Car Loan Firozabad

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Best Banks for Car Loan in Firozabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Firozabad Features

car loan FirozabadWant to purchase dream car? But don’t have the required funds for it? Worry not! DialaBank brings a  car loan for you. A car loan is a means of funding or financial help provided by banks and NBFCs to applicants having some income at an affordable rate of interests to aid them in buying a car of their choice. Since cars have now become a necessity for everyone in this fast-moving world, the cost of cars is also growing rapidly. This is where a car loan comes into play and fulfils your desire to be the owner of a luxurious car of your preference. The main features of a car loan in Firozabad are:

  • Car loans are available at affordable interest rates
  • Almost all major banks and NBFCs offer car loans in Firozabad
  • The documentation process is quick and hassle-free
  • Car loans are easily available through DialaBank

Car Loan Firozabad Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Firozabad Documents Required

The essential documents required to get a car loan approved in Firozabad are as follows:

  1. Passport copy, PAN Card, Voters ID card, or any other identity proof.
  2. For Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR proof as income proofs.
  3. Ration card / Driving license / Voters card / Passport Copy / Telephone Bill or any other address proof.
  4. Bank Statement of Last 6 months.

Car Loan Firozabad Eligibility Criteria

The car loan eligibility requirements is as followed in Firozabad:

  1. 21 years for salaried individuals and 30 years in case of a self-employed is the minimum age requirement.
  2. 60 and 65 years respectively for salaried and self-employed individuals is the maximum age requirement.
  3. For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business are the employment requirements
  4. For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars are the income requirements

How to Apply for Car Loan in Firozabad?

Availing a car loan in Firozabad is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our website dialabank.com
  • Click on the car loan option available in the menu of the page
  • Fill in the details regarding the car type, your income and other details
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166.
  • For availing a car loan offline you will have to visit the nearest branch offering it personally.

Processing Fees & Prepayment Charges on Car Loan Firozabad

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Firozabad

The Cibil score is what defines your ability to repay off your credits in the past. A higher Credit score means that you have a good credit history and makes your application process smooth and hassle-free to be processed. Usually, all the banks and NBFCs require a credit score of 750 and above to approve your loan application process in Firozabad. This score may also vary from bank to bank as per their own regulations. In case a CIBIL score is less than the required value by the banks you will be required to pay a high rate interest rate on the loan amount.

Car Loan Firozabad Contact Number

In case of any queries regarding car loan in Firozabad, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Firozabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Firozabad

Firozabad is a city situated in the State of Uttar Pradesh. The boundaries of Firozabad district touch Etah district in the North and Mainpuri & Etawah districts in the East. Firozabad has produced artistic glassware in different colours and shades used in chandeliers and other purpose items.

Car Loan EMI Calculator

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