IDFC First Bank Personal Loan: Documentations and steps for applying

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IDFC First Bank Personal Loan: Documentations and steps for applying

Documentations required for the IDFC First Bank Personal Loan

IDFC First offers IDFC First Bank Personal Loan to both the salaried and self-employed individuals only if they have the following documentation for the easy approval of the personal loan.

Identity proof documents such as a self-attested copy of any of the documents out of passport, Voted Id card, PAN card, Aadhar Card, or Driving License. Address proof documents such as a self-attested copy of any of the documents out of Passport, Ration Card, Telephone Bill, Bank Account statement, property purchase documents, or sale deed if someone has their property.

Income proof documents such as a self-attested copy of any of the documents out of last 3 or 6 months salary statement showing salary credits, newest 3 months salary slip for salaried individuals. For the self-employed individuals, there is a requirement for a self-attested copy of any of the documents out of 2 years ITR, Balance sheet, P&L for the last 2 years, and the bank statement of the last 3 months. A self-attested copy of Ownership proof and the business proof, qualification certificate or certificate of practice, Shop Act License/ sales tax/ MOA & AOA  is also required for the self-employed individuals.

How to Apply For the IDFC First Bank Personal Loan

There are no big steps to follow when it comes to the application for the IDFC First Bank Personal Loan online. Below are the steps mentioned to apply for the personal loan online:

  • Online Application: Visit the website and fill up a form of personal loan. Once you fill-up the form you become eligible for the asked loan amount instantaneously.
  • Document Submission: The association manager then sets up an appointment and arrives at your home to collect all the required documents for the easy approval of the personal loan.
  • Verification: Once the documents are collected then there is a personal discussion with the applicant for the verification of the loan application.
  • Approval & Disbursal: If the verification procedure goes well, then the loan will be approved and the money will be sent to the bank account along with the statement.

 

 

 

 

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