Car Loan Budaun

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Best Banks for Car Loan in Budaun

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Budaun Features

Thinking to buy a car? Do not have sufficient funds for it? If yes, then availing a Car Loan can be the best option. It is a finance scheme that covers cars of any brand and model. Also, it offers the flexibility to pay for the car in installments rather than paying it at once. Features of car loan Budaun

car loan budaun

  • Easy monthly repayment options.
  • Instantly available.
  • Loan Tenure period varies from 5-7 years.
  • Affordable Interest Rates.
  • Easily and quickly available loans.
  • No hidden charges.

Car Loan Budaun Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Budaun Documents Required

  1. Identity Proof in the form of Passport copy, PAN Card,  Driving License, Voters ID card, or any other proof
  2. Income Proof For Salaried Employees– Latest 3-month salary slip with form 16 whereas For Self Employed they need to submit the Latest ITR
  3. Address Proof: Ration card / Driving license /  / Telephone Bill / Electricity Bill / Voters card / Passport Copy/ Life Insurance Policy /PAN Card
  4. Bank Statements for the last 6 months.
  5. ITR must be filed for the last two years for self-employed people.

Car Loan Budaun Eligibility Criteria

Car loan eligibility criteria for the salaried and self-employed vary in the following manner:

  1. Minimum age: 21 years for salaried and 30 years for self-employed
  2. Maximum age at loan maturity: 60 years for salaried and 65 for self-employed
  3. Minimum Annual Income: For Salaried Rs 100000 net annual income is necessary while For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars are essential.
  4. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment whereas For Self Employed they need to have at least 3 years in business

How to Apply for Car Loan in Budaun?

With DialaBank it is easy to apply for a car loan in Budaun. Just visit our web site and follow the steps below:

  • Click on the option to loan a car.
  •  Fill in the required information, such as name, venue.
  • Click Send A Quote button
  • Our car loan Relationship manager will soon contact you to assist you through the process further.

You can also apply for a car loan offline by visiting the nearest branch of banks offering car loans. But that would limit your option to only a single offer. It would also require you to make multiple visits to the banks to get your loan approved. Thus, when you think of a car loan DialaBank is your best option available.

Processing Fees & Prepayment Charges on Car Loan Budaun

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Budaun

CIBIL score is a description of your past creditworthiness. The CIBIL score required for car loans may vary from lender to lender. A CIBIL score of 750 and above is accepted by most banks to process your car loan application. You might be required to pay a heavy interest rate on the loan amount in case of a low CIBIL score.

Car Loan Budaun Contact Number

For any queries regarding the car loan in Kishanganj, you may contact the number 9878981166. We are always there to help you out in smoothening the car loan process.

Pre Calculated EMI Table for Car Loan Budaun

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Budaun

Budaun is a city in Uttar Pradesh, India. It is situated close to the Ganges waterway in the focal point of Western Uttar Pradesh. Budaun is a major market, historically famous and religiously important city. It is the core of Rohilkhand. Budaun is considered to be of immense religious significance among the two Hindus and Muslims. At the primary look, Budaun with its dusty roads and languid boulevards appears to be simply a detached humble community. Yet, moving around the city, you come across numerous historical ruins and monuments that reveal many legends from its past

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