State Bank of Hyderabad Personal Loan

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

State Bank of Hyderabad Personal Loan Key Features

Features Details
Age 21 – 58
<76 (for pensioners)
CIBIL Minimum 700 or above
Interest Rate Starts @9.60%
Lowest EMI per lakh Rs. 2105
Tenure 6 to 72 months
Processing Fee 0.50% to 1.50% of Loan Amount + GST
Prepayment Charges 3%
Part Payment Charges Not Applicable
Minimum Loan Amount Rs. 24,000
Maximum Loan Amount Rs. 20 Lakh

Each Feature Explained in Detail Below


State Bank of Hyderabad Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 700 and Above
Age 21 – 58 Years
<76 (for pensioners)
Min Income Rs. 15000/month
Occupation Salaried/Self-employed

State Bank of Hyderabad Personal Loan Interest Rates and Charges

Interest Rate Starts @9.60%
Processing Charges 0.50% to 1.50% of the Loan Amount + GST
Prepayment Charges 3%
Stamp Duty As per state laws
Cheque Bounce Charges As per bank terms
Penal Interest 2%
Floating Rate of Interest Not Applicable

State Bank of Hyderabad Personal Loan Documents Required

Documents requested by State Bank of Hyderabad:

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

State Bank of Hyderabad Personal Loan EMI Calculator

State Bank of Hyderabad Personal Loan Compared to Other Banks

Particulars State Bank of Hyderabad HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate Starts @9.60% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 6 to 72 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 20 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee 0.50% to 1.50% of the loan amount Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from State Bank of Hyderabad

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for State Bank of Hyderabad Personal Loan with Dialabank?

Dialabank is India’s first financial helpline, and we work diligently to bring the best financial products to you. Our team makes sure that your information is safe and that you leave satisfied with our service.

How to Calculate EMIs for State Bank of Hyderabad Personal Loan

Use the below given EMI calculator for your EMIs.

State Bank of Hyderabad Personal Loan Processing Time

Personal loan applications can take up to a week for approval and disbursal, but with State Bank of Hyderabad, you can get your loan approved within 48-72 hours.

State Bank of Hyderabad Personal Loan Preclosure

The State Bank of Hyderabad lets you prepay your personal loan after at least 6 EMIs with a foreclosure charge of 3% on your outstanding amount.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

State Bank of Hyderabad Marriage Loan

State Bank of Hyderabad provides you with a personal loan for weddings and marriages at an affordable interest rate. Easy EMI structure makes sure that your happy occasions are financially happy too.

State Bank of Hyderabad Personal Loan for Government Employees

Central and state government employees get added benefits and better rates of interest for their personal loans. The State Bank of Hyderabad provides special discounts and offers for government employees.

State Bank of Hyderabad Doctor Loan

State Bank of Hyderabad has special offers for all the medical professionals. These personal loan offers come with lower rates of interest and larger loan quantum to help fulfil your personal and professional needs.

State Bank of Hyderabad Personal Loan for Pensioners

Older citizens with pension account in State Bank of Hyderabad can avail of personal loan schemes tailored to their needs. These offers include low processing fee, affordable interest rate, and flexible tenure.

State Bank of Hyderabad Personal Loan Balance Transfer

You can apply for a State Bank of Hyderabad personal loan balance transfer to get better loan terms at lower rates of interest.

State Bank of Hyderabad Personal Loan Top Up

State Bank of Hyderabad allows you to apply for a top-up on your existing personal loan with them. This way, you can get additional funds without the need to reapply.

State Bank of Hyderabad Personal Loan Status

Check your personal loan status by;

  • Visiting the bank branch in person.
  • Using the bank’s online portal and mobile application.

How to Apply for Personal Loan from State Bank of Hyderabad?

  1. Visit www.dialabank.com.
  2. Fill the personal loan application form.
  3. Wait for our team to call.
  4. Submit the documents and get the loan amount in your bank.

FAQs About State Bank of Hyderabad Personal Loan

What is State Bank of Hyderabad personal loan?

The personal loan is a financial product by State Bank of Hyderabad that lets you fulfil your monetary needs.

How does State Bank of Hyderabad personal loan work?

You need to contact the bank and apply for a personal loan. Your documents will be verified, and after approval, the loan amount will be transferred to your account. You do not need any collateral security for a personal loan.

What is the personal loan rate of interest in State Bank of Hyderabad?

Personal loan rate of interest starts at 9.60% per annum in State Bank of Hyderabad. A processing fee of 1.50% of your loan amount is also charged.

How can I get State Bank of Hyderabad personal loan?

Follow these steps:

  • Visit the nearest bank branch.
  • Apply for a personal loan and submit your documents.
  • After approval, get your loan amount in your account.

You can also apply through Dialabank for convenience and trustworthy service.

How to apply for a personal loan in the State Bank of Hyderabad?

You will need to visit the nearest branch of State Bank of Hyderabad and fill an application form. Alternatively, you can apply through Dialabank from anywhere.

How much EMI on State Bank of Hyderabad personal loan?

The minimum EMI for State Bank of Hyderabad personal loan is Rs 2105 per lakh.

How much CIBIL score required for availing a personal loan from State Bank of Hyderabad?

A minimum score of 700 is needed for State Bank of Hyderabad personal loan.

What can I use State Bank of Hyderabad personal loan for?

You can use your personal loan for all your personal needs, such as payment of bills, daily expenses, and other needs.

Can I prepay State Bank of Hyderabad personal loan?

Yes, State Bank of Hyderabad charges you a foreclosure fee of 3% on prepayment of the loan.


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