Saptagiri Grameena Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Saptagiri Grameena Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21-70(at loan maturity)
CIBIL Score 750
Saptagiri Grameena Bank Personal Loan Interest Rate 9.99% p.a.
Lowest EMI per lakh NIL
Tenure 06 to 72 months
Saptagiri Grameena Bank Personal Loan Processing Fee 1%-2%
Prepayment Charges NIL
Part Payment Charges NIL
Minimum Loan Amount Rs. 50,000
Maximum Loan Amount Rs. 7,50,000

Each Feature Explained in Detail Below


Saptagiri Grameena Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score criteria 750 and above
Age criteria 21-70 yrs (at loan maturity)
Min Income criteria Rs. 18,000 per month
Occupation criteria Salaried/Self-Employed

Saptagiri Grameena Bank Personal Loan Interest Rate and Charges

Saptagiri Grameena Bank Personal Loan Interest Rate 9.99% p.a.
Saptagiri Grameena Bank Personal Loan Processing Charges 1%-2%
Prepayment Charges NIL
Stamp Duty NIL
Cheque Bounce Charges NIL
Penal Interest NIL
Floating Rate of Interest NIL

Saptagiri Grameena Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Saptagiri Grameena Bank Personal Loan EMI Calculator

EMI calculator.

Saptagiri Grameena Bank Personal Loan Compared to Other Banks

Particulars Saptagiri Grameena Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 6 to 72 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 7,50,000 Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Saptagiri Grameena Bank

Saptagiri Grameena Bank Gold Loan Saptagiri Grameena Bank Car Loan Saptagiri Grameena Bank Home Loan Saptagiri Grameena Bank Business Loan
Saptagiri Grameena Bank TWL Saptagiri Grameena Bank LAP Saptagiri Grameena Bank Credit Card Saptagiri Grameena Bank Education Loan

Why should you apply for Saptagiri Grameena Bank Personal Loan with Dialabank?

Dialabank has the most trusted agents who will tell you the entire procedure for a personal loan in a detailed manner. Dialabank is India’s first financial helpline. It provides the fast with the best services to their customers.

How to Calculate EMIs for Saptagiri Grameena Bank  Personal Loan

The information is required to calculate Saptagiri Grameena Bank Personal Loan is the following:

  1. Amount of the Loan
  2. Interest Rate
  3. Tenure

Saptagiri Grameena Bank Personal Loan Processing Time

Processing time is the time taken by the bank for the approval of your personal loan application. The processing time for a personal loan is 2 days.

Saptagiri Grameena Bank Personal Loan Preclosure Charges

Preclosure means that you paid your loan amount before the time. It will help you in getting the rate interest lower.

Pre Calculated EMI for Personal Loan

Rate

5 Yrs

4 Yrs

3 Yrs

9.99%

2149

2560

3250

11.00%

2174

2584

3273

11.50%

2199

2608

3297

12.00%

2224

2633

3321

12.50%

2249

2658

3345

13.00%

2275

2682

3369

13.50%

2300

2707

3393

14.00%

2326

2732

3417

14.50%

2352

2757

3442

15.00%

2378

2783

3466

Different Offers For Saptagiri Grameena Bank Personal Loan

Saptagiri Grameena Bank Home Loan

  • This bank provides the home loan to the Indian or a fully documented NRI.
  • An applicant should have a minimum age of 18 years.saptagiri grameena bank personal loan
  • An applicant should have a maximum age of 70 years.
  • An applicant should have a salary more than the required income.

Saptagiri Grameena Bank Personal Loan for Government Employees

  • This bank proffers a personal loan to Govt. employees.
  • The amount of loan depends on your company’s reputation.

Saptagiri Grameena Bank Car Loan

  • This bank offers a car loan.
  • The loan amount offers up to 80-100% on a new car.
  • Flexible loan tenure from 12 to 72 months.

Saptagiri Grameena Bank Personal Loan for education

  • This bank offers a personal loan for education.
  • Up to Rs. 10 lakh: For studies in India
  • Up to Rs. 20 lakh: For studies in Abroad.

Saptagiri Grameena Bank Personal Loan Balance Transfer

A balance transfer is the sending of your loan amount from one lending station to another. It helps to lower the interest rate.

Saptagiri Grameena Bank Personal Loan Top Up

A top-up loan is a supplementary amount which is financing by a company into your existing loan amount.

Saptagiri Grameena Bank Personal Loan Status

Visit our bank’s website and check the loan status.

How to Apply for Saptagiri Grameena Bank Personal Loan?

For availing a personal loan, you have to follow the given steps:

  1. Visit Dialabank and fill the application form.
  2. Our representative will call you.
  3. Our representative will guide you about the procedure of a personal loan.

FAQs About Saptagiri Grameena Bank Personal Loan

✅ How to apply for Saptagiri Grameena Bank Personal Loan?

You can apply for a personal loan with Saptagiri Grameena Bank either by examining the nearest branch of Saptagiri Grameena Bank or by submitting a simple form with Dialabank. With Dialabank, you get the satisfaction to apply from anywhere and get quick online approval.

✅ What is the Interest Rate for Saptagiri Grameena Bank Personal Loan?

The interest rate for a personal loan from Saptagiri Grameena Bank is 9.99% p.a. This rate of interest varies with time.

✅ What is the minimum age for getting a Personal Loan from Saptagiri Grameena Bank?

The minimum age for getting a personal loan from Saptagiri Grameena is 21 years.

✅ What is the maximum age for getting a Personal Loan from Saptagiri Grameena Bank?

The maximum age for getting a persona loan from Saptagiri Grameena Bank is 70 years.

✅ What is the minimum loan amount for Saptagiri Grameena Bank Personal Loan?

The minimum loan amount for availing a personal loan from Saptagiri Grameena Bank is Rs. 50,000.

✅ What is the maximum loan amount for Saptagiri Grameena Bank Personal Loan?

The maximum loan amount for getting a personal loan from Saptagiri Grameena Bank is Rs. 7,50,000.

✅ What are the documents required for Saptagiri Grameena Bank Personal Loan?

Documents required for Saptagiri Grameena Bank are Aadhaar card, driving license, voter ID, salary certificate, form number 16, and ITR of last 2 years for a personal loan.

✅ What is the Processing Fee for Saptagiri Grameena Bank Personal Loan?

The processing fee charged by the Saptagiri Grameena Bank for a personal loan is 1%-2%.

✅ How to get Saptagiri Grameena Bank Personal Loan for Self Employed?

Saptagiri Grameena Bank has special offers for self-employed borrowers to aid them financially. You will have to present the ITR files of the last two years as your income proof.

✅ What is the Maximum Loan Tenure for  Saptagiri Grameena Bank Personal Loan?

The maximum loan tenure period for a personal loan from Saptagiri Grameena Bank is 72 months.

✅ What should be the CIBIL Score for Saptagiri Grameena Bank Personal Loan?

The CIBIL score required for availing a personal loan from Saptagiri Grameena Bank should be 750 and above.

✅ Do I have a preapproved offer for Saptagiri Grameena Bank Personal Loan?

You can examine for your preapproved personal loan offers from Saptagiri Grameena Bank with Dialabank. All you have to do is fill the form, and we will check out all the offers for you and get back to you to help you choose the best one.

✅ How to calculate EMI for Saptagiri Grameena Bank Personal Loan?

You can use the EMI calculator accessible at Dialabank’s website to calculate your personal loan EMIs from Saptagiri Grameena Bank.

✅ How to pay Saptagiri Grameena Bank Personal Loan EMI?

Your personal loan EMIs from Saptagiri Grameena Bank automatically takes from your bank account on a monthly basis. You can also use the net-banking service of Saptagiri Grameena Bank to pay for your personal loan.

✅ How to close Saptagiri Grameena Bank Personal Loan?

You will have to pay all the outstanding personal loan amount and then contact the Saptagiri Grameena Bank branch to collect your no dues certificate.

✅ How to check Saptagiri Grameena Bank Personal Loan Status?

You will need the visit the Saptagiri Grameena Bank branch to check the status of your personal loan. On the other hand, you can visit Dialabank and fill a simple form to let us do the hard work for you.

✅ How to close Saptagiri Grameena Bank Personal Loan Online?

For closing the personal loan from Saptagiri Grameena Bank involves the following steps:

  • Visit the net-banking page of Saptagiri Grameena Bank.
  • Login with your details.
  • Pay for your personal loan.
  • Save the transaction receipt.

✅ How to pay Saptagiri Grameena Bank Personal Loan EMI Online?

Your personal loan EMI can be paid through the net-banking services of Saptagiri Grameena Bank. Dialabank lets you compare offers and deals from different banks to choose the best to get a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in Saptagiri Grameena Bank?

To check the personal loan balance in Saptagiri Grameena Bank, you will require to contact the customer care number of Saptagiri Grameena Bank. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download Saptagiri Grameena Bank Personal Loan Statement?

The personal loan statement of Saptagiri Grameena Bank can be downloaded using the Saptagiri Grameena Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

✅ How to Top Up Personal Loan in Saptagiri Grameena Bank?

If you want a top-up on your personal loan from Saptagiri Grameena Bank, you will have to call on the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

✅ What happens if I don’t pay my Saptagiri Grameena Bank Personal Loan EMIs?

Saptagiri Grameena Bank may charge you with a penal interest if you don’t pay your personal loan EMIs.  For getting low-interest personal loans, you can apply for a balance transfer using Dialabank.

✅ How to find Saptagiri Grameena Bank Personal Loan account number?

You will require to contact your Saptagiri Grameena Bank loan branch to find your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

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