Saptagiri Grameena Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Saptagiri Grameena Bank Personal Loan Key Features – Jan 2021

      Eligibility Criteria Details
      Age 21-70(at loan maturity)
      CIBIL Score 750
      Saptagiri Grameena Bank Personal Loan Interest Rate 9.99% p.a.
      Lowest EMI per lakh NIL
      Tenure 06 to 72 months
      Saptagiri Grameena Bank Personal Loan Processing Fee 1%-2%
      Prepayment Charges NIL
      Part Payment Charges NIL
      Minimum Loan Amount Rs. 50,000
      Maximum Loan Amount Rs. 7,50,000

      Each Feature Explained in Detail Below


      Saptagiri Grameena Bank Personal Loan Eligibility Criteria

      Eligibility criteria for a personal loan:

      CIBIL score criteria 750 and above
      Age criteria 21-70 yrs (at loan maturity)
      Min Income criteria Rs. 18,000 per month
      Occupation criteria Salaried/Self-Employed

      Saptagiri Grameena Bank Personal Loan Interest Rate and Charges

      Saptagiri Grameena Bank Personal Loan Interest Rate 9.99% p.a.
      Saptagiri Grameena Bank Personal Loan Processing Charges 1%-2%
      Prepayment Charges NIL
      Stamp Duty NIL
      Cheque Bounce Charges NIL
      Penal Interest NIL
      Floating Rate of Interest NIL

      Saptagiri Grameena Bank Personal Loan Documents Required

      Form Duly filled application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Passport (Proof of permanent residence)
      Ration card
      Proof of Income > ITR: Last two Assessment years
      > Salary Slip: Last 6 months
      > Bank Statement: Last 3 months

      Saptagiri Grameena Bank Personal Loan EMI Calculator

      EMI calculator.

      Saptagiri Grameena Bank Personal Loan Compared to Other Banks

      Particulars Saptagiri Grameena Bank HDFC Bank Bajaj Finserv Axis Bank Citibank Saptagiri Grameena Bank Bank
      Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 6 to 72 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount Up to Rs. 7,50,000 Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
      Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

      Other Loan Products from Saptagiri Grameena Bank

      Saptagiri Grameena Bank Gold Loan Saptagiri Grameena Bank Car Loan Saptagiri Grameena Bank Home Loan Saptagiri Grameena Bank Business Loan
      Saptagiri Grameena Bank TWL Saptagiri Grameena Bank LAP Saptagiri Grameena Bank Credit Card Saptagiri Grameena Bank Education Loan

      Why should you apply for Saptagiri Grameena Bank Personal Loan with Dialabank?

      Dialabank has the most trusted agents who will tell you the entire procedure for a personal loan in a detailed manner. Dialabank is India’s first financial helpline. It provides the fast with the best services to their customers.

      How to Calculate EMIs for Saptagiri Grameena Bank  Personal Loan

      The information is required to calculate Saptagiri Grameena Bank Personal Loan is the following:

      1. Amount of the Loan
      2. Interest Rate
      3. Tenure

      Saptagiri Grameena Bank Personal Loan Processing Time

      Processing time is the time taken by the bank for the approval of your personal loan application. The processing time for a personal loan is 2 days.

      Saptagiri Grameena Bank Personal Loan Preclosure Charges

      Preclosure means that you paid your loan amount before the time. It will help you in getting the rate interest lower.

      Pre Calculated EMI for Personal Loan

      Rate

      5 Yrs

      4 Yrs

      3 Yrs

      9.99%

      2149

      2560

      3250

      11.00%

      2174

      2584

      3273

      11.50%

      2199

      2608

      3297

      12.00%

      2224

      2633

      3321

      12.50%

      2249

      2658

      3345

      13.00%

      2275

      2682

      3369

      13.50%

      2300

      2707

      3393

      14.00%

      2326

      2732

      3417

      14.50%

      2352

      2757

      3442

      15.00%

      2378

      2783

      3466

      Different Offers For Saptagiri Grameena Bank Personal Loan

      Saptagiri Grameena Bank Home Loan

      • This bank provides the home loan to the Indian or a fully documented NRI.
      • An applicant should have a minimum age of 18 years.saptagiri grameena bank personal loan
      • An applicant should have a maximum age of 70 years.
      • An applicant should have a salary more than the required income.

      Saptagiri Grameena Bank Personal Loan for Government Employees

      • This bank proffers a personal loan to Govt. employees.
      • The amount of loan depends on your company’s reputation.

      Saptagiri Grameena Bank Car Loan

      • This bank offers a car loan.
      • The loan amount offers up to 80-100% on a new car.
      • Flexible loan tenure from 12 to 72 months.

      Saptagiri Grameena Bank Personal Loan for education

      • This bank offers a personal loan for education.
      • Up to Rs. 10 lakh: For studies in India
      • Up to Rs. 20 lakh: For studies in Abroad.

      Saptagiri Grameena Bank Personal Loan Balance Transfer

      A balance transfer is the sending of your loan amount from one lending station to another. It helps to lower the interest rate.

      Saptagiri Grameena Bank Personal Loan Top Up

      A top-up loan is a supplementary amount which is financing by a company into your existing loan amount.

      Saptagiri Grameena Bank Personal Loan Status

      Visit our bank’s website and check the loan status.

      Types of Saptagiri Grameena Bank Bank Personal Loan

      Home renovation loan

      Saptagiri Grameena Bank Bank offers home redesign credit for people who wish to get their home revamped. This individual credit can support necessary fixes or help the candidate get new fittings, installations and furniture for their home. Some vital highlights of Saptagiri Grameena Bank Bank Home Renovation Loan are:

      • The financing cost for Saptagiri Grameena Bank Bank’s Home Renovation Loan begins at as low as 11.25%.
      • People might be qualified for an advance sum up to Rs. 20 Lakh to get their home remodelled
      • Home remodel credit from Saptagiri Grameena Bank Bank requires negligible documentation, making the whole advance cycle bother free.
      • The advance sum ordinarily gets credited into the record inside 72 hours once the bank favours your application.

      Holiday Loan

      Saptagiri Grameena Bank Bank’s Holiday Loan can assist you in organizing your fantasy get-away with a minor issue. This individual advance from Saptagiri Grameena Bank can subsidize a scope of excursion related costs, including flight ticket booking, lodging facilities, guided visits, and so forth Key highlights of Saptagiri Grameena Bank’s Holiday Loan are:

      • Financing costs for Holiday Loans start at 11.25% p.a.
      • You can do without much of a stretch profit a measure of up to Rs 20 Lakh, so your fantasy excursion won’t be spoilt because of a monetary crunch.
      • Streamlined and Minimal documentation guarantees that financing your get-away is basic and straightforward.
      • Brisk preparing and disbursal of advance which is attributed straightforwardly to your record

      Fresher Funding

      A dominant part of unstable individual credits is focused at people with a customary pay anyway Saptagiri Grameena Bank Bank’s Fresher Funding is extraordinary. This credit alternative from Saptagiri Grameena Bank Bank is intended to help freshers, for example, ongoing alumni looking for their first work. Some vital highlights of Saptagiri Grameena Bank Bank Fresher Funding individual credit are as per the following:

      • Credit sum up to Rs 1.5 lakh
      • Candidate must be at any rate 21 years of age.
      • The pace of interest for Fresher Funding relies upon the profile of the advance candidate, the financial record/score, age and area of the candidate.

      NRI Personal Loan

      Understanding the necessities and dreams of NRIs, Saptagiri Grameena Bank Bank offers an individual advance explicitly for NRIs. The essential advance candidate should be an Indian inhabitant, and the co-candidate NRI must be a nearby family member. Individual Loan for NRIs incorporates the accompanying highlights.

      • Saptagiri Grameena Bank Bank offers NRIs individual advances up to Rs. 10 lakh with adaptable end-use
      • The financing costs for NRI Personal Loan start at 15.49% p.a.
      • The credit includes a residency of as long as three years.

      How to Apply for Saptagiri Grameena Bank Personal Loan?

      Saptagiri Grameena Bank Personal Loan

      For availing a personal loan, you have to follow the given steps:

      1. Visit Dialabank and fill the application form.
      2. Our representative will call you.
      3. Our representative will guide you about the procedure of a personal loan.

      Personal Loan verification process

      Coming up next are essential strides of the individual credit check measure after online accommodation of your advance application on Dialabank.

      Step1. Dialabank will advance your advance application to your picked bank and generally inside 48 hours, and you will get a call from the moneylender’s agent.

      Step2. The imminent loan specialist will plan a pickup of your KYC, pay, and so forth reports or give a choice to transfer them on the web. These reports will be utilized to confirm your application.

      Step3. When the moneylender’s check is finished, and your advance is endorsed, you will get another call to confirm the credit offer and request your permission for disbursal.

      Step4. After credit endorsement and fruitful check, the advance is generally dispensed inside 48 hours.

      Note: The above-mentioned turnaround time for personal loan verification/disbursal may vary based on the lender’s internal demands as well as other criteria.

      Check your bank Saptagiri Grameena Bank Personal Loan Application Status

      To check the status of your Saptagiri Grameena Bank Bank Personal Loan, you can:

      • Visit the bank branch personally where you had applied for the loan and give the loan officer your loan application details
      • Visit the website of Saptagiri Grameena Bank Bank and fill in your loan details.
      • Send your loan details to the bank via email.
      • Through the I-mobile app of the bank
      • These methods enable you to track your loan status easily.

      How to login in Saptagiri Grameena Bank Bank portal

      • Visit the official website of Saptagiri Grameena Bank Bank.
      • On the top right corner of the page click on ‘Login’.
      • Log in using your User ID and Password or your recorded mobile number

      How to Check Your Loan Statement

      Clients can download the bank’s very own credit proclamation by following the means given beneath:

      • Visit the official site of the bank.
      • Click on ‘Connect’ and select ‘Administration Requests’ starting from the drop list.
      • On the following page that opens, under the ‘Advances’ menu, select ‘Individual Loan Related’.
      • Next, click on ‘Solicitation for Statement of Loan Account’.
      • Login utilizing your User ID and the secret word or utilizing your enlisted versatile number and OTP to benefit the bank’s very own credit explanation.

      Saptagiri Grameena Bank Personal Loan Restructuring (COVID-19)

      The cross country lockdown because of the COVID-19 pandemic has affected numerous borrowers antagonistically and to moderate its effect on a specific degree, a multi-month ban on different term advances was declared. After fruition of the half-year ban, Saptagiri Grameena Bank Bank had reported the RBI-commanded one-time advantage of Saptagiri Grameena Bank Bank individual credit rebuilding. This instrument is intended to give proceeded with alleviation to those borrowers who are as yet unfit to begin reimbursement of their normal EMI due on-going money related difficulty coming about because of the pandemic.

      The credit goal system presented by Saptagiri Grameena Bank Bank offers extra ban of as long as two years or an augmentation on the current reimbursement time frame to diminish the month to month EMI instalments. It is imperative to shoulder as a main priority that rebuilding of your Saptagiri Grameena Bank Bank individual credit will bring about extra premium charges well beyond those of the first advance. Consequently, this alleviation instrument should just be utilized if all else fails with the goal that you don’t wind up defaulting on your great credit.

      Saptagiri Grameena Bank Bank Customer Care

      Customers can contact the Saptagiri Grameena Bank Bank customer care via any of the following means:

      • By Phone: You can call Saptagiri Grameena Bank Bank on 08572-233598 (toll-free)
      • Callback Request: You can also request a call back by visiting the bank’s website
      • Online Chatbot: You can also get your queries answered by the iPal chatbot online
      • Branch Visit: You can visit the nearby Saptagiri Grameena Bank Bank branch to get your queries.

      Benefits of Applying for Personal Loan on Dialabank

      There are different points of interest in applying for a personal advance on the Dialabank site. Some of them are given beneath: 

      • 24 x 7 Accessibility: You can get to the Dialabank site whenever and anyplace and in this manner, apply for an individual advance whenever from the solace of your home or office. 
      • Different moneylenders on a solitary stage: com empowers you to get to individual credit offers from various planned loan specialists on a solitary stage and accordingly kills the need to visit numerous bank sites or branches. 
      • Know EMI in a split second: With the individual advance EMI calculator, you can check the EMIs you would be paying on an individual credit even before you apply for one. It will assist you with acquiring the suitable sum that you can without much of a stretch reimburse and have a helpful reimbursement plan. 
      • Liberated from cost: Additionally, you are not needed to pay any charges when you apply for an individual advance on Dialabank.com 

      Important Aspects

      Given underneath are some significant angles that you should consider while applying for an individual credit with Saptagiri Grameena Bank Bank:

      • While applying for a personal advance, it is in every case great to check your financial assessment. A decent credit assessment builds the odds of endorsement of your credit and can empower you to benefit an individual advance on more great terms.
      • Before settling upon a specific bank, it is prudent to think about the expense of an individual credit (premium expense and all the reasonable expenses and charges) offered by different moneylenders on Dialabank.com
      • Acquire as per your need and reimbursement capacity. Try not to acquire just because you are qualified to get a higher sum. It will just add to your advantage cost and not have many advantages over the long haul.
      • Try not to apply for individual advances with various moneylenders simultaneously. It shows you to be eager for credit and expands the number of challenging requests for your credit report, which may antagonistically influence your Credit rating.

      FAQs About Saptagiri Grameena Bank Personal Loan

      ✅ How to apply for Saptagiri Grameena Bank Personal Loan?

      You can apply for a personal loan with Saptagiri Grameena Bank either by examining the nearest branch of Saptagiri Grameena Bank or by submitting a simple form with Dialabank. With Dialabank, you get the satisfaction to apply from anywhere and get quick online approval.

      ✅ What is the Interest Rate for Saptagiri Grameena Bank Personal Loan?

      The interest rate for a personal loan from Saptagiri Grameena Bank is 9.99% p.a. This rate of interest varies with time.

      ✅ What is the minimum age for getting a Personal Loan from Saptagiri Grameena Bank?

      The minimum age for getting a personal loan from Saptagiri Grameena is 21 years.

      ✅ What is the maximum age for getting a Personal Loan from Saptagiri Grameena Bank?

      The maximum age for getting a persona loan from Saptagiri Grameena Bank is 70 years.

      ✅ What is the minimum loan amount for Saptagiri Grameena Bank Personal Loan?

      The minimum loan amount for availing a personal loan from Saptagiri Grameena Bank is Rs. 50,000.

      ✅ What is the maximum loan amount for Saptagiri Grameena Bank Personal Loan?

      The maximum loan amount for getting a personal loan from Saptagiri Grameena Bank is Rs. 7,50,000.

      ✅ What are the documents required for Saptagiri Grameena Bank Personal Loan?

      Documents required for Saptagiri Grameena Bank are Aadhaar card, driving license, voter ID, salary certificate, form number 16, and ITR of last 2 years for a personal loan.

      ✅ What is the Processing Fee for Saptagiri Grameena Bank Personal Loan?

      The processing fee charged by the Saptagiri Grameena Bank for a personal loan is 1%-2%.

      ✅ How to get Saptagiri Grameena Bank Personal Loan for Self Employed?

      Saptagiri Grameena Bank has special offers for self-employed borrowers to aid them financially. You will have to present the ITR files of the last two years as your income proof.

      ✅ What is the Maximum Loan Tenure for  Saptagiri Grameena Bank Personal Loan?

      The maximum loan tenure period for a personal loan from Saptagiri Grameena Bank is 72 months.

      ✅ What should be the CIBIL Score for Saptagiri Grameena Bank Personal Loan?

      The CIBIL score required for availing a personal loan from Saptagiri Grameena Bank should be 750 and above.

      ✅ Do I have a preapproved offer for Saptagiri Grameena Bank Personal Loan?

      You can examine for your preapproved personal loan offers from Saptagiri Grameena Bank with Dialabank. All you have to do is fill the form, and we will check out all the offers for you and get back to you to help you choose the best one.

      ✅ How to calculate EMI for Saptagiri Grameena Bank Personal Loan?

      You can use the EMI calculator accessible at Dialabank’s website to calculate your personal loan EMIs from Saptagiri Grameena Bank.

      ✅ How to pay Saptagiri Grameena Bank Personal Loan EMI?

      Your personal loan EMIs from Saptagiri Grameena Bank automatically takes from your bank account on a monthly basis. You can also use the net-banking service of Saptagiri Grameena Bank to pay for your personal loan.

      ✅ How to close Saptagiri Grameena Bank Personal Loan?

      You will have to pay all the outstanding personal loan amount and then contact the Saptagiri Grameena Bank branch to collect your no dues certificate.

      ✅ How to check Saptagiri Grameena Bank Personal Loan Status?

      You will need the visit the Saptagiri Grameena Bank branch to check the status of your personal loan. On the other hand, you can visit Dialabank and fill a simple form to let us do the hard work for you.

      ✅ How to close Saptagiri Grameena Bank Personal Loan Online?

      For closing the personal loan from Saptagiri Grameena Bank involves the following steps:

      • Visit the net-banking page of Saptagiri Grameena Bank.
      • Login with your details.
      • Pay for your personal loan.
      • Save the transaction receipt.

      ✅ How to pay Saptagiri Grameena Bank Personal Loan EMI Online?

      Your personal loan EMI can be paid through the net-banking services of Saptagiri Grameena Bank. Dialabank lets you compare offers and deals from different banks to choose the best to get a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

      ✅ How to check Personal Loan Balance in Saptagiri Grameena Bank?

      To check the personal loan balance in Saptagiri Grameena Bank, you will require to contact the customer care number of Saptagiri Grameena Bank. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

      ✅ How to download Saptagiri Grameena Bank Personal Loan Statement?

      The personal loan statement of Saptagiri Grameena Bank can be downloaded using the Saptagiri Grameena Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

      ✅ How to Top Up Personal Loan in Saptagiri Grameena Bank?

      If you want a top-up on your personal loan from Saptagiri Grameena Bank, you will have to call on the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

      ✅ What happens if I don’t pay my Saptagiri Grameena Bank Personal Loan EMIs?

      Saptagiri Grameena Bank may charge you with a penal interest if you don’t pay your personal loan EMIs.  For getting low-interest personal loans, you can apply for a balance transfer using Dialabank.

      ✅ How to find the Saptagiri Grameena Bank Personal Loan account number?

      You will require to contact your Saptagiri Grameena Bank loan branch to find your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

      ✅ What is the Saptagiri Grameena Bank personal loan closure procedure?

      Visit the bank with the complete set of documents (as mentioned above). You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account. Pay the pre-closure amount. Sign the required documents, if any. Take acknowledgment of the balance amount you have paid.

      ✅ What is Saptagiri Grameena Bank personal loan maximum tenure? 

      The maximum tenure of the Saptagiri Grameena Bank personal loan is 60 months.

      ✅ What is Saptagiri Grameena Bank personal loan minimum tenure? 

      The minimum tenure of the Saptagiri Grameena Bank personal loan is 12 months.

      ✅ What is the Saptagiri Grameena Bank personal loan customer care number?

      The customer care number of Saptagiri Grameena Bank personal loan is 9878981166.

      ✅ What are the Saptagiri Grameena Bank Personal Loan pre-closure charges?

      Saptagiri Grameena Bank gives you the option of pre-closing your loan after a period of a minimum of 12 months of taking the loan and paying 12 successful EMIs on your mortgage. However, Saptagiri Grameena Bank charges a Prepayment or Pre-closure charge. Refer to the table mentioned above.

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