If you are thinking to start up a business but you don’t have that much budget or you are thinking for abroad for your higher studies but your pocket doesn’t allow you then you should definitely adopt for the option for Personal Loan. It will help you to solve all your financial problems.
What do you mean by Personal Loan?
Personal Loan provides you the loan from bank to fulfill your financial needs. It provides you with the low interest rates. As it in an Unsecured Loan so there is no need to submit any collateral in exchange of the loan amount. The most amazing thing in this type of loan is that you can spend it as per your needs. The amount of the loan is spent by the individual for his personal reasons that is why it is known as Personal Loan.
Uses of Personal Loan Bhopal
- You can use the loan amount to pay your Hospital bills.
- For the renovation of your house you can use the loan amount. You can design your house as per your desire.
- You can use the loan amount to fulfill the dream of your dream marriage.
- If you want to go to abroad for higher studies then also Personal Loans will help you to achieve your target.
Interest rates for Personal Loan Bhopal
- Personal Loan Bhopal provides you with the low interest rates as compared in the market.
- It usually starts from 10.75% and depends on the amount of your loan.
- The tenure of the Personal Loan Bhopal is minimum of 1 year to maximum of 5 years.
Eligibility for Personal Loan Bhopal
There is an eligibility criteria if you want to apply for the Personal Loan Bhopal. They are as follows:
For the Salaried Applicants
- The minimum age of the salaried applicant who want to avail the Personal Loan Bhopal is minimum 21 years to maximum 60 years.
- If the applicant lives in a metropolitian city then the income should be atleast of 18,000 per month.
- If the applicant lives in a Non metropolitan city then the income should be atleast 12,000 per month.
- The applicant should have the work experience of at least last three years in the same company.
- The salary of the applicant should come to their respective bank accounts only.
- Good CIBIL Score is needed as you only get Personal Loan Bhopal based on CIBIL Score. It should be more than 700.
- It is must to submit the bank statements of the last three months.
- The salary slip of the applicant of last six months is also required if you want to apply for the Personal Loan Bhopal.
- For the Self-employed Applicants, the minimum age required is 25 years to a maximum of 65 years.
- The applicant should file the ITR for the last three months. It is mandatory.
- The ITR should be at least Rs 2.5 lakh per annum.
- The Loan will be approved if you have a good credit score, so you should have a good credit score, and your debts should be clear.
- If the applicant has a business, then the business should be running from the last three years.
The documentation process of the Personal Loan Bhopal
The Personal Loan Bhopal requires some documents of the applicants for the Personal Loan that are as follows:
- Identity proof: It contains Aadhaar Card/ Voter Card/ Driving License/ Passport.
- Residence proof: It contains Aadhaar Card/ Voter Card/ Driving License/ Passport/ Ration Card/Utility bills of last three months.
- If the applicant is living in a rented house, then he has to submit their rent agreement, water and electricity bill and the owner address.
- As PAN Card is an essential document under the KYC formality, it is important to submit that.
- The Salaried applicant has to submit their salary slip of the last three months and also the bank statements for the previous six months.
- The Self Employed applicant has to submit the ITR of the last three years and also have to provide the registration of their business.
- The applicant has to give two passport size photographs without specs.
Features of Personal Loan Bhopal
- Very easy to apply and access.
- The documentation process is simply understandable.
- Affordable Interest rates keeping in view the requirements of the applicant.
- The tenure period is from 1 year to 5 years.
- No need for collateral.
- Uncomplicated process.
- Quick disbursal.
How can you apply for Personal Loan Bhopal?
- It is the trouble-free process, applying for the Personal Loan Bhopal.
- Visit our official site at www.dialabank.com.
- Then fill the online application form for the Personal Loan.
- Fill your contact number and e-mail online. It is mandatory.
- You will get a call back automatically within 24 hours from our Relationship Manager as you fill the form.
Why Dialabank for the Personal Loan Bhopal?
- Dialabank is India’s first financial helpline company and has experiences of many years of serving the requirements of the people.
- Interest rates are meagre as compared to the market.
- Experts of customer query. Will respond you for your questions like the wind.
- We don’t charge any amount of money from you for guidance.
- For more information, you can contact 9878981166.
About the city
Bhopal is the city in the Indian state Madhya Pradesh. It is also one of the the greenest city of india The place is known for fomaus lakes.Mostly people celebrate Diwali and Eid in Bhopal. These are the major festivals.
Frequently asked questions for Personal loans.
1. What is Personal Loan Bhopal?
Under Personal Loan Bhopal, you can get the loan amount from the bank for a specific time. It provides you with the lowest interest rate. It is not required to keep an asset for the guarantee to get the loan.
2. What is Personal Loan Bhopal Interest Rate?
The Personal Loan Bhopal will provide you with a loan at 13.00% rate with the lowest EMI of RS.2,683 Per lakh if you are paying more than this EMI than you can go for a balance transfer. You can pay back your loan in 12 months to 48 months.
3. What is Personal Loan Bhopal Eligibility?
You can apply for the Personal Loan Bhopal if you are a citizen of India. You should be above the age of minimum 21 years to a maximum of 58 years. Both salaried and self-employed applicants can apply.
4. What are the details of Personal Loan Bhopal?
The best banks will provide you the loan as it helps you according to your needs. It has special offers for government employees. You can get the loan quickly if you are eligible for the loan.
5. How to apply online in Personal Loan Bhopal?
For the best services, go on our website www.dialabank.com and fill the form which requires your necessary details. You will get a call from our side within 24 hours, and we will guide you for the best offers. Contact number which is working is mandatory.
6. How to check Personal Loan Bhopal EMI with EMI calculator?
Visit our site Dialabank and select the option of tools and calculator . after that, you can choose the option of EMI check and easily calculate the loan EMI.
7. How can we apply for Personal Loan Bhopal?
For the loan, you have to fill the above form and submit. Then your request will be accepted by dialabank, and within 24 hours you will get a call from our Relationship Manager who helps you with the further details.
8. What is Personal Loan Bhopal contact number?
You can apply online at our official website of Dialabank and also contact us on 9878981166.