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Personal loan


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It is very difficult to manage all the expenses of life in regular income. A Personal Loan is a loan that can be availed to meet any requirement without the hassle of collateral. The loan can be used to meet major requirements of life and also there is no need to risk any commodity to secure the loan.


Why one should choose Personal Loan in Mysore?

  •     Borrow a loan amount up to Rs 15 lakhs.
  •     Less paperwork involved.
  •     Cheapest Interest rates.
  •     No security or guarantee requirement.
  •     Instant approval within 48 hours.
  •     Flexible loan tenure from 12 to 60 months.


Personal Loan Interest Rates:


HDFC Bank State Bank of India Axis Bank
 13% 13.5 % 14 % - 24 %


Who are eligible for Personal Loan in Mysore?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Net Rs 10,000 (monthly).
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Mysore:

Mysore is the second largest city of Karnataka  which lies at a distance of 130 Kms from the state capital. Mysore is well known for its famous silk sarees and sandalwood oil. It is a city of palaces, gardens, shady avenues and holy temples and is famous for its Dussehra celebrations when various tourists visit this place every year.



Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.






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