Car Loan Kalpetta

Best Banks for Car Loan in Kalpetta

Car Loan Kalpetta Features

Do you have a dream car in mind but don’t have enough funds? Would you like to own a personal car to fulfil your important needs? Apply for an attractive interest rate auto loan in Kalpetta to fulfil your dream of owning a car of your choice.

A car loan is a form of secured loan that, however, allows a person to make use of to buy a new or used vehicle, wherein, collateral security is the vehicle that a person is opting a loan for.

• Easy options for monthly refund
• Loan Service period ranges between 5 and 7 years
• Affordable Prices
• Disponible immediately
• No secret allegations
• Loans are easy and quick to obtain

Car Loan Kalpetta Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Kalpetta Documents Required

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Kalpetta Eligibility Criteria

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Kalpetta

Processing Fees / Prepayment Charges on Car Loan Kalpetta

CIBIL Score Required for Car Loan in Kalpetta

CIBIL score is an important requirement in order to secure a car loan on the basis of which the banks and NBFCs grant a car loan to any customer. The minimum requirement of a CIBIL score for a Kalpetta auto loan varies depending upon the bank. A score of 750 or above is generally recommended as a good score for any individual to be eligible to apply for this type of loan.

It is prerequisite to clear all the previous pending duties and debts before using a car loan in order to maintain a good credit score. Any default in your credit score will affect your future availability of a fresh one.

Car Loan Kalpetta Contact Number

To get an instant car loan in Kalpetta you can visit our website Dialabank or call on 9878981166 to get personalized assistance.

Pre Calculated EMI Table for Car Loan Kalpetta

Car Loan EMI Calculator Kalpettta