Car Loan Bareilly

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Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Bareilly

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bareilly Features

car loan bareilly

Buying a new car is a desire for most Indians. It is now easy with Dial-a-bank, we will help you to avail a car loan. You’ll be able to take the mortgage for 80 percent to 100 percent of the Ex-showroom or on-road price of the car and compare the car loan interest rate among all banks in Bareilly then choose the most feasible one. The interest rates and the loan amount will vary from bank to bank. The reimbursement period is of up to seven years. 

To have the best car loans in Bareilly Apply Here or visit us at Dialabank.

Car Loan Bareilly Interest Rates

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Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bareilly Documents Required

For a Car loan in Bareily, the applicant needs to show these documents.

For Salaried Individuals:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License can be used as ID proof.
  2. Income Proof: Last quarter’s or last two quarter’s salary slip and ITR.
  3. Residence Proof: Driving License, Voters ID Card, Electricity Bill, PAN Card, and Life Insurance Policy are valid residence proofs.
  4. Bank Statement for the last six months.

For Self-employed individuals:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License can be used as ID proof.
  2. Income Proof: Income Tax Return.
  3. Residence Proof: Driving License, Voters ID Card, Electricity Bill, PAN Card, and Life Insurance Policy are valid residence proofs.
  4. Bank Statement for the last six months.

Car Loan Bareilly Eligibility Criteria

For a Car loan in Bareily, the applicant needs to adhere to these criteria.

For Salaried applicants:

  1. The minimum age should be 21 years,
  2. Maximum age the time of loan maturity should be 65 years.
  3. The applicant should have served 1 year in current employment and total work experience of 2 years.
  4. The minimum annual income needs to be at 100000 Indian rupees as a net annual income.

For Self-Employed Applicants:

  1. The minimum age should be 21 years,
  2. Maximum age the time of loan maturity should be 65 years.
  3. The applicant should be active for at least 3 years in business.
  4. The net profit required is Rs 60000 per annum for standard cars and Rs 100000 per annum for mid-sized premium cars

How to Apply for Car Loan in Bareilly?

Apply for a Car Loan
  1. First, choose the model of the car that you want to buy.
  2. Now, compare the different car loans available at different banks and NBFCs.
  3. Choose the best car loan from the bank of your choice. Keep a check on your eligibility criteria for the car loan in Bareilly.

Besides, you can alternatively visit our website and follow these steps.

  1. For the Car Loan Bareilly, visit Dialabank.
  2. Fill out the form on the Car Loan page.
  3. Submit it.
  4. Once you’re done, Car Loan Bareillly agents will connect for assistance.

Car Loan for major car manufacturers in Bareilly

TABLE WILL APPEAR

Processing Fees /Prepayment Charges on Car Loan in Bareilly

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bareilly

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CIBIL score is like your financial report card. It is a numerical depiction of your repayment history. The CIBIL score appears in the range of 300 to 900 in India – anything above 750 is deemed good for the approval of loans or credit cards. Before giving any sort of loans, the lender reviews your credit score and your credit history before going forward with the application. With a more powerful CIBIL score you can get a lower interest rate. So maintain a healthy CIBIL score as it helps you get some money.

Car Loan Bareilly Contact Number

Customers can reach us at 9878981166 to get exclusive car loan deals right from your home.

Pre Calculated EMI Table for Car Loan Bareilly

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bareilly

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In the Uttar Pradesh state,  Bareilly is a city in the Bareilly district and is the capital of the Bareilly division and the geographical region of Rohilkhand. It is positioned 252 kilometers north of the state capital, Lucknow, and 250 kilometers east of the New Delhi. Historically, known as Nath Nagri, there are seven temples in Bareilly. Also, the city is a center for cotton, cereal, and sugar trade. 

Special Note: Banks do not grant Car Loans to unsatisfactory credit holders, but one can achieve their money requirement with Gold Loan easily.

Car Loan EMI Calculator Bareilly

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