Car Loan Firozabad

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Car Loan Firozabad

Best Banks for Car Loan in Firozabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Firozabad Features

car loan Firozabad

A car loan is a financial assistance granted by banks and finance corporations to fulfill your dream of having your car. They provide notable funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car.

Since it is a secured loan with easy repayment options, the loan amount is given on Interest charges which are variable from one bank to another.

 Car Loan Firozabad aims to provide financial support to all of its customers at the best affordable interest rates in the region. With the help of Dialabank, you can visit our website and apply for the car loan much easier.

Car Loan Firozabad Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Firozabad Documents Required

Documents required for car loan are as followed:

For Salaried candidates:

  1. Identification proof like Aadhar, Electoral Photo ID Card, or Driving License is required.
  2. Address proof like Electricity Bill, Passport Copy, or Telephone Bill is also required.
  3. For proving your income, you have to present 3 to 6 months of salary slips along with Income Tax Returns.
  4. Your Bank statement of the six months is also needed.

For Self-employed candidates:

  1. Identification proof like Aadhar, Electoral Photo ID Card, or Driving License is required.
  2. Address proof like Electricity Bill, Passport Copy, or Telephone Bill is also required.
  3. Income Tax Return.
  4. Your Bank statement of the six months is also needed.

Car Loan Firozabad Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried individuals:

  1. The minimum age is 21 years.
  2. The maximum age at loan maturity is ought to be 65 years.
  3. An individual should be working for a year in the current job, and 2 years of total employment as a minimum.
  4. The individual should have 1 lac Indian rupees as his or her net annual income.

For Self-Employed individuals:

  1. The minimum age is 21 years.
  2. The maximum age at loan maturity is ought to be 65 years.
  3. The business should be operating for at least 3 years.
  4. The net profit is Rs 60,000 per annum for the standard cars and Rs 1,00,000 per annum for the premium medium-sized cars.

How to Apply for Car Loan in Firozabad?

Apply for a Car Loan

  1. Visit our webpage Dialabank from your browser.
  2. Visit the Car loan division on the page or click at the Car Loan directly.
  3. The candidate will be given all the details of the car loan where they can select their preferred city, loan, according to their needs.
  4. For a better understanding of car loans, you may call on 9878981166.

Car Loan for major car manufacturers in Firozabad

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Firozabad

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Firozabad

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Every finance corporation or Bank has its criteria for the minimum CIBIL score eligible for processing the Car Loan application in Firozabad so they can reduce the risk of lending to you. Most institutions charge a minimum score of CIBIL of 750 or more to process your loan application. Also having a good CIBIL score helps you to get a cheaper rate of interest.

The institutions don’t just see the overall score but also the particular behavior on the earlier loans taken. This includes details on the type of loan taken and the amount borrowed. Any suspended payments for previous loans can act as a barrier to your availing a fresh loan.

Car Loan Firozabad Contact Number

You can get a car loan Firozabad immediately from Dialabank by dialing 9878981166.

Pre Calculated EMI Table for Car Loan Firozabad

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Firozabad

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In the Indian state of Uttar Pradesh, Firozabad is a city adjacent to Agra. It is called the center of India’s glassmaking industry and is recognized for the quality of the bangles and also glasswares manufactured here. During the Mughal regime of Akbar, revenue was brought through this city, which was allegedly looted by the afghans.

Car Loan EMI Calculator Firozabad

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