Car Loan Pusad

Car Loan Pusad

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Best Banks for Car Loan in Pusad

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Pusad Features

Seeking a dream of buying your own car? However, haven’t got enough money? Don’t fret. We provide financial services to help customers to compare, analyze and opt for the loan attainable. Avail it currently and luxuriate in move-in your automobile.
Car loans are provided by banks and NBFC’s for each ex-showroom and on-road costs and for each different and second-hand cars. You’ll simply get automobile loans is Pusad custom for you, by selecting the tenure of the loan yourself! A number of the opposite options you’ll get access to are:

Car loans are out there at low-interest rates
Almost all major banks and NBFCs provide automobile loans in Pusad in your neighbourhood
The documentation method is fast, efficient and hassle-free
Car loans are simply out there through DialaBank

Car Loan Pusad Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Pusad Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Most recent three month’s salary slip with form no. 16 will be asked
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone or Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last six months.

For Self Employed Individuals:

Identity Proof: PAN Card, Passport copy, Voters ID card, Driving License
Income Proof: Recent ITR
Address Proof: Ration card/ Driving license / Voters ID card / Passport Copy / Telephone or Electricity Bill / Life Insurance Policy / PAN Card (any one)
Bank Statement: Previous 6 months.

Car Loan Pusad Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year of current employment and a minimum of 2 years of employment overall
Minimum Annual Income: Rs.100000 net yearly income

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 3 years in business
Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Pusad

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Pusad

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Pusad

Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Pusad so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate than others. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest. Dialabank is here to assist you with all the facilities that you simply need for having a car loan.

The institutions do not only check the overall CIBIL score but even the detailed behaviour on the previous loans taken or paid. This includes details on the type of loans availed and the borrowed sum. The establishments don’t simply check the general CIBIL score however even the elaborated behaviour on the previous loans, which includes details on the sort of loans availed and therefore the total borrowed amount.

Car Loan Pusad Agent Contact Number

If you have any queries regarding the car loan in Pusad, feel free to contact us on the number 9878981166 or visit our website Dialabank for assistance.

Pre Calculated EMI Table for Car Loan Pusad

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Pusad

About Pusad

Pusad is a city within the Yavatmal district situated in the geographical region state of India, which has been named after the Pus stream. Its ancient name was ‘Pushpawanti’. Main crops are millet, wheat, tur, cotton, groundnut, sunflower, etc. within the unsmooth components of Pusad taluka, the soil type is coarse gravelly or loose friable of black colour.