Vidharbha Konkan Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Vidharbha Konkan Gramin Bank Personal Loan Key Features

Eligibility Criteria  Details
Age 21-64 years
CIBIL score 750 or above
Vidharbha Konkan Gramin Bank Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh 3500/-
Tenure 84 months
Vidharbha Konkan Gramin Bank Personal Loan Processing Fee 1% to 2%
Prepayment Charges no prepayment charges
Part Payment Charges no part payment charges
Minimum Loan Amount 1,50,000
Maximum Loan Amount 20,00,000

Each Feature Explained in Detail Below


Vidharbha Konkan Gramin Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 750 and above
Age 21-60 years
Min Income Rs. 25,000/- per month
Occupation salaried/self-employed

Vidharbha Konkan Gramin Bank Personal Loan Interest Rate, Fees & Other Charges

Category Details
Vidharbha Konkan Gramin Bank Personal Loan Interest Rate 9.99% per annum

Vidharbha Konkan Gramin Bank Personal Loan Processing Charges

1%-2%

Prepayment Charges

Bank Decision
Stamp Duty

As per state laws

Cheque Bounce Chgs

N/A

Floating Rate of Interest

Not Applicable

Overdue EMI Interest

Bank Decision

Vidharbha Konkan Gramin Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Passport, driving license, Aadhar card, Voter ID card, PAN card, Government department ID card
Proof of Address Bank account statement, the latest electricity bill, the latest mobile/telephone bill, the latest credit card statement, and the existing house lease agreement
Proof of Income Latest salary slip showing all the transactions, form no.16 along with the recent salary certificate/document ( for people taking monthly salaries)

Vidharbha Konkan Gramin Bank Personal Loan EMI Calculator

Vidharbha Konkan Gramin Bank Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
Vidharbha Konkan Gramin Bank   9.99% 12 to 60 months Up to Rs. 20 lakh / –
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Upto Rs. 20 lakh / Up to 2.25% of the loan amount
 

Other Loan Products from Vidharbha Konkan Gramin Bank 

  • Mudra loan
  • Home loan
  • Vehicle loan
  • Education loan
  • VKGB Krishi Vahan Yojna
  • VKGB Doctor plus
  • Loan against property
  • Gold loan

Why should you apply for Vidharbha Konkan Gramin Bank Personal Loan with Dialabank?

Dialabank assists you in choosing the best option of banks by giving you the up to date market comparison of various other banks so that you can make the right decision. At Dialabank we have already guided thousands of applicants to take the loan that they need without any hassle and look forward to doing so. Apply today to get the special deals and discounts on Vidharbha Konkan Gramin bank personal loan.

You can contact us on 9878981166 to get a Vidharbha Konkan Gramin Bank personal loan.

How to Calculate EMIs for Vidharbha Konkan Gramin Bank Personal Loan

These are the information that will be looked into to calculate your Vidharbha Konkan Gramin Bank personal loan EMI. Such as the amount borrowed as on, the interest that has to be paid, and the period of the loan.

Add these values in the calculator given below to find your equated monthly installments.

Vidharbha Konkan Gramin Bank  Personal Loan Processing Time

Processing time would tell you exactly how long it would take to process an application under standard situations. It usually starts the day we receive the application from the bank and ends when we make the decision regarding what loan we want and the amount to get credited.

Vidharbha Konkan Gramin Bank Personal Loan Preclosure Charges

One can pay the Vidharbha Konkan Gramin Bank Personal loan earlier itself without any pre-closure charges as it allows prepayment at nil charges in the case of floating rate personal loans. If the borrower makes a payment earlier, the outstanding balance of the principal amount of his loan decreases.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Types of Vidharbha Konkan Gramin Bank Personal Loan

Vidharbha Konkan Gramin Bank Personal Loan Balance Transfer

A personal loan balance transfer is a procedure in which the borrower transfers the outstanding principal of the personal loan from one lending institution to another in order to benefit from the better terms such as a lower and collective interest rate on the outstanding loans.

Vidharbha Konkan Gramin Bank Personal Loan Top Up

The top-up loan is only given to customers who already have an existing relationship/account with the bank, the eligibility criteria are quite basic for the top-up plan. A customer who has taken a loan from the bank, irrespective of the type of the loan is taken, is eligible for a top-up loan.

Vidharbha Konkan Gramin Bank Personal Loan Status

You can monitor the status of your Vidharbha Konkan Gramin Bank personal loan by the following measures:

  • You could also visit the nearest loan branch and ask the bankers also for the same.
  • Log In to the bank’s net banking portal, click on the loans from the top icon and click on enquire to check the status of your personal loan.
  • Search for ‘personal loan status’ on google, click on the first link which will direct you to the loan status tracker webpage of Vidharbha Konkan Gramin Bank and fill the required information to monitor the status of your loan.

How to Apply for Vidharbha Konkan Gramin Bank Personal Loan?

To get a personal loan is quite easy; you just have to: Visit Dialabank to fill the application form. After this, you will get a call from our representatives. Our experts will then assist you through the complete procedure and inform you about the details of the loan. Given below are the steps you can follow for your reference.

  1. Visit Dialabank.
  2. You can also go directly to Vidharbha Konkan Gramin Bank personal loan on Dialabank.
  3. Click on the personal loan option on the menu.
  4. Fill up the form with your details.
  5. We will shortlist offers for you and mail them to you.
  6. We will then call you and assist you further.
  7. Thus, you can avail of the best personal loan offer in record time.

FAQs About Vidharbha Konkan Gramin Bank Personal Loan

What is Vidharbha Konkan Gramin Bank personal loan?

A personal loan is a division loan that gives funds that the applicants can use for multiple purposes, unlike an auto loan or a mortgage, which is reserved only for the purchase of a certain property that is later used as a security for the loan.

How does Vidharbha Konkan Gramin Bank personal loan work?

Since this is an unsecured loan you wouldn’t have to submit any prime security with the bank, all you need are the basic documents to show your income proof and for KYC. You would just have to visit the branch with the application form along with the documents and after the approval, the loan money will be credited into your bank account.

You can now use this money to provide for all your needs and repay it in easy monthly installments.

What is the personal loan rate of interest in Vidharbha Konkan Gramin Bank?

The personal loan rate of interest is 9.99% per annum in Vidharbha Konkan Gramin Bank.

How much EMI on Vidharbha Konkan Gramin Bank Personal Loan?

EMI or equated monthly installment, is one part of the equally divided monthly outgoes to clear off an outstanding loan within a stipulated time period. The amount that you pay depends on multiple factors such as the principal amount borrowed and the rate of interest.

How much CIBIL score is required for a personal loan from Vidharbha Konkan Gramin Bank?

You need to have a credit score of 700 and above.

What can I use Vidharbha Konkan Gramin Bank Personal Loan for?

You can use the personal loan from Vidharbha Konkan Gramin bank for a variety of financial needs such as the funding needed for your marriage or that of a relative, pay your bills, pay for any personal expenses, repair and refurbish your home, etc.

The opportunities are limitless and Vidharbha Konkan Gramin Bank can guide you by proving financial support through it all.

Other Banks For Personal Loan

Baroda UP Gramin Bank Personal Loan
Baroda Gujarat Gramin Bank Personal Loan
Bangiya Gramin Vikas Bank Personal Loan
Assam Gramin Vikash Bank Personal Loan

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