Saptagiri Grameena Bank Personal Loan

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Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
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About Saptagiri Grameena Bank Personal Loan

Saptagiri Grameena Bank Personal Loan

Saptagiri Grameena Bank provides personal loan to the customers to fulfill their financial needs. Personal Loan comes in the category of unsecured loans and it helps the customers during the financial crisis.

Everone with a good source of income and CIBIL Score is eligiSaptagiri Grameena Bank provides personal loan to the customers to fulfill their financial needs. Personal Loan comes in the category of unsecured loans and it helps the customers during the financial crisis. Everyone with a good source of income and CIBIL Score is eligible to apply for a personal loan.

Saptagiri Grameena Bank Personal Loan Eligibility

There are some Eligibility Criteria regulated by Banks to provide a loan. You will have to qualify the eligibility criteria if you want finance to meet your requirement. Check your Eligibility in 1 minute for Saptagiri Grameena Bank Personal Loan. Apply Online and get Personal Loan. There are two categories of the applicants.

  1. Salaried
  2. Self-employed

There are different criteria for both categories. Let us see both of them one by one.

Salaried Applicant

  1. First of all the age of the applicant should be more than 21 years.
  2. After that he/she should be earning  Rs. 18000 per month at least.
  3. After that, the applicant should have the work experience of 3 years at least.
  4. After that he/she should be getting the salary in his/her bank account.
  5. The credit history of the applicant should be good (more than 720).

Self-employed Applicant 

  1. If the applicant is self-employed than his/her age should be 25 years at least.
  2. He/she should be filing ITR for last three years at least.
  3. His/her CIBIL score should be good (more than 720).

Saptagiri Grameena Bank Personal Loan Advantages

  1. Easy Loan Tenure: Pay off your Saptagiri Grameena Bank Personal Loan at your ease. You can apply for loans amounting from Rs 50,000 to Rs 7, 50,000 and repay it at your ease by opting for tenures ranging from 12 months to 36 months.
  2. Balance transfer option: Why should you continue to pay a higher interest rate on your existing personal loan? You have the option of transferring your loan to Saptagiri Grameena Bank at the low interest rates. You also have the option of getting an additional loan, as per your eligibility when you transfer your existing loan from any other bank to Saptagiri Grameena Bank.
  3. Existing customer advantage: The bank provides extra benefit to its existing customers. Existing customers can avail the Saptagiri Grameena Bank Personal Loan without providing income papers.
  4. Easy documentation: Here you can avoid multiple documentation process. At Saptagiri Grameena Bank, it is easy to apply for a Personal Loan, as the documentation process is simple and friendly.
  5. Quick approval process: You don’t have to wait too long to get Saptagiri Grameena Bank Personal Loan anymore. At Saptagiri Grameena Bank, we are prepared to meet your urgent financial needs. You will get the money when you need it most. It will take maximum 12 hours to get the loan disbursed.

Saptagiri Grameena Bank Personal Loan Documentation

  1. 2 passport sized colored photographs but the applicant should not be wearing the glasses in the photograph.
  2. After that one identity proof is required to get a personal loan. It can be an Aadhar card/ voter ID card/ PAN card/ driving licence/ passport.
  3. One residence proof is also required it can be anyone out of them.( Aadhar card/ voter ID card/ PAN card/ driving licence/ passport.)
  4. Utility bills or rental agreement can also be considered as the proof residence.
  5. Income proof is mandatory in case of personal Loan. In case of salaried applicants it is the salary slip of last three months and in case of self-employed, it is ITR (income tax report) of the last three years.

Saptagiri Grameena Bank Personal Loan Interest Rates

Rates vary between 11 % – 22 % per annum, depending on the customer profile. Saptagiri Grameena Bank Personal Loan Other Charges.

How to Apply for Saptagiri Grameena Bank Personal Loan?

  1. First of all visit www.dialabank.com .
  2. After that, fill online application form.
  3. Enter your contact number.
  4. Why choose Dialabank for Personal Loan?
  5. It is very easy to avail loan from every bank online.
  6. But Dialabank is only one place with different banks in hand.
  7. It is a financial platform where you can check and compare different loan rates across different banks.
  8. Even you can solve all of your queries on the phone by dialing toll-free number 60011600. You will get personalized service on the phone from our trained relationship manager.

FAQs About Saptagiri Grameena Bank Personal Loan

Q. What is Saptagiri Grameena Bank Personal Loan?

When you are in urgent need of financial help you can apply for a Personal Loan from Saptagiri Grameena Bank. A Personal Loan can be availed without the need for submitting a security and loan amount can be used for any personal need.

Q. What is Personal Loan rate of interest in Saptagiri Grameena Bank?

Saptagiri Grameena Bank Personal Loan rates start from 10.75% per annum. The rate of interest depends on the borrower’s profile. If you have a good CIBIL Score you can expect a lower rate of interest.

Q. How can I get Saptagiri Grameena Bank Personal Loan?

You can get a Personal Loan from Saptagiri Grameena Bank by visiting the nearest branch with your documents and duly signed application form. You can also visit Dialabank’s digital platform to compare offers of different banks and financial companies.

Q. How to apply for Personal Loan in Saptagiri Grameena Bank?

You can apply for a Personal Loan with Saptagiri Grameena Bank by contacting your nearest branch in person or through Dialabank’s online portal for better convenience and to get the best deals and offers.

Q. Why apply for Saptagiri Grameena Bank Personal Loan?

Personal Loans can be used to finance all your small and big expenses. The long tenures and attractive interest rates make it easy to repay the loan in burden-free EMIs. You can use your Saptagiri Grameena Bank Personal Loan for all your personal financial needs without having to submit any security.

Q. How much EMI on Saptagiri Grameena Bank Personal Loan?

Your Personal Loan EMI depends on your loan amount, loan tenure, and rate of interest. You can visit Dialabank and use our EMI Calculator to calculate your Saptagiri Grameena Bank Personal Loan EMIs.

Q. How much CIBIL score required for Saptagiri Grameena Bank Personal Loan?

You will need a CIBIL score above 700 for your Personal Loan with Saptagiri Grameena Bank. Banks require a high CIBIL score for unsecured Personal Loans because it helps calculate the risk of default.

Q. Minimum credit score needed for Saptagiri Grameena Bank Personal Loan?

A minimum credit score of 700 is needed for Saptagiri Grameena Bank Personal Loans. A healthy credit score is a necessity to avail unsecured loans.

Q. How to calculate Saptagiri Grameena Bank Personal Loan EMI?

You can calculate your Saptagiri Grameena Bank Personal Loan EMI using the formula, E = P x R x [((1+R)^N)/((1+R)^N)-1]. Here, P is your principal loan amount, R is your rate of interest, and N is the loan tenure. You can also use Dialabank’s EMI calculator.

Q. What can I use Saptagiri Grameena Bank Personal Loan for?

Your Saptagiri Grameena Bank Personal Loan can be used to fulfill all your financial needs and meet all your personal expenses. A wedding, an event, travel and vacation, buying of consumer goods, payment of bills, and etc.

Q. Can I prepay Saptagiri Grameena Bank Personal Loan?

Yes, you can prepay your Saptagiri Grameena Bank Personal Loan by contacting your loan branch in person. In some cases, you may be required to pay a small foreclosure charge.

Q. How to prepay Saptagiri Grameena Bank Personal Loan?

Visit your Saptagiri Grameena Bank loan branch and apply for a foreclosure on your Personal Loan account. You will need to pay all the pending amount and upon verification of your payments, your loan will be closed.

Q. How to repay Saptagiri Grameena Bank Personal Loan?

You can repay your Saptagiri Grameena Bank Personal Loan in easy monthly EMIs that consist of both your principal amount and interest. You can either give a standing instruction or an ECS on your bank account for monthly deduction of EMIs.

Q. What documents are needed for Saptagiri Grameena Bank Personal Loan?

You will need your basic KYC documents along with proof of your income to apply for a Personal Loan from Saptagiri Grameena Bank. These documents are to be submitted along with a duly signed application form with the bank.

Q. How to check Saptagiri Grameena Bank Personal Loan status?

You can check your Personal Loan status by contacting your Saptagiri Grameena Bank branch in person or through customer care number.

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