you must be working with the current employer for at least one year.
  5. In addition to this, the salaried applicant must have one year of working experience.
For the self-employed applicant:
  1. First, the age criteria for the independent applicant is 25 to 65 years.
  2. Your business needs to be running for about three years at least.
  3. Also, your business must yield 30 Lacs as the annual turnover.
  4. Most importantly your credit score needs to be above 750 to avail this loan.

How to apply for Personal Loan Mysore Online?

  1. Firstly, visit our website https://www.dialabank.com/
  2. Now, fill your contact number along with your necessary details.
  3. It is essential that you provide your contact details which you carry with yourself.
  4. DialaBank gets you high loan to value ratio on your credit.
  5. Also, our RM is specially trained to provide answers to each of your queries.
  6.  We will look for the best deal for you which you can easily avail near your location without wasting any time.
  7. Feel free to give us a call anytime you need we are always there to assist you.
  8. You don’t need to pay us a thing. Yes, you read that correct our service is free of cost we don’t charge you anything.

Why Personal Loan Mysore?

  1.     Borrow a loan amount up to Rs 15 lakhs.
  2.     Less paperwork involved.
  3.     Cheapest Interest rates.
  4.     No security or guarantee requirement.
  5.     Instant approval within 48 hours.
  6.     Flexible loan tenure from 12 to 60 months.

About Mysore

Mysore is the second largest city of Karnataka which lies at a distance of 130 Kms from the state capital. Mysore is well known for its famous silk sarees and sandalwood oil. It is a city of palaces, gardens, shady avenues, and holy temples and is famous for its Dussehra celebrations when various tourists visit this place every year.

 

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PERSONAL LOAN INTEREST RATES

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