Sarva UP Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Sarva UP Gramin Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21-58yrs (at loan maturity)
CIBIL Score 750
Sarva UP Gramin Bank Personal Loan Interest Rate 9.99% p.a.
Lowest EMI per lakh NIL
Tenure 12 to 60 months
Sarva UP Gramin Bank Personal Loan Processing Fee 1%-2%
Prepayment Charges NIL
Part Payment Charges NIL
Minimum Loan Amount Rs. 50,000
Maximum Loan Amount Rs. 25 lakh

Each Feature Explained in Detail Below


Sarva UP Gramin Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score criteria 750 and above
Age criteria 21-58 yrs(at loan maturity)
Min Income criteria Rs. 7,000 per month
Occupation criteria Salaried/Self-Employed

Sarva UP Gramin Bank Personal Loan Interest Rate and Charges

Sarva UP Gramin Bank Personal Loan Interest Rate 9.99% p.a.
Sarva UP Gramin Bank Personal Loan Processing Charges 1%-2%
Prepayment Charges NIL
Stamp Duty NIL
Cheque Bounce Charges NIL
Penal Interest NIL
Floating Rate of Interest NIL

Sarva UP Gramin Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Sarva UP Gramin Bank Personal Loan EMI Calculator

EMI Calculator.

Sarva UP Gramin Bank Personal Loan Compared to Other Banks

Particulars Sarva UP Gramin Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 25 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Sarva UP Gramin Bank

Sarva UP Gramin Bank Gold Loan Sarva UP Gramin Bank Car Loan Sarva UP Gramin Bank Home Loan Sarva UP Gramin Bank Business Loan
Sarva UP Gramin Bank TWL Sarva UP Gramin Bank LAP Sarva UP Gramin Bank Credit Card Sarva UP Gramin Bank Education Loan

Why should you apply for Sarva UP Gramin Bank Personal Loan with Dialabank?

Dialabank provides the best and fast services all over the country. It has the truthful and responsible operators which will guide you throughout the processing of a personal loan. If you apply for Sarva UP Gramin Bank Personal Loan with Dialabank, your personal loan processing will be faster.

How to Calculate EMIs for Sarva UP Gramin Bank  Personal Loan

The information required for the calculation of your Sarva UP Gramin Bank’s Personal Loan EMI are the following:

  1. Loan Amount
  2. Rate of Interest
  3. Tenure

Put these values in the calculator below and find your monthly EMIs

EMI Calculator.

Sarva UP Gramin Bank  Personal Loan Processing Time

Sarva UP Gramin Bank’s Personal Loan Processing Time refers to the time for the procedure of the loan application approval. This bank will take 2 days in the loan application approval.

Sarva UP Gramin Bank Personal Loan Preclosure Charges

Sarva UP Gramin Bank’s Personal Loan Preclosure is the repayment of the loan amount before time. Preclosure will help you in reducing the interest rate.

Pre Calculated EMI for Personal Loan

Rate 5 Yrs 4 Yrs 3 Yrs
9.99% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Different Offers For Sarva UP Gramin Bank Personal Loan

Sarva UP Gramin Bank Home Loan     

  • Sarva UP Gramin Bank proffers home loans.
  • It offers home loans to the Indians as well as for a fully documented NRI.
  • Earning of an applicant is more than the required monthly income.

Sarva UP Gramin Bank Personal Loan for Government Employees

  • Sarva UP Gramin Bank offers a personal loan for Government Employees.
  • The loan amount depends on the company’s name and fame.

Sarva UP Gramin Bank Education Loan

  • Sarva UP Gramin Bank offers Education Loan.
  • For Indian colleges, the loan amount provided is Rs. 10 lakh.
  • For studies in Abroad, the loan amount provided is Rs. 20 lakh.

Sarva UP Gramin Bank Personal Loan for Car

  • Sarva UP Gramin Bank offers car loans.
  • The maximum no. of EMIs that are allowed for a new car is 84.
  • The maximum number of EMIs that are allowed for a used car is up to 60.

Sarva UP Gramin Bank Personal Loan Balance Transfer

Sarva UP Gramin Bank’s Personal Loan Balance Transfer is the sending of the loan amount from one bank to another. A balance transfer is helpful for the reduction of the interest rate.

Sarva UP Gramin Bank Personal Loan Top Up

Sarva UP Gramin Bank’s Personal Loan Top Up is the supplementary amount added in your existing loan amount.

Sarva UP Gramin Bank Personal Loan Status

Sarva UP Gramin Bank’s Personal Loan status can be checked by visiting our bank’s website.

How to Apply for Sarva UP Gramin Bank Personal Loan?

The following steps are required for availing a personal loan:

  1. Visit Dialabank and fill the application form.
  2. You will get a call from the bank.
  3. Our instructors will guide you through the entire process and tell you the details of the loan.
  4. For any query, call at 9878981166.

FAQs About Sarva UP Gramin Bank Personal Loan

How to apply for Sarva UP Gramin Bank Personal Loan?

You can apply for a personal loan from Sarva UP Gramin Bank through visiting the bank branch or by submitting the form with Dialabank. You can get comfort to apply from anywhere with Dialabank.

What is the Interest Rate for Sarva UP Gramin Bank Personal Loan?

The interest rate charges by Sarva UP Gramin Bank’s Personal Loan is 9.99% p.a. which varies from time to time.

What is the minimum age for getting a Personal Loan from Sarva UP Gramin Bank?

You must be 21 years old for availing a personal loan from Sarva UP Gramin Bank.

What is the maximum age for getting a Personal Loan from Sarva UP Gramin Bank?

To be eligible for a personal loan from Sarva UP Gramin Bank, the maximum age for availing a personal loan is 58 years.

What is the minimum loan amount for Sarva UP Gramin Bank Personal Loan?

The minimum loan amount for Sarva UP Gramin Bank’s Personal Loan is Rs. 50,000.

What is the maximum loan amount for Sarva UP Gramin Bank Personal Loan?

You can take advantage of the maximum loan amount for Sarva UP Gramin Bank’s Personal Loan is Rs. 25 lakhs.

What are the documents required for Sarva UP Gramin Bank Personal Loan?

The documents required for Sarva UP Gramin Bank’s Personal Loan are Aadhaar card, driving license, voter ID, salary certificate, and form number 16, ITR file of 2 financial years.

What is the Processing Fee for Sarva UP Gramin Bank Personal Loan?

The processing fee for personal loan charges is 1%-2% of the loan amount in Sarva UP Gramin Bank.

How to get Sarva UP Gramin Bank Personal Loan for Self Employed?

There is a provision of personal loans for Self Employed from Sarva UP Gramin bank to meet their economic needs. You should have ITR files for the last two assessment years.

What is the Maximum Loan Tenure for Sarva UP Gramin Bank Personal Loan?

The maximum Loan Tenure duration for Sarva UP Gramin Bank is 60 months.

What should be the CIBIL Score for Sarva UP Gramin Bank Personal Loan?

For availing a personal loan from Sarva UP Gramin Bank, you must have a 750 and above CIBIL score.

Do I have a preapproved offer for Sarva UP Gramin Bank Personal Loan?

You can avail of a preapproved offer for Sarva UP Gramin Bank’s Personal Loan through Dialabank. You just fill a form and the bank will check out the best options for you.

How to calculate EMI for Sarva UP Gramin Bank Personal Loan?

To calculate your personal loan EMI for Sarva UP Gramin Bank Personal Loan, you can use the EMI calculator available at Dialabank’s website.

How to pay Sarva UP Gramin Bank Personal Loan EMI?

Your EMIs of Sarva UP Gramin Bank are automatically subtracted from your bank account. You can use net-banking.

How to close Sarva UP Gramin Bank Personal Loan?

If you want to close your personal loan, make sure that you have paid your outstanding loan amount and then contact the Sarva UP Gramin Bank branch and get no dues certificate.

How to check Sarva UP Gramin Bank Personal Loan Status?

You must visit the Sarva UP Gramin Bank branch for checking out your loan status. On the other hand, you can visit Dialabank and fill a form to allow us to do work for you.

How to close Sarva UP Gramin Bank Personal Loan Online?

The following instructions to be followed for closing your Sarva UP Gramin Bank Personal Loan Online:

  • Visit the Sarva UP Gramin Bank’s net banking page.
  • Login with your details.
  • Pay for your personal loan.
  • Save the transaction receipt.

How to pay Sarva UP Gramin Bank Personal Loan EMI Online?

Your personal loan EMIs can be paid through net-banking services provided by Sarva UP Gramin bank. Dialabank allows you to compare different banks and choose the best for you.

How to check Personal Loan Balance in Sarva UP Gramin Bank?

You require to contact the customer care number to check your personal loan balance from Sarva UP Gramin Bank. If you look after the low-interest personal loans, you can visit Dialabank and fill a form for Personal Loan Balance Transfer and the bank will provide you with the best offers.

How to download Sarva UP Gramin Bank Personal Loan Statement?

You can download the personal loan statement of Sarva UP Gramin bank by using the Sarva UP Gramin bank’s mobile banking app. You can visit the online platform of Dialabank.

How to Top Up Personal Loan in Sarva UP Gramin Bank?

You will visit the bank branch if you need a top-up personal loan from Sarva UP Gramin bank. Or fill a form with Dialabank at Personal Loan Top Up.

What happens if I don’t pay my Sarva UP Gramin Bank Personal Loan EMIs?

Sarva UP Gramin Bank charged a penal interest for not paying your personal loan EMIs on time. You can apply for transfer of balance with Dialabank to avail of low-interest personal loans.

How to find Sarva UP Gramin Bank Personal Loan account number?

Just contact your Sarva UP Gramin Bank branch to know about your account number. You can fill a form with Dialabank and we will do the best for you.

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