Car Loan Dabhoi

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Dabhoi

Best Banks for Car Loan in Dabhoi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dabhoi FeaturesCar Loan Dabhoi

Nowadays buying your favorite vehicle is the dream of every individual, but due to the insufficient amount of money, it is difficult to own your vehicle.  So car loan is here to remove all your related to the car. This loan is an offer which provides finance to people for buying a new car. A car loan allows a person to pay for the vehicle in instalments rather than spending it at once. It requires minimum documentation process and fewer fees process.

Some of the features of car loan Dabhoi are:

  • Easy monthly repayment options
  • Instant car loan available
  • Loan Tenure period varies from 1-7 years.
  • Affordable interest Rates
  • Able to check your eligibility
  • No hidden charges
  • Fast documentation Process

Car Loan Dabhoi Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Dabhoi Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Dabhoi Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Dabhoi

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Dabhoi

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Dabhoi

CIBIL Score plays a vital role while getting a car loan. The higher your CIBIL score the higher amount of loan you will get at minimum time. Generally, the reason behind this a CIBIL score usually shows the behavior of the applicant towards his/her credits. If the score is not good means the customer has a bad credit record, he/she might not be good with his/her past and present credits or debts. It may create a big problem for the customer. A CIBIL score of more than 700 is usually considered a good credit score.

Car Loan Dabhoi Agent Contact Number

For loan queries regarding the car loan in Dabhoi, reach us at Dialabank or contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Dabhoi

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Dabhoi

About Dabhoi

Dabhoi, historically known as Darbhavati, Darbikagrama, Darbhavatipura and Dabhohi is an ancient town located in the Gujarat state of India. It was an important pilgrim site for Hindus due to Kalika temple and for Jains as well and also mentioned in various Jain works. This place has a population of 54,930; wherein males constitute 52% of the total population and females constitute 48% of the total population. Dabhoi has an average literacy rate of 68%, higher than the national average of 59.5%, out of which male literacy is 75% and, female literacy is 61%.

Apply for a Car Loan

Other Cities for Car Loan in Gujarat

Car Loan Bhachau Car Loan Anjar
Car Loan Bavla Car Loan Anand
Car Loan Bardoli Car Loan Ahmedabad
Car Loan Ankleshwar Car Loan Yamunanagar