Car Loan Muradnagar

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
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Best Banks for Car Loan in Muradnagar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Muradnagar Features

car loan muradnagar

Having one’s own car is a necessity today, but it’s not always possible to have the required funds. This is where Dialabank helps you to avail car loans for both brand-new and second-hand cars, and for both ex-showroom and on-road prices. If you are a resident of Muradnagar, you get access to a range of appealing featured of a car loan while having the liberty to choose your own tenure:

  • Car loans are available at low-interest rates, which may vary from bank to bank
  • Almost all major banks and NBFCs offer car loans in Muradnagar in your vicinity
  • The documentation process is quick and hassle-free
  • Car loans are easily available through DialaBank, we make sure you fulfill your dream with great convenience.

Car Loan Muradnagar Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Muradnagar Documents Required

The essential documents required to get a car loan approved in Muradnagar are as follows:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof:
  • For Salaried– Latest 3-month salary slip with form 16
  • For Self Employed- Latest ITR

3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life    Insurance Policy /PAN Card

4. Bank Statement: Last 6 months.

Car Loan Muradnagar Eligibility Criteria

The car loan eligibility requirements are as followed in Muradnagar:

For the salaried applicants:

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment:
  •  1 year in current employment
  • Minimum of 2 years of employment

4. Minimum Annual Income: For Salaried Rs 100000 net annual income.

For the self-employed applicants:

  1. Minimum age: 30 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in Business
  4. Minimum Annual Income:
  • Net profit of  Rs. 60,000 per annum for standard cars
  • Net profit of Rs.1,00,000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Muradnagar?

Availing a car loan Muradnagar is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our website
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • For availing a car loan offline you will have to visit the branch personally, which might turn hectic for you. So we advise you to do it online!
  • Remember, we offer the best and most trustworthy service!

Processing Fees & Prepayment Charges on Car Loan Muradnagar

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Muradnagar

The CIBIL score is referred to as your ability to pay off your credits. A higher credit score means good credit history and makes your car loan application process smooth and easy. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Muradnagar. This score may again vary from bank to bank. In case of a lower CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount. Thus, a CIBIL score is an important factor in a car loan.

Car Loan Muradnagar Contact Number

In case you have any queries regarding the car loan in Muradnagar, you may contact us on the number 9878981166 for assistance.

Pre Calculated EMI Table for Car Loan Muradnagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Muradnagar

Muradnagar is a town in the Ghaziabad district in the Indian state of Uttar Pradesh.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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