Car Loan Shahbad

Car Loan Shahbad

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Best Banks for Car Loan in Shahbad

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35% - 7.95 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Shahbad Features

It is safe to say that you are searching for a vehicle advance? Do you need a vehicle you had always wanted? In the event that truly, at that point your hold up is over as we are giving the best advances on vehicles at an alluring pace of intrigue. We give credit to both independently employed and salaried people.

What is DialaBank?

It is a platform to serve you with loans of every kind. We are partnered with top banking and financial institutions of the country. Our round the clock service will help you get a loan at any time of the day and at any time of the year. We have a team of experts that will guide you in every step of the process.

We let you sit at the comfort of your home and provide you with the loan without any hassle.
We have tie-ups with top Banks and NBFCs of the country to provide you with the best in class service.
We offer you the lowest rate of interest in the market.
We Charge no money from our customers for the services that we provide.
Our team of experts and Relationship managers helps you in every step of the journey to acquire a loan.

Car Loan Shahbad Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Shahbad Documents Required

Documents required for car loan are as followed:

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: For Salaried– Latest 3-month salary slip with form 16
Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Car Loan Shahbad Eligibility Criteria

The car loan eligibility requirements are as followed:

SALARIED INDIVIDUALS

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
Least Annual Income: Rs 100000 net yearly pay.

SELF-EMPLOYED INDIVIDUALS

Minimum age: 30 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 2 years in business
Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

How to Apply for Car Loan in Shahbad?

The process for applying for a car loan is very simple:

Log on to dialabank
Visit the Car loan section on our menu and fill out the details.
Wait for a call from our relationship manager or a loan expert.
Alternatively, you can visit our nearest branch and fill apply it there.

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Car Loan for Major Car Manufacturers in Shahbad

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Shahbad

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Shahbad

CIBIL score mirrors your financial record in the past just as your defaults in reimbursement of your past credits. A decent FICO assessment is considered as 750 or more as the majority of the money related establishments request a high FICO rating. Each bank and NBFC has various models for a base CIBIL score they need to deal with your advance. A Lower CIBIL score than 750 can draw at a higher pace of intrigue.

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Car Loan Shahbad Contact Number

Give us a call on 9878981166 and avail an instant loan for your dream car.

Pre Calculated EMI Table for Car Loan Shahbad

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Shahbad

Shahabad Markanda is a subdivision in the Kurukshetra area in the Indian province of Haryana. It is arranged on the left bank of the Markanda River, 20 km south of Ambala Cantonment, and 22 km from the chronicled city Kurukshetra. Different names of the town are Shahabad, Shahbad, or Shabad.

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