car loan

Call us on 98 78 98 11 44

When you watch or hear about a new car launch in the city, you may feel exciting. If, buying your dream car is out of your pocket, then, you can opt for Car Finance at low-interest rates. It is the most convenient mode of getting cash without any hassle. This loan is a secured loan with less documentation and with a low processing fee. Dialabank provides you a car loan on both new and old car.

Features of Car Loan Amravati

  1. Available at very low rates of interest
  2. Loan Tenure period varies from 1-7 years.
  3. No hidden charge
  4. Minimum documentation process and quick approval
  5. Easy monthly repayment options
  6. Instantly available
  7. Able to check your eligibility

Interest Rates of Car Loan

Used Car

New Car

Processing Fee

14.00%

less than 3 lacs 10.25%

0.50%

more than 3 lacs 8.70-9.25%

 

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Loan Amount less than Rs.20 Lacs

Rs.1750/-

Loan Amount more than or equal to 20 lacs

Rs.2250/-

All

Rs.300/-

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

Benefits of Car Loan Amravati

One of the most important benefits is that you save your precious time by applying online, as the Car loan in Amravati process is quite simple. Your Car loan gets approved within a day or even on the same day of application

Within a few minutes, you will receive an extended list of e-mails from lenders who will avail your online car loan in Amravati. At the same time, you can compare the different Car loan terms and choose the best one available.

In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit Car loan for individuals having bad credit.

Tips To Avail the Best Deal in Car Loan Amravati

These 4 keys to a right Car loan and you can ride around knowing you got the Best Car Loan Deal in Amravati.

  1. Budget Analysis: Banks will be happy to lend you more money than you actually need. The first step, create a budget analysis to make sure that you borrow the right amount. By doing this, you will have an actual idea of how much money you can afford to buy a car. 
  2. Research the cost: An individual must go into the clear details of what will be the total cost of the car. She/he should be careful as the costs include more than just the purchase price. You will also need to consider insurance charges, fuel costs, maintenance charges, and interest rates.
  3. Check your credit score: Your credit score plays an important role in knowing whether the banks will consider your loan application for a car loan. Paying your previous loan payments in time helps you impress your banker for extending the amount of your car loan.
  4. Compare New vs. Used: New cars depreciate much faster than old cars and it is important to decide between the two as the loan amount that you could be eligible for would vary between the two options

Car Loan Eligibility

  1. A borrower must be an Indian resident
  2. Minimum Income of the applicant Rs 18,000 per month
  3. Minimum 1 year Residential stability is mandatory
  4. Minimum 21 years of age is mandatory for salaried and 30 years of age for self-employed
  5. Maximum age should be 65 years for salaried and 60 years for self-employed
  6. Minimum 1 year of employment stability is a must for salaried and from 2 years in the business for self-employed

Car Loan Documents

  1. Income proof: Need to submit your salary slips for the last three months and the statements of your bank account for the last six months. For self-employed people, the requirement is to submit the audited bank account statements for the last six months.
  2. Employment Proof: Need to submit a copy of the appointment letter and a certificate of employment issued by your company. For self-employed, the partnership deed and business establishment documents need to be submitted.
  3. Tax Proof: Need to submit the IT return or Form 16 documents for the last two years.
  4. Address Proof: Any government sanctioned KYC document can be submitted as proof of residence (like Aadhar card, Voter Id, PAN card, Electric Bills, Rental agreements etc.).
  5. Identity Proof: Any government sanctioned KYC document can be submitted as proof of identity (like Aadhar card, Voter Id, PAN card etc.).

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

About Amravati

Amravati is a historical city in district Amravati of state Maharastra. The historical landmarks of the city are the temples of Amba, Shri Krishna, and Shri Venkateshwara. Amravati is known in terms of its education and well-diverse colleges and schools. It is the fastest developing city. The total population of the city 6.47 lakhs.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Amravati

Personal Loan Amravati