Best Banks for Car Loan in Jaitu
Car Loan Jaitu Features
Car is a dream for most of us, thinking that the family can go places altogether under a single roof without the hassle of dust, sunlight, rain, etc. Overall, your own car is the safest alternative for travelling with maximum comfort and other facilities.
Although, owning a car isn’t that simple as it doesn’t come at a cost. A standard Hatchback car can cost you a minimum of 5 lacks, and it is not possible for everyone to manage such a big amount in one go
Dialabank makes owning your car simple by the help of Car Loan whereby filling a form, you can have your dream car. Following are the features of a car loan Jaitu:
- A car loan gives you an opportunity to purchase a better car which would have been a bit difficult with your own savings.
- It helps you to buy your car at an instant without spending too much time in saving money for that purpose.
- This loan is secured, as here your purchased car is your security against the non-payment of EMIs.
- The loan amount depends on the income, professional background and credit score; also, these rates may vary from bank to bank.
- Banks provide 75%-80% finance on a car loan, which depends upon the profile of the applicant. For grade A applicant it may go to 100% finance as well.
Car Loan Jaitu Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Jaitu Documents Required
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License to be submitted.
- Income Proof: Latest 3-month salary slip with form 16 to be submitted.
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card to be submitted.
- Bank Statement: Last 6 months to be submitted.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License to be submitted.
- Income Proof: Latest ITR to be submitted.
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card to be submitted.
- Bank Statement: Last 6 months to be submitted.
Car Loan Jaitu Eligibility Criteria
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars must be there
Car Loan for Major Car Manufacturers in Jaitu
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Jaitu
CIBIL Score Required for Car Loan in Jaitu
CIBIL score reflects your defaults in repayment of your previous loans as well as credit history. A score of 750 or above is considered as most of the financial institutions ask for a good credit score. A different criterion for a minimum CIBIL score has been set up by each bank, which is required to process further documents. A Lower CIBIL score than 750 can make you prone to higher interest rates.
As per the current scenario, anyone can avail the prestige of owning a car with the help of Car loan all across the globe. Anyone can get a car loan easily if with a good CIBIL score and financial background, as it is a secured one. A very low CIBIL score might lead to rejection of your loan as it is obvious for a bank tracks before processing.
Car Loan Jaitu Agent Contact Number
For any queries regarding the car loan in Jaitu, give us a contact on Dialabank or 9878981166.
Pre Calculated EMI Table for Car Loan Jaitu
Car Loan EMI Calculator Jaitu
About Jaitu
Jaitu is a historical city, a municipal council in Faridkot district in the Indian state of Punjab. It is a subdivision in Ferozepur Division, it is believed that a small village founded by Baba Jaitu and took its name Jaitu after him.
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Table of Contents
- 1 Best Banks for Car Loan in Jaitu
- 2 Car Loan Jaitu Features
- 3 Car Loan Jaitu Interest Rates
- 4 Car Loan Jaitu Documents Required
- 5 Car Loan Jaitu Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Jaitu
- 7 Processing Fees / Prepayment Charges on Car Loan Jaitu
- 8 CIBIL Score Required for Car Loan in Jaitu
- 9 Car Loan Jaitu Agent Contact Number
- 10 Pre Calculated EMI Table for Car Loan Jaitu
- 11 Car Loan EMI Calculator Jaitu
- 12 About Jaitu