Telangana Grameena Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Telangana Grameena Bank Personal Loan Key Features

Eligibility Criteria  Details
Age 21-60 years
CIBIL 750 and above
Telangana Grameena Bank Personal Loan Interest Rate 9.99% per annum 
Lowest EMI per lakh
Tenure 12-60 months
Telangana Grameena Bank Personal Loan Processing Fee 1% to 2%
Prepayment Charges Decided by the bank from time to time
Part Payment Charges nil
Minimum Loan Amount up to 1 lakh
Maximum Loan Amount up to 75 lakhs

Telangana Grameena Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 750 and above
Age 21-58 years
Min Income 25,000/-
Occupation salaried/self-employed

Telangana Grameena Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Passport copy, Aadhar card, Voter ID card, Driving license and a copy of your government ID card
Proof of Address Rental agreement of a minimum of 1 year of stay, copy of the utility bills, passport (this is the proof for permanent residence), ration card
Proof of Income Income tax return form of the past two years, salary slip of the last 6 months and a copy of the bank statement of the past 3 months

Telangana Grameena Bank Personal Loan EMI Calculator

Telangana Grameena Bank Personal Loan Compared to Other Banks

Particulars Telangana Grameena Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 50 lakhs Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee Depends on the bank Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Telangana Grameena Bank

  • Home loan
  • Personal loan
  • Education loan
  • Business loan
  • Car loan
  • Two-wheeler loan
  • Gold loan
  • FD interest rate
  • RD interest rate
  • Bank ATMs
  • PPF account

Why should you apply for Telangana Grameena Bank Personal Loan with Dialabank?

Dialabank helps you in selecting the best option of banks by offering you the update market contrast of other banks so that you can make the right choice. At Dialabank we have guided thousands of applicants to take the loan that they want without any trouble and look forward to continuing to doing so. Apply today to get special offers and discounts on Telangana Grameena Bank personal loans.

You can contact us on 9878981166 to get a Telangana Grameena Bank personal loan.

How to Calculate EMIs for Telangana Grameena Bank  Personal Loan

The given information is needed to calculate your Telangana Grameena Bank personal loan EMI: the amount borrowed as the loan, the rate of interest, and the loan period.

Add these values in the calculator below to find your monthly EMIs.

Telangana Grameena Bank Personal Loan Processing Time

Processing time would tell you how long it would take to process an application under normal situations. It usually starts on the day we receive the application from the bank and ends when we make the decision regarding what loan we want and the amount to get credited.

Telangana Grameena Bank Personal Loan Preclosure charges

You can pay the Telangana Grameena Bank Personal loan earlier itself without any pre-closure charges as it allows prepayment at nil charges in the case of floating rate personal loans. If the borrower makes a payment earlier, the outstanding balance of the principal amount of his loan decreases.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Personal Loan offers by Telangana Grameena Bank

Telangana Grameena Bank Personal Loan Balance Transfer

A personal loan balance transfer is a procedure in which the borrower transfers the outstanding principal of the personal loan from one lending institution to another in order to benefit from the better terms such as a lower and collective interest rate on the outstanding loans.

Telangana Grameena Bank Personal Loan Top Up

The top-up loan is only given to customers who already have an existing relationship/account with the bank, the eligibility criteria are quite basic for the top-up plan. A customer who has taken a loan from the bank, irrespective of the type of the loan is taken, is eligible for a top-up loan.

Telangana Grameena Bank Personal Loan Status

You can monitor the status of your Telangana Grameena Bank personal loan by the following measures:

  • You could also visit the nearest loan branch and ask the bankers also for the same.
  • Log In to the bank’s net banking portal, click on the loans from the top icon and click on enquire to check the status of your personal loan.
  • Search for ‘personal loan status’ on google, click on the first link which will direct you to the loan status tracker webpage of Telangana Grameena Bank and fill the required information to monitor the status of your loan.

How to Apply for Telangana Grameena Bank Personal Loan?

To get a personal loan is quite simple, you would just have to: visit our website and fill our application form. After which you would get a call from us. Then, our experts would guide you through the complete process and tell you the details of the loan.

FAQs About Telangana Grameena Bank Personal Loan

How does Telangana Grameena Bank personal loan work?

Because it is an unsecured loan you wouldn’t be required to submit any prime security to the bank, all you need are just the basic documents for KYC and to show your income proof. Visit the loan branch with the application form and necessary documents, after the verification and approval, the borrowed money would be credited into your bank account. You can use this money to fund all your needs and repay them in installments.

What is the personal loan rate of interest in Telangana Grameena Bank?

The personal loan rate of interest in Telangana Grameena Bank is 9.99% per annum.

How much EMI on Telangana Grameena Bank personal loan?

EMI is charged on a monthly basis and varies from loan to loan depending on the Loan Amount, Rate of Interest, and Tenure of the loan.

How much CIBIL score is required for a personal loan from Telangana Grameena Bank?

The CIBIL score required for a personal loan from Telangana Grameena Bank is 700 and above.

What can I use Telangana Grameena Bank personal loan?

You can use your loan from Telangana Grameena bank for a various number of financial needs such as paying for your marriage or that of a relative, pay your bills on time, finance any of your expenses, repair your home, etc. The opportunities are limitless, and Telangana Grameena Bank will help you financially through it all.

How to prepay Telangana Grameena Bank personal loan?

A maximum of 60 EMIs is usually allowed for the repayment of a personal loan. It usually starts from 12 EMIs. The time is taken for repaying the loan also depends on your credit score.

✅ What is the Processing fee for Telangana Grameena Bank’s Personal Loan?

The processing fee is up to 1%-2%.

Other Banks For Personal Loan

Barclays Finance Personal Installment Loans
Uttrakhand Gramin Bank Personal Loan
Vidharbha Konkan Gramin Bank Personal Loan
Utkal Grameen Bank Personal Loan

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