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Car Loan Kalpetta

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Buy your dream Car

Rates as low as 8.75%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

What is Car Loan Kalpetta?

Car Loan KalpettaA car loan is a financial help offered by different banks and NBFC’s to buy a car. The banks provide the necessary funding for purchasing a car which can be on Ex-Showroom price or the On-Road price of the car. They offered the lowest interest rates and minimum document process.

Why should one choose Car Loan Kalpetta?

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years.
  4. Affordable interest Rates
  5. Easily and quickly available loan
  6. No hidden charges.

Eligibility Criteria for Car Loan Kalpetta

Salaried:

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  4. Minimum Annual Income: Rs 100000 net annual income.

Self-Employed:

  1. Minimum age: 30 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: At least 2 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

Partnership Firms: 

  1. Minimum Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.
  2. Minimum turnover: Turnover Rs. 4.5 lakh.

Private Limited Company:

  1. Minimum Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 pa for mid-sized and premium cars
  2. Minimum turnover: Turnover Rs 4.5 lakh

Public Limited Company: 

  1. Minimum Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a for mid-sized and premium cars
  2. Minimum turnover: Turnover Rs 4.5 lakh

Documents Required for Car Loan Kalpetta:

  1. Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License, Aadhar Card
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card
  4. Bank Statement: Last 6 months

Interest Rates for Car Loan Kalpetta

Interest Rate
New CarLess than 3 lacs10.25%
3-6 lacs9.50%
6-10 lacs9.25%
10-20 lacs9.00%
More than 20 lacs8.70%
Used Car14.00%

Fee & Charges for Car Loan Kalpetta

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

How to Apply for Car Loan Kalpetta?

You can go to our website and directly apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. IndusInd Bank Car Loan
  9. Others

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.

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