Car Loan Pusad

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Best Banks for Car Loan in Pusad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Pusad FeaturesCar Loan Pusad

Seeking a dream of buying your own car? However, haven’t got enough money? Don’t fret. We provide financial services to help customers to compare, analyze and opt for the loan attainable. Avail it currently and luxuriate in move-in your automobile.
Car loans are provided by banks and NBFC’s for each ex-showroom and on-road costs and for each different and second-hand cars. You’ll simply get automobile loans is Pusad custom for you, by selecting the tenure of the loan yourself! A number of the opposite options you’ll get access to are:

  • Car loans are out there at low-interest rates
  • Almost all major banks and NBFCs provide automobile loans in Pusad in your neighbourhood
  • The documentation method is fast, efficient and hassle-free
  • Car loans are simply out there through DialaBank

Car Loan Pusad Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Pusad Documents Required

For Salaried Individuals:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Most recent three month’s salary slip with form no. 16 will be asked
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone or Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last six months.

For Self Employed Individuals:

  • Identity Proof: PAN Card, Passport copy, Voters ID card, Driving License
  • Income Proof: Recent ITR
  • Address Proof: Ration card/ Driving license / Voters ID card / Passport Copy / Telephone or Electricity Bill / Life Insurance Policy / PAN Card (any one)
  • Bank Statement: Previous 6 months.

Car Loan Pusad Eligibility Criteria

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year of current employment and a minimum of 2 years of employment overall
  • Minimum Annual Income: Rs.100000 net yearly income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Pusad

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Pusad

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Pusad

Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Pusad so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate than others. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest. Dialabank is here to assist you with all the facilities that you simply need for having a car loan.

The institutions do not only check the overall CIBIL score but even the detailed behaviour on the previous loans taken or paid. This includes details on the type of loans availed and the borrowed sum. The establishments don’t simply check the general CIBIL score however even the elaborated behaviour on the previous loans, which includes details on the sort of loans availed and therefore the total borrowed amount.

Car Loan Pusad Agent Contact Number

If you have any queries regarding the car loan in Pusad, feel free to contact us on the number 9878981166 or visit our website Dialabank for assistance.

Pre Calculated EMI Table for Car Loan Pusad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Pusad

About Pusad

Pusad is a city within the Yavatmal district situated in the geographical region state of India, which has been named after the Pus stream. Its ancient name was ‘Pushpawanti’. Main crops are millet, wheat, tur, cotton, groundnut, sunflower, etc. within the unsmooth components of Pusad taluka, the soil type is coarse gravelly or loose friable of black colour.

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