car loan

Call us at 98 78 98 11 44

Auto Finance is an ideal scheme to turn your dream of buying a car in reality. By Auto Financing, a person can drive his Dream Car without worrying about all payments. Car Finance is a loan facility through which a person gets required the cash for purchasing a vehicle.

Interest Rates

Interest Rate
New Car Less than 3 lacs 10.25%
3-6 lacs 9.50%
6-10 lacs 9.25%
10-20 lacs 9.00%
More than 20 lacs 8.70%
Used Car 14.00%

 

Why one should choose Car Loan

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years
  4. Affordable interest Rates
  5. Easily and quickly available loan
  6. No hidden charges

Eligibility for Car Loan

  1. Minimum age:  For Salaried- 21 years / For Self Employed- 30 years ( less than 30 years co-applicant is needed)
  2. Maximum age at loan maturity: For Salaried-65 years (more than 65 years co-applicant is needed) / For Self Employed- 60 years
  3. Minimum employment: For Salaried- 1 year in current employment and minimum 2 years of employment / For Self- Employed- at least 2 years in business
  4. Minimum Annual Income: For Salaried- Rs.18000 / For Self- Employed- 2 years ITR (with previous ITR)
  5. Telephone: Must at the residence.

Documents you will need to submit

  1. Identity Proof: Passport copy / PAN Card / Voters ID card / Driving License
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card
  4. Bank Statement: Last 3 months

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

About Raipur

Raipur is a capital city of Chhattisgarh state in India. It is the administrative headquarter of Raipur district in Chhattisgarh. The city was initially a part of Madhya Pradesh. According to the 2011 census, the population of the town was 1,010,087.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

Used Car Loan EMI Calculator

SIP Calculator
EMI Calculator SIP Calculator

Call us on 600 11 600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal


Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Raipur

Personal Loan Raipur

Home Loan Raipur