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Personal loan

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Get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid from financial worries. This loan seems to be attractive as you need not deposit any assets to the lender.


What is a Personal Loan?

In this modern world needs are rising high so the expenses are also rising at a fast rate. It is very difficult for a person to cope up with this unstable climate. Personal loan is the best loan option to handle all expenses easily. Personal loan is an unsecured debt which can be availed without pledging any valuable property to the lender. Personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is an instant finance which a person can avail within 48-72 hours with minimal documentation required.


Personal Loan Interest Rates in Bhopal: 11.99% to 22%
Why should one choose Personal Loan in Bhopal?


  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No co-signer needed.


Eligibility Criteria for Personal Loan

Salaried Individual

1. Minimum age of the borrower: 21 years

2. Maximum age of the borrower: 60 years

3. Minimum annual income: Rs.1,20,000

4. Net monthly income: Rs. 20,000/- & above

5. Total experience in employment: 3 years and above

6. Current experience: 6 months and above


Self-employed Individual

1. Minimum age of the applicant: 25 years

2. Maximum age of the applicant: 65 years

3. Minimum annual income: Rs.1,20,000

4. Total experience in employment: 3 years and above.



Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 3 months salary slips

Last 2 years ITR

Photocopy of Pan Card

Photocopy of Pan Card

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs



About Bhopal:

Bhopal is the capital city of Madhya Pradesh State. It is the administrative headquarters of Bhopal District.  Bhopal is alos known as the City of Lakes.


Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.






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