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About Car Loan Patan
Purchasing a car is the dream of every Indian and today it becomes the status symbol of everyone. Nowadays, several banks and lending institutions provide a car loan at the lowest interest rate and affordable EMIs.
A car loan can be helpful for those consumers who want to buy a new car but they do not get the car because of lack of money. It helps the borrower to build their credit history if the borrowers make their monthly payments on time.
Find the Best Rate on Car Loan Patan
Best Rates On Car Loan are as follow:
|
Interest Rates |
10.25% |
|
Collateral Required |
Hypothecation of the car |
|
Loan Tenure |
1 Yr to 5 Years |
|
Max Funding |
Upto 90% of Car Value |
|
Pre Closure Charges |
0 % to 4 % of the outstanding loan amount |
Find the Most Suitable offer for Car Loan Patan
Following are the most suitable offers for Car Loan:
- Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Car Loan offer.
- Rate Comparison: We help you understand the details of all costs involved in taking a Car Loan and help you find the Cheapest Offer.
- Research: Benefit from our detailed research on all the products from the leading Car Loan players in the market and make the right choice.
- Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Car Loan deal at no extra cost.
- Unbiased and Transparent Search: Our objective is to simplify your Car Loan search and we provide information in an unbiased and transparent manner.
Features of Car Loan Patan
Following are the features Car Loan:
- Upto 90% funding available for new cars
- Upto 80% funding available for used cars
- Get maximum loan amount up to 3 times the annual salary (for salaried professionals) or 6 times the annual income (for self-employed professionals).
- Loan period is usually between 1 to 5 years.
- Interest is calculated on the basis of compound interest.
- Equated Monthly Instalment (EMI) is worked out for repayment.
- Early settlement of the pending amount is available subject to pre-payment penalty.
Documentation Requirement for Car Loan Patan
While Availing for instant Car loans some important documents are required. Some of them are mentioned as under:
- Identity Proofs: PAN Card, Driving License, Passport or Voters ID
- Monthly income proof: salary receipt for salaried persons and last three years of IT return for businessmen
- Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
- Bank Passbook transactions of the last 6 months
- Previous 3 years IT Returns for self-employed
- 2 Passport size photographs
Eligibility Criteria of Car Loan Patan
Following are the Eligibility of Car Loan:
- Minimum Age of Applicant: 21 years
- Maximum Age: 58 years (at the time of the maturity of the loan)
- Minimum Employment: 1 year in current employment and a minimum of 2 years of employment in general
- Minimum Annual Income: Rs 100,000 (net)
Benefits of Car Loan Patan
Following are the benefits of Car Loan:
- One of the most important benefits is that you save your precious time by applying online, as the Car loan in Sambalpur process is quite simple. Your Car loan gets approved within a day or even on the same day of application
- Within a few minutes, you will receive an extended list of e-mails from lenders who will avail your online car loan in Sambalpur. At the same time, you can compare the different Car loan terms and choose the best one available.
- In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit Car loan for individuals having bad credit.
| Leading Auto Loan Providers (Click to Apply) | |||
|---|---|---|---|
| SBI Car Loan | HDFC Car Loan | ICICI Car Loan | Other Banks |
| REMINDER SERVICES | EMI CALCULATOR | |
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