Car Loan Nautanwa

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Car Loan Nautanwa

Best Banks for Car Loan in Nautanwa

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Nautanwa Featurescar loan nautanwa

Nowadays everyone wishes to own a car to make life easier. But not everyone has the required financial situation. Are you coping with this trouble? Don’t worry. We Dialabank financial services help consumers to compare, analyze, and select the best loans possible.

We provide car loans starting at an attractive rate of interest to both self-employed as well as salaried individuals. We offer car loans for the new and used cars.

Some key features of car loan in Nautanwa are the following:

  • Easy monthly repayment choices are available for you
  • Instantly car loan available
  • Loan Tenure period varies from 1-7 years
  • There is a provision of affordable interest rates offers to fulfill your wishes
  • There are no hidden charges

Car Loan Nautanwa Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Nautanwa Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

  1. Proof of Recognition: Passport copy, PAN Card, Voters ID card, Driving License
  2. Proof of Salary: Latest 3-month salary slip with form 16
  3. Accommodation Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months

For Self Employed Individuals:

  1. Passport copy, PAN Card, Voters ID card, Driving License: For Recognition Proof
  2. Latest ITR: For income proof
  3. Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card: For Address Proof
  4. Last 6 months bank statement

Car Loan Nautanwa Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Rs. 60000 per annum profit for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Nautanwa

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Nautanwa

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Nautanwa

CIBIL score reflects your credit history in the past and your defaults in repayment of your previous loans. A good credit score is taken into consideration as 750 and above as most of the financial foundations ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your Car Loan Nautanwa. The CIBIL score of lower than 750 can attract a bit of a high rate of interest.

A very low CIBIL score can lead to disapproved of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a Car Loan Nautanwa. If there are any late payments for previous loans, it will create a barrier for the availing of a fresh loan.

Car Loan Nautanwa Agent Contact Number

Apply online with Dialabank and avail the best offers on a car loan with approval rapidly and extra benefits or you can make a missed call on this number for any queries about the car loan in Nautanwa  9878981166.

Our customer care executive offers you guidance and assistance to solve your queries about the car loan.

Pre Calculated EMI Table for Car Loan Nautanwa

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Nautanwa

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About Nautanwa

Nautanwa is a town and Nagar Palika in Maharajganj district in Uttar Pradesh, India. It is at a distance of 87 km from Gorakhpur and 7 km from Sonauli Indo-Nepal Border. As per 2011, it had a population of 105,345.

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