Personal Loan Adoni

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Best Banks for Personal Loan Adoni

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Adoni Features

      Personal Loan AdoniIn need of a loan which does not ask for the collateral? If yes, then a Personal Loan is the best option for you. These loans are unsecured, which means these do not require any asset to put at stake. The loan can be used to meet various personal requirements of life.

      A personal loan will assist you to overcome all your financial crisis. A Personal Loan in Adoni may be opted by an individual due to an urgent cash requirement, for example, any medical issue, education purpose, or to fulfil any of your other personal requirements. This is a life-saviour option.

      To get a Personal Loan, the applicant must have a good source of income and a positive CIBIL score. There is also no end-use restriction on the use of the personal loan amount. You can use this amount anywhere for any reason you wish to.

      Personal Loan in Adoni Interest Rates and Charges 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Adoni Documents Required 

      The documents required for a personal loan in Adoni are different for different types of customers.

      Salaried Customers:

      1. Identity proof in the form of Aadhar card, driving license.
      2. PAN Card.
      3. Residence Proof in the form of Owned, Rented, Company provided residence proofs.
      4. Previous three months salary slips.
      5. Previous 6 months salary statements.
      6. Passport-sized photographs – 2
      7. For rented apartments, rent agreement to be attached.

      Self-Employed Customers:

      1. All kinds of financial reports of the company
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan Adoni Eligibility Criteria

      The personal loan eligibility criteria vary from customer to customer in the following way:

      Salaried Applicants

      1. The salary should be received in their specific individual accounts only.
      2. The applicants must have a good CIBIL score, i.e. 700 and above.
      3.  The applicant must have a minimum income of INR 25,000 per month to reside in a metropolitan city.
      4. The age requirement is between 21 and 60 years.
      5. He should be working in a well-reputed, listed company.
      6. The applicants must have prior work experience of at least three years to avail of a personal loan.

      Self-Employed Applicants

      1. The applicant’s age should be a minimum of 25 years.
      2. An ITR filed for the previous 3 years is a must.
      3. The business must be a functioning one for the past 3 years.
      4. 750 and above CIBIL score.
      5. A minimum of Rs 2.5 lakh income.

      Why Apply for Personal Loan Adoni?

      1. Personal Loans in Adoni are based on the candidate’s income and ability to repay.
      2. Anytime anywhere kind of money.
      3. Personal loans do not require your asset as security.
      4. Are easy to process.

      How to apply for Personal Loan Adoni?

      Applying for a personal loan in Adoni is easy with DialaBank. Get an instant personal loan on applying online for a personal loan in Adoni with DialaBank. Follow the steps below to enjoy a hassle-free and quick experience:

      1. Visit our website, dialabank.
      2. Click on the personal loan section.
      3. The applicant will be required to fill in all the personal details of themselves.
      4. Click on Request a quote. DialaBank’s relationship manager will soon contact you.
      5. For any query, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Adoni

      Every Bank and NBFC charges two kinds of fees for Personal Loan application in Adoni. The processing fee charges are mandatory for every bank/NBFC. These charges are 1% of the sanctioned loan amount.

      The second is pre-closure charges applicable if you wish to foreclose your loan before the agreed fixed loan tenure. Usually, the tenure is of 12 months. After that, the charges depend on how many years the loan has left tenure. These charges lie anywhere from 4% of the outstanding loan amount in the 2nd year to 2% in the loan’s 4th year.

      Personal Loan Adoni EMI Calculator

      Equated Monthly Installments also know as EMI is the monthly fixed amount that the applicant has to pay to the bank in instalments of the personal loan amount. The applicant is referred to as the borrower in such cases, and the bank is the lender. EMI alters depending on your loan amount and tenure. You can also find the Personal loan EMI calculator on DialaBank’s website to calculate your monthly instalments anytime.

      CIBIL Score required for Personal Loan Adoni

      CIBIL Score is referred to as the history of the payments that you have made in the past. The CIR (Credit Information Report) is the history of your credit score which checks your account’s history for different kinds of loans that you have taken (if any) and the credit card history of your past ability to repay them (if you have).

      Mostly a CIBIL score of 750 and above is considered excellent while availing of personal loan. The better the CIBIL score, the easier it becomes to avail the loan in Adoni.

      personal loan at 10.75%*

      Personal Loan Adoni Agents

      Dialabank is associated with various banks and NBFCs in Adoni that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Adoni. You can also apply online at dialabank or give a call at 9878981166 to know more about the existing rates.

      Dialabank helps you choose the right one from the various options of Banks and NBFCs by providing you with a detailed market comparison of different banks and NBFCs to make the right decision. Our customer relationship managers get in touch with you as soon as possible to assist you through the entire process.

      Personal Loan Adoni Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Adoni.

      Pre Calculated EMI Table for Personal Loan Adoni

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Adoni

      Adoni, a city in Kurnool district of Andhra Pradesh, has a population of 1,66,537 (2011 Census). The city is the main trading centre for the state of Andhra Pradesh. It is popularly known for its cotton and textile productions. The production of groundnut oil is also important in the economy of the city.

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