State Bank of Hyderabad Personal Loan

State Bank of Hyderabad Personal Loan Key Features Jan 2021

Eligibility Criteria Details
Age 21 – 60 Years
CIBIL Score Minimum 750 or above
State Bank of Hyderabad Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh Rs. 2105
Tenure 6 to 72 months
State Bank of Hyderabad Personal Loan Processing Fee 1% to 2% of Loan Amount + GST
Prepayment Charges 3%
Part Payment Charges Not Applicable
Minimum Loan Amount Rs. 24,000
Maximum Loan Amount Rs. 20 Lakh

State Bank of Hyderabad Personal Loan Eligibility Criteria

Personal loan eligibility criteria is given below for your assistance:

CIBIL Score Criteria 700 and Above
Age Criteria 21 – 58 Years
<76 (for pensioners)
Min Income Criteria Rs. 15000/month
Occupation Criteria Salaried/Self-employed

State Bank of Hyderabad (SBH) Personal Loan Interest Rates and Charges

State Bank of Hyderabad Personal Loan Interest Rate 9.99% per Annum
State Bank of Hyderabad Personal Loan Processing Charges 1% to 2% of Loan Amount + GST
Prepayment Charges 3%
Stamp Duty As per state laws
Cheque Bounce Charges As per bank terms
Penal Interest 2%
Floating Rate of Interest Not Applicable

State Bank of Hyderabad Personal Loan Documents Required

Documents requested by State Bank of Hyderabad:

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

State Bank of Hyderabad Personal Loan EMI Calculator

State Bank of Hyderabad Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
State Bank of Hyderabad 9.99% 6 to 72 months Up to Rs. 20 lakh / 1% to 2% of Loan Amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Up to Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from State Bank of Hyderabad

State Bank of Hyderabad Gold Loan State Bank of Hyderabad Car Loan State Bank of Hyderabad Home Loan State Bank of Hyderabad Business Loan
State Bank of Hyderabad TWL State Bank of Hyderabad LAP State Bank of Hyderabad Credit Card State Bank of Hyderabad Education Loan

Why should you apply for the State Bank of Hyderabad Personal Loan with Dialabank?

Dialabank is India’s first financial helpline, and we work diligently to bring the best financial products to you. Our team makes sure that your information is safe and that you leave satisfied with our service.

We at Dialabank have already helped thousands of people to get the loan they need without any issue, and we look forward to continuing in doing so. Apply with us today to get the offers and special deals on the State Bank of Hyderabad Personal Loan.

Call us at 9878981166 to avail of the State Bank of Hyderabad Personal Loan.

How to Calculate EMIs for State Bank of Hyderabad Personal Loan

Use the below given personal loan EMI calculator for your EMIs.

State Bank of Hyderabad Personal Loan Processing Time

Personal loan applications can take up to a week for approval and disbursal, but with the State Bank of Hyderabad, you can get your loan approved within 48-72 hours.

State Bank of Hyderabad Personal Loan Preclosure Charges

The State Bank of Hyderabad lets you prepay your personal loan after at least 6 EMIs with a foreclosure charge of 3% on your outstanding amount.

State Bank of Hyderabad Personal Loan Overdraft Facility

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

Apply for an overdraft office as a State Bank of Hyderabad for a startling new unforeseen development. The adaptable improvement office has all the goliath highlights of a slight overdraft credit.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Personal Loan offers by State Bank of Hyderabad

State Bank of Hyderabad Marriage Loan

State Bank of Hyderabad provides you with a personal loan for weddings and marriages at an affordable personal loan interest rate. Easy EMI structure makes sure that your happy occasions are financially happy too.

State Bank of Hyderabad Personal Loan for Government Employees

Central and state government employees get added benefits and better rates of interest for their personal loans. The State Bank of Hyderabad provides special discounts and offers for government employees.

State Bank of Hyderabad Doctor Loan

State Bank of Hyderabad has special offers for all medical professionals. These personal loan offers come with lower rates of interest and larger loan quantum to help fulfill your personal and professional needs.

State Bank of Hyderabad Personal Loan for Pensioners

Older citizens with pension account in the State Bank of Hyderabad can avail themselves of personal loan schemes tailored to their needs. These offers include low processing fees, affordable interest rates, and flexible tenure.

State Bank of Hyderabad Personal Loan Balance Transfer

You can apply for a State Bank of Hyderabad personal loan balance transfer to get better loan terms at lower rates of interest.

State Bank of Hyderabad Personal Loan Top Up

State Bank of Hyderabad allows you to apply for a top-up on your existing personal loan with them. This way, you can get additional funds without the need to reapply.

State Bank of Hyderabad Personal Loan Status

Check your personal loan status by;

  • Visiting the bank branch in person.
  • Using the bank’s online portal and mobile application.

How to Apply for a Personal Loan from State Bank of Hyderabad?

State Bank of Hyderabad Personal Loan

  1. Visit Dialabank.
  2. Fill the personal loan application form of the State Bank of Hyderabad.
  3. Wait for our team to call.
  4. Submit the documents and get the loan amount in your bank.

FAQs About State Bank of Hyderabad Personal Loan

✅ How to apply for State Bank of Hyderabad Personal Loan?

You can apply for a personal loan from the State Bank of Hyderabad through multiple platforms:

  • You can visit the nearest branch to apply for the loan
  • Or you can choose the smart way by applying for a personal loan through Dialabank

Dialabank will provide you every help in just one click.

✅ What is the Interest Rate for State Bank of Hyderabad Personal Loan?

State Bank of Hyderabad charges an interest of 9.99% per annum on the personal loan.

✅ What is the minimum age for getting a Personal Loan from the State Bank of Hyderabad?

21 years is the minimum age you need to have for applying for a personal loan.

✅ What is the maximum age for getting a Personal Loan from the State Bank of Hyderabad?

You need to have a maximum age of 60 years to apply for a personal loan.

✅ What is the minimum loan amount for the State Bank of Hyderabad Personal Loan?

The minimum amount that the State Bank of Hyderabad provides you as a personal loan is Rs. 24000.

✅ What is the maximum loan amount for the State Bank of Hyderabad Personal Loan?

State Bank of Hyderabad allows you to borrow a maximum amount of Rs. 20 lakh as a personal loan.

✅ What are the documents required for the State Bank of Hyderabad Personal Loan?

You need to provide the basic information as Identity proof, Basic KYC documents, PAN card, income proof, and 2 recent photographs for the personal loan from State Bank of Hyderabad.

✅ What is the Processing Fee for State Bank of Hyderabad Personal Loan?

State Bank of Hyderabad charges a processing fee of 1% to 2% of the Loan Amount on the personal loan products.

✅ How to get State Bank of Hyderabad Personal Loan for Self Employed?

State Bank of Hyderabad has special offers for self-employed individuals that wish to borrow money for personal and business use. You should be filing an ITR for at least three years.

✅ What is the Maximum Loan Tenure for State Bank of Hyderabad Personal Loan?

The maximum Loan tenure for the State Bank of Hyderabad’s personal loan is 60 months.

✅ What should be the CIBIL Score for State Bank of Hyderabad Personal Loan?

You need to have a minimum CIBIL score of 750 or above to avail of the personal loan from the State Bank of Hyderabad.

✅ Do I have a preapproved offer for the State Bank of Hyderabad Personal Loan?

You can check all your State Bank of Hyderabad preapproved personal loan offers through Dialabank. All you need to do is fill a form, and we will list out all the best offers for you.

✅ How to calculate EMI for State Bank of Hyderabad Personal Loan?

EMI calculator is the best option to calculate the EMI. EMI calculator is available on Dialabank Website.

✅ How to pay State Bank of Hyderabad Personal Loan EMI?

You can pay your State Bank of Hyderabad personal loan EMIs through direct deduction from your bank account every month. You can also use net-banking and online payment services of the State Bank of Hyderabad.

How to close State Bank of Hyderabad Personal Loan?

To close a personal loan from HDFC:

  • first, you have to make sure that you have paid all the outstanding loan amount along with any charges as applicable
  • second, you should make sure to collect the payment receipt and no dues certificate.

✅ How to check State Bank of Hyderabad Personal Loan Status?

To check the status of personal loans from the State Bank of Hyderabad you need to call the bank or check on the official website i.e provided by the bank. Or, you can contact Dialabank and know all the information.

✅ How to close State Bank of Hyderabad Personal Loan Online?

To close a personal loan from the State Bank of Hyderabad follow these steps:

  • Visit the online payment page of the State Bank of Hyderabad website.
  • Log in using your loan account credentials.
  • Pay all the due amount for your personal loan and save the transaction receipt.
  • Visit the branch and take a no dues certificate using your payment receipt.

✅ How to pay State Bank of Hyderabad Personal Loan EMI Online?

Your personal loan EMIs can be paid using the online and mobile banking services of the State Bank of Hyderabad.

✅ How to check Personal Loan Balance in State Bank of Hyderabad?

To check the personal loan balance in the State Bank of Hyderabad, you will need to contact the customer care number of the State Bank of Hyderabad. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download the State Bank of Hyderabad Personal Loan Statement?

From the official website of the State Bank of Hyderabad, or you can also download the statement from the Dialabank account.

✅ How to Top Up Personal Loan in State Bank of Hyderabad?

State Bank of Hyderabad allows you to do the top-up of the existing loan rather than opening the new one. You can also contact the Dialabank for this facility

✅ What happens if I don’t pay my State Bank of Hyderabad Personal Loan EMIs?

State Bank of Hyderabad charges 2% of penal interest on the outstanding loan amount.

What relaxation scheme and moratorium State Bank of Hyderabad provides about Personal Loan due to Covid 19?

A period of 6 months will be given by the State Bank of Hyderabad as a moratorium for COVID-19.

✅ How to find the State Bank of Hyderabad Personal Loan account number?

After your application gets approved you will be provided with your account number for Personal Loan.

What is the State Bank of Hyderabad personal loan customer care number?

Contact 9878981166 for any queries.

What are the State Bank of Hyderabad Personal Loan pre-closure charges?

The State Bank of Hyderabad lets you prepay your personal loan after at least 6 EMIs with a foreclosure charge of 3% on your outstanding amount.

✅What is the State Bank of Hyderabad personal loan closure procedure?

  1. Visit the bank with the complete set of documents (as mentioned above).
  2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
  3. Pay the pre-closure amount.
  4. Sign the required documents, if any.
  5. Take acknowledgment of the balance amount you have paid.

✅What is the State Bank of Hyderabad Personal Loan Overdraft Facility?

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

Other Banks For Personal Loan

Barclays Finance Personal Installment Loans
Uttrakhand Gramin Bank Personal Loan
Vidharbha Konkan Gramin Bank Personal Loan
Utkal Grameen Bank Personal Loan

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